 How much notice does a tenant have to leave? |
From what I understand, I think a landlord has to give 60 days notice for a tenant to move out. I am in California.
How much notice does a tenant have to leave, 30 days or also 60 days? ... |
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 Legal advice for eviction , anyone plllllllllleeeeeeeeeaaaaa... |
| So i am getting evicted. Ihave tried everything under the sun to try to stop this but its useless. I went to court yesterday and the judge gave me till 8/31/2007 to get out of the apartment. D... |
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 Life will suck if u did not get a flat from parents? |
u will need mortgage, potentially for 30+ years
when u add kids to finance it will get even worse
next 30 years u will spend on working hard and getting old
then u will be ill and too ... |
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 If a house is selling for $38,000 dollars what does the Assessed Valuation $6000 dollars mean? |
If a house is selling for $38,000 dollars what does the Assessed Valuation $6000 dollars mean?
Does it mean it will be appraised for $6,000 dollars instead of 38,000?... |
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 My real estate agent is a slimebag ~ Now what? |
What should you expect from a realestate agent?
I moved 3 months ago and haven't heard anything from them. Should they be contacting me? or only when the house sells?
This is ... |
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 Mortgage Down Fall? |
| What do you think about the houseing problem?... |
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| How to find house or apartments for rent? |
I know about Craigslist but it seems so limited. What are my options for having the most options for locating a new place to rent? Im looking for a place in San Mateo county California.
Thanks ... |
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 Giving 30 Days Notice Landlord: Count Day of Notice? |
| If I gave my landlord a notice dated yesterday (Dec. 12th), do I count Dec. 12th as day 1 of my notice or does day 1 of my notice officially start on Dec. 13th? I have to give her 30 days notice and I... |
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 What are the best upgrades when selling your house? |
| We're thinking of selling our condo and we have about $2000 to make upgrades. We'd love some suggestions on how to get the most return. We've already thinking of updating the range and ... |
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 How does a lower middle class person in Illinois afford to live in California or Florida? |
| I live in Bloomington, IL and would love to live in Ft. Lauderdale, Tampa, LA, San Diego, San Francisco, or in California in general (preferrably southern).... |
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 What can i buy with a £5? |
| i have £5 to spend i know its not much money but i want to get something that i can use so i dont waste my money any ideas?! thank you!!... |
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 My fiance and I are renting a Condo my Dad owns? |
| I am living in a very new (we are the 1st to live there) Condo my Father owns with my fiance. We have lived there with my younger sister (the 3 of us) for the past year and she just moved out. My ... |
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 Should I live at home or with my friend in an apartment? |
| If I am planning on getting married in a year or more, should I live with my parents (saving money, but commuting to school and not as involved at school) or live with my friend in an apartment close ... |
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 I don't know what to do, would you buy a house or pay off a lot of bills? |
| We have saved up a lot of money in hopes of buying a house out of foreclosure (with cash). If we did this we would save $750/month and have a yard for our dogs. It will cost 2k to make the house ... |
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 Foreclosure? |
| My Home is in Foreclosure I owe$30K more than what it is worth!!! Has anyone ever heard of your bank reducing what you OWE on a property to it's current value? I owe $235 and its worth $219K now.... |
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 How do i get my name off of house mortgage my e-wife now is paying for Thur our divorce agreement? |
| gave my share of house to my ex but now i am having trouble getting loans because it shows up still on my credit ... |
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 Does anyone know where I stand on this? |
| I had a standing order from my savings account to pay £300 rent per month to my landlord. When I moved out in March I cancelled the Standing Order by putting it in writing to the bank. However, they ... |
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 Can I be evicted? |
I am planning on moving in with my GF. The thing is that the lease says if anyone else lives there they have to be on the lease.
I do not qualify to be on the lease. If caught can I be ... |
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Michael W | How do I buy a house with terrible credit? |
I would like to buy a house but I have terrible credit. I can put down 15k on a 190k house. What options do I have to get a loan? Could I form a corporation? Any advice is appreciated. |
 |
 
aj485
 |
Sure, you could get a co-signer, but anyone who would co-sign on a 30 year obligation with someone who has terrible credit would be crazy to do so.
