If you make 2 mortgage payments a year, how fast can you pay off a 30 year mortgage? |
| I heard you take 7 years off a mortgage if you make one extra payment. I was wondering how many years you save if you make 2 payments.... |
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How much does a real estate realtor get paid? |
| i know they get paid by each house they sell, but how does it work?... |
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What is the legal grace period for postmarking rent checks? |
| My rent is due on the first of the month, but I had heard that as long as it gets postmarked by the fifth there are no legal grounds for the landlord to charge me a late fee. Is this true?... |
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Help purchasing a house? |
| I have been trying to get Section 8 housing for years but there is such a shortage of vouchers. Since I am on a small fixed income, with two young children, I recently moved to IN. where the cost of ... |
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What type of lawyer do I hire to settle a timeshare dispute? |
| The timeshare was bought in mexico but I guess they have a the main office in san diego, ca. I live in California. They have not contacted us yet.... |
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My landlord says as long as it's regular business hours him or whoever he sends over can come in my apartment |
| at any time. The thing is they just unlock the door and come right in. I don't think that's allowed. Right , I did get a chain lock for my door. But it still bothers me that he thinks he ... |
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Walk away or try to re-negotiate the purchase price? |
| I recently agreed to purchase a brand new home for $515K - with a $5K down payment, and an up front pymt. for the upgrades in the amount of $40K (total pymts = $45K). Because the market has taken a ... |
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Where can i find property for sale in sabden lancashire? |
| I'm looking to move to the sabden area and want to know the names of local estate agents.... |
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How to rite letter to a real estate agent? |
| i like to buy a house i need home for ... |
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19 year old first time home buyer? |
| I'm 19 years old and am interested in purchasing my first home. I have a steady job that i've had for over a year, I gross a little less than $600 per week. I have a credit card but i'... |
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How can I get out of my apartment lease? |
| I moved in about 4 months ago and had a few proublems that have not gotten fixed until a few days ago and they got fixed by me and it was taken off my rent. There are roaches in my apartment (i have ... |
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For all you carpenters and landlords out there? |
| I have a friend that rents an apartment. She had an accident with hot grease in the kitchen. So her landlord