 Looking at buying a house. I have never talked to anyone and I wanted to know where to start? |
| My wife and I have already kind of already picked he house but I don't know who we need to talk too... Either the mortgage broker or a real estate agent? Please help!... |
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 What if I skip a mortgage payment? |
I am short this month. The mortgage is a 30 term. Will it be added on to the very last payment if I don't pay it this month? Will it increase my mortgage payments for next year?
Additional ... |
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 Do all houses go up in value? Or is it a myth? |
| I just bought a house in Humble, TX. I plan to live here for about 5 yrs. Do they really go up in value? And what factors determined that.... |
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 Can my landlord "serve" me, by putting a 3-day on my screen door? Isnt it supposed to start with a 30 or 60? |
| Doesnt he have to give us a 30 or 60 day notice first? He put a 3-day notice on our screen door when we weren't home. We've never received anything else before this. We've lived here ... |
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 Can you still look at a home with sale pending status? |
| I am a fist time home buyer and I have been looking at a home that i have fell in love with, although i have only seen the exterior of the home. It has been in sale pending status for four months now.... |
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| i was thinking of getting my realtors license and was wondering if i would need to buy suits, i noticed in almost all of the realtors pictures in the paper the men were wearing suits. is this just ... |
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 If a house is sold with central heating, does it have to work? |
| If the description of the house said it had central heating, but the boiler didn't work, what could a buyer do if anything?... |
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 I have until 30 march 2007 to sell my house any ideas? |
| Im starting to get stress my house has been on the market 6 weeks and it not sold. I say in a posh area, in a new build with neutral decoration and no clutter. Help Im desperate!!!... |
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 ANY ADVICE??? we currently are buying a house that we can not afford. We have an arm and are currently? |
| paying a 10.5 interest rate. we are three months behind. we were working with our mortgage company to get the rate lowered then our loan was sold. when we bought the home it was based on all of the ... |
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| Does anyone know if it is legal to rent a property that has no heating system? Does it depend on the contract terms? Could a tenant move in without heating and then complain. Please give source of ... |
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 Which willl help the value of my home more. closing a agrage for a fourth bedroom or finishing a basement? |
| I recently bought but have a prepayment penalty. My job may be changing and I will have to sell. I can close in the garage and finish it for about $1000. The basement will cost more but I need an ... |
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| Would a garden pond put you off buying a house? |
| were putting our house on the market soon, we have two fish ponds in the back garden one is quite large 10ft x 6ft x 3ft deep and is home to ghost Koi,the other is a lot smaller and just has goldfish,... |
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 REVENGE! How can I get my landlord back? |
| I moved out yesterday. My landlord was a real deadbeat and a jerk - refused to fix the broken toilet, wouldn't let me have guests for more than 2 days, put threatening notes on my visitors'... |
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 1 year from now will your home be worth more or less than it is today? |
Additional Details
Based on the current market, economy, politics, location, etc. do you BELIEVE your house will be more...... |
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 Apartment roof leaked, computer destroyed, is my landlord liable? |
This is for a friend. I am on here to get information to help her.
She lives in California, 3rd floor (top floor), of an apartment building.
The roof leaked 1 month ago and a ... |
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 House prices? |
we are in the process of looking for a house to buy, do you think that house prices will come down eventually?
Additional Details
house prices in the ... |
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 Is $875.00/month too much to charge for rent? |
| I have a 4/2.5 bath home (1352sq ft. not including the Florida room) I want to rent but I'm not sure if I'll be charging too much or too little considering I want the tenant to to provide ... |
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Cleopatra | How do I ask renters for owed rent in a firm but polite fashion? |
I am an assistant at an apartment complex and my boss (the apartment manager) just got fired. I just got hired a couple months ago, with no prior experience in the field. Now the higher ups are asking me to collect all the delinquencies that my manager hadn't...most of them are small amounts that just need to be settled (100 dollars or less) but some of them are larger (one to two months worth of rent)... how do I word the written notices in a way that will be effective?
Additional Details
Thanks everyone for your great answers!! They really helped!! |
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Landlord
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"3-day pay or quit" and follow through with filing evictions.
Anyone not paying their rent for 2 months is a creep and being all nice isn't going to make them pay. They are Users and will continue to use you as long as you let them. |
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Back to 1992!!!
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Refer to the contract. Warn them about eviction. If they cant pay then you will have to evict them and collect through some kind of agency. You will take them to court or threaten a lawsuit and reach a settlement. |
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Sarah D
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Give them exact deadlines for when amounts need to be paid and what will happen if deadlines are not met. For example say they have till the 1st to pay or they will be given a $50 fee and $5 per day after that. |
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Paula M
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Entice your tenants to comply......I'm sure your office has "shell" 3 Notice to Quit or Pay" Notices ready to go......send them out, but say......if you bring your accounts current w/in the 3-Day period....the management will forgo the late fees...
I bet you get huge results....and on the ones you don't....well, fine, because you started the "legal eviction clock"...and can lawfully start the next step in the process... |
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Realtor in CA
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If you want to stay in this business, you must be firm! They are breaking the rental agreement! Simple as that!
The people that are 2 months behind must be served with a "3 day notice to pay or quit". This is the first step in the eviction process.