Talk to a mortgage broker. If your credit is above about 620, you can probably get a house with 5% down, but at a higher rate than if you had better credit. If your credit is worse than 620, you should probably try to save up more money and repair your credit in the meantime. |
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PJ
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It is going to be nearly impossible and the companies that are willing to help know that you are a high risk and will charge you accordingly.
Lets face it, you did not pay some bills in your past and now you want someone to give you $175k.
You need to fix your credit or save the money to buy your own house. Either way it will take time. |
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Jo Jo
 |
You can put down 20% downpayment... and do the non-paper loan
But the interest will be higher...
Talk to the loan officer, they can do either paperless or paper loan and you can choose your option... they make money off you... so get them to work for you :) |
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VATreasures
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You should have at the very least 30K for down payment and closing costs. While you are saving the rest of your down payment, improve your credit. Once your credit is improved somewhat, you should look into FHA loans, which have low down payments and are often a little less strict than prime loans.
You also should look into a home ownership organization such as ACORN housing for assistance in getting yourself ready for home ownership. |
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bhd8ball
 |
Why would anyone give a corporation money that is owned by someone who will not pay PERSONAL loans back?
Seems to me that you need to get straight before you'll ever be able to borrow money.
Why not join the army?
They will straighten you out AND you'll be able to use the VA to guarantee your loan in the future....hmm? |
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regerugged
 |
You can pay cash. Or you can find someone willing to sell on a land contract. Or you can look for a rent-to-own deal. With bad credit, you should not be trying to borrow money. |
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phxmilitarymom
|
You will not be able to get a loan without first paying off your creditors. If this is something your are not willing to do then you will need someone else to co-sign the loan and then there is still no guarantee since your credit is shot. You could try to get an owner financed home. This is where the owner is willing to carry the loan for the home. The only bad thing about that is you will not get a good credit rating for paying your home off as most owner lenders do not report to the major credit agencies.
If you do decide to go ahead and pay off your creditors they most normally will take 1/3 to 1/2 of the original debt amount if you contact them, offer them the lowered amount and be ready to pay them via phone on the spot. This is really your best option as the write offs and other bad credit will not just go away and will affect your major buying your entire life. Your interest will be higher on everything from cars to secured credit cards.
Good luck with your credit and home search. |
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godged
|
It is in your best interest to fix your credit. If you do find someone to give you a mortgage, the interest rate will be ridiculous.
You could form a LLC or a corporation, but unless you have at least a two year track record, the lender will want the names behind the paper, and you will be back to square one. |
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Patrick
|
From experience you'll be hard pressed to find a mortgage with bad credit. Repair your credit instead...takes about two years for the good to off set the bad. That's what it took for me to purchase our first home. |
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angel1^[]^1 divine
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you can buy a house with a co-signer with good credit if you don't have good credit |
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louis
|
You have to fix your credit. Start paying your bills on time and go to creditors that you didn't pay before and get it paid.
Two years on a job and all your bills paid and a down payment you should be okay. But keep saving and show that you can pay your bills on time.
My wife works for a construction company as an accountant.
They take your gross wages from a job you have been on for at least two years. The house payment cannot exceed one weeks wages or 25%. Your car payment or what they call transportation expenses has to be under 25% of your wages.
Your credit cards and all bills utility and Etc. Has to be under 25% leaving you one free check [weeks wages] for medical, food, clothes, household expenses.
So if your making 600 car payments and your wages are 500 week maybe your not getting a house.
come back with the chart for 190,000 with 15,000 down.
accessed financial page: 30 year fixed mortgage 6%
the down payment for a 190,000 is $37,980 The payments are 911. per month and monthly wages must be close to 4,000 per month. Car payment can not exceed 800. per month figureing in transportation expenses. Credit cards and utility expenses all together cannot exceed 900. per month. That is the chart. Wether you have a co-signer or not. |
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