 How to get downpayment? |
| I am trying to buy a house (first time) but the mortgage co wants me to put $3000.00 down and I dont have it. Any suggestions on how I can get the money? I have to move quickly or i wil loose the ... |
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 Subprime Mortgage Crisis??? |
Can someone summarize what happened to cause this crisis and recent banks involved that have collapsed...and what happened to solve the solution
T... |
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 Eviction notice? |
| My landlord is serving me with an eviction notice because of complaints about my barking dogs. How difficult will it be to rent with this on my record? Should I lie when filling out rental ... |
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 I'm afraid my parents might keep my money from me when I move out...? |
OK, to paint the picture roughly:
My friends from college and I wanted to live together. We decided to rent a large house and split the rent according to the room size, utilities used, etc. We ... |
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 With a credit score of 480, can I buy income property? |
| I would like to elaborate in my question posted earlier. I currently have a mobile that I will be selling that should bring me $55K. With those process I'm hoping I can buy a 4 plex and bring ... |
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 I have an arm loan? |
I GOT AN ARM LOAN BUT I HAD A 650 AND NO LATES EVER IN MY LIFE .YEA I KNOW I SHOULD HAVE LOOKED AT FINE PRINT BUT IS THAT PREDATORY LENDING
Additional Details
and i have a way to get out ... |
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 My mom got a letter in the mail saying our house will be sold? |
It says the house will be sold at public acution August 4th. I knew my mom was in debt but is she really about to lost the house? What do I do?
Additional Details
We still live here. C... |
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 Can I break the lease? |
| I just rent a room of a house on the september first aand singed 1-year lease. After I moved in, I found the room has a bad odor. I guess the odor is caused by mold. The bad odor cause nasal ... |
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 How much earnest money should I put down? |
| I found my dream house and will make an offer tommorrow. How important is the earnest money? The house is vacant, so the seller is motivated.... |
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 Will we get preapproved with 687 and 715 credit scores? |
| My husband and I are looking to buya $250K house in Delaware. We make about $120K combined income. We are in the preapproval process, but want to make sure our credit score sound high enough to get ... |
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 Should i sell my home? |
| i've only had my house for nine months my sister and my boyfriends best friend moved in with us(me and my boyfriend). we got a house with extra bed rooms because my sister and the friend told us ... |
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 Being kicked out-Renting a new home- Low Income-HELP!? |
Hello guys,
I have been surfing the web for ever & I can't seem to find any help with my situation. I am being kicked out of the house, long story, & I was already looking for ... |
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 What are my options w/ this house?? Please help!!? |
| Story in short: old woman that lived alone in a house behind my parent's (where I grew up) passed away...her niece who lives in TX has been cleaning out the house and fixing it up little by ... |
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 Eminent domain... county wants my land? |
| Whats a fair price determined by if the county wants to buy 4 acres of my land to build a retention pond to help control down stream flooding? Or can they just take it and build what they want?... |
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 My new landlord wants to charge me for water bill? |
| i think i heard its landlord responsibility in ny state this true?... |
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 How to break a lease (preferably landlords!)? |
Actually, I know how to, but I wondered if this would be a good enough reason for a landlord...
Currently I rent a 2 bedroom townhome. At first it was nice but now the area has really ... |
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CoffeeChic | How do I add my name to my husband's deed of our home? ? |
He bought the house while we were engaged and even though we live in a Community Property State, we would feel better if now my name is on the deed in case of a tragedy or like now when we want to try and refianace our ridiculous mortgage loan. (we got it 12 years ago when it was smart to get an ARM but now we are not financially the same so we need out!)
Additional Details
Let me edit to add that we are BOTH wanting to know how to do this (not just me, I really don't care, but since I'm the one that makes all the calls and deals with all the paperwork) we both agree that this will make things easier and again in the case of God forbid he passes away.
(Is there anyway besides getting a lawyer to do this? We don't have that kind of extra money right now!) |
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glenn
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Refinance. The mortgage company and the title company that will be involved can accomplish this as part of the process. It will not add much if any cost to the closing.
As you said, since you live in a community property state you are really legal half owner now. I don't know that adding you to the deed would provide any additional protection in case of death but if it makes you feel better then that is worth it. |
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doinou
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You can't put your name on your husband's deed. That's his call. |
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lolly
 |
The best thing to do would be refinance together. There are mortgage calculators to tell you when and if this would pay off. They let you know the break even point (when the costs of closing equal out the cost of savings on the new loan).
http://www.bankrate.com/brm/rate/calc_home.asp
Some of these answers were very ignorant. |
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qriouzpunx
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search a lawyer that can do the job for you it will make things a lot easier and faster too. |
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infinite crisis 247
 |
this would depend on timing. if you are refinancing anyways, than i would just refi together and put your name on the deed then. if the refi isn't happening, or isn't happening for a while, you would have to get him to sign you onto the deed. |
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Debra Erics
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Your husband needs to take care of that.
If the house were in your name ....do you think it would be legal for him to call or write and send a copy of marriage license and say Hey....Look I married her put my name on her house. |
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John M
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consult a lawyer who will correspond with the lending authority to place your name on the deeds |
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VidaLoca Libertarian
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It's so nice you love your husband so much to share half the assets!! |
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oliprofessor
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take your husband and the deed down to a notary public, they will allow you to sign yourself onto it and they'll witness it. |
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