The people who owe only a small amount should be given a notice to pay within 14 days, or they will be evicted also.
The easier you are on the tenants, the more they will take advantage of you.
If they give you a "sob story" about being broke, uncle is in the hospital, etc. just tell them it's not you who's doing this, it's the owners and you are just a messenger. This way you're the good guy and the owners are the evil landlords.
Most people who have a history of late or no payments are showing that they are not responsible, and it's just a matter of time before they quit making payments altogether. |
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Ms Penny Lane
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I think you might should start it out as a reminder, like "Just a reminder you rent is/was due Nov 1." For the ones that are a few months past due, maybe you should approach it like, how much of x amount can you pay this week. Maybe it wouldn't overwhelm them to be hit up for several hundreds of dollars at once. They know they owe it and maybe if you can squeeze a couple of hundred out at a time they can get caught up and they will see you as understanding and willing to work with them and maybe they will respect you more. Hopefully they will pay up, just remember, it's your job so don't feel bad about it. Good luck. |
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ArmouredSaint
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Trying to start the eviction process is a hassle but must be done
for those that are months behind but you ll find that there is always an excuse. You just have to be firm about it If they don't pay post a letter on their door. Letting them know they need to be paid in full or the eviction process goes through. Familiarize yourself with landlord tenent laws of your area or make your landlord help you with the forms
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sparrow_ckg_9
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1/ Make sure you use company letterhead. Sign and date the letter and then photocopy it (you keep one).
2/ Do not refer to yourself personally in the letter- you are speaking on behalf of the property company.
3/ Make sure you address the letters to each tenant by name, and specify the exact amount they owe.
3/ Apologise for the inconvenience, but advise the tenant that if the amounts are not paid by a certain date (say... a date two weeks from the date of the letter for example), a collection agency may be brought in, or legal action may be taken.
I used to be in that position. Hope this helps! |
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Katie H
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Dear Sir or Madam: Your rent for (address) is deliquent and the amount you owe (insert dollar amount here) must be paid by (date goes here) or we will be forced to proceed with eviction procedures as noted on your lease.
At least, that's how I'd do it. After consulting their leases to confirm you have the right to get that money. I'm sure there's a time limit. Then get your bosses to work on evicting them, it's usually 30 day notice. Besides, your bosses should be able to tell you how to write the letters as well considering it's not your fault the apartment manager got fired. Best of luck |
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Laura [tangerine atheati]
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Dear Tennant,
Just a reminder that per your lease agreement, your rent is [x amount] each month. We have not received your payment of [such and such amount] for [such and such month]. We understand that things do come up, so we are requesting that you please make arrangements with us to pay that amount. If we do not hear from you regarding the delinquency by [insert date here], we will have no choice but to proceed with the eviction process.
Thanks,
[your name]
[your title]
[contacting phone number]
If tennants contact you and attempt to defer their payment for even longer, just tell them "I'm sorry. You have defered payment for long enough. We really need the full amount".
You can try working with some of them to have them pay a certain amount every week or so, but if things don't work out and they still refuse to pay, you will have to keep your word and proceed with the eviction process. |
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jitterbugj
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You call them and let them know how much they owe. Give them a deadline.... "if I don't have payment in full by X day at 5:00 p.m., I will have to serve you with a 3-Day Pay or Quit". Then follow thru. They know what they owe and why. You should never have a tenant that owes you two months rent. Within a couple of days of it being late, you should start the legal process to remove them from the property. Remember - you work for the owner and it is your responsibility to protect his assets. |
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Cribber
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Instead of polite, just try to be cut and dry. Not ugly.. more.. mechanical I would say is the best words. Dear Miss Jones, It has come to our attention that we have not received your rent payment for the month of October. You are currently 23 days delinquent. Please make arrangements to pay this amount immediately or the following actions will be taken... blah blah blah.. You get the idea. Make it impersonal, so that when you see these people again, it won't be cause for vendetta or difficult dealings. Look up under Google "rent collection letter" and I think you will find some form letters. Good luck. |
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John A
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Well, my dad owns a collection company and you must be strict with them, but yet built up some rapport with them, if they get testy be sure to tell them where they will be living if they don't get caught up. If they say, well, i've been late before, and it wasn't a big deal say something like, our company has tightened our policies on late rent and you need to come up with a plan to get it caught up or "we will have to take further action" They know what further action is. But if you built rapport and show them your heart, there heart will come out and they will explain how they will get caught up, just remember, they get testy, you get firm, because, "you will take further action"...haha, hope this helps, email me for anymore help |
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everythingspeachy2000
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What did your boss say would happen if they didn't?
I would simply say according to the signed agreement to your lease you are expected to pay the following amount on a monthly basis. This agreement is now delinquent and you must pay it immediately by such and such a date or or further action might be taken. IF there are any questions or any errors in this letter then you contact me and bring the receipts to you so you can all get this settled as quickly as possible.
The action won't come from you...but your boss. He is the one that is going to have to put them out...all you can do is ask for the money. Ask your boss how much time they have and add that to the note too. |
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Nicholas
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Leave a letter in their mail...written by hand personally by you. That is just as good as speaking to them...And just be polite :) Good luck! |
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MR. X
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"give me my freakin' money before i kick your dead beat asses out of here!!!!" the hell with being polite when money is involved. |
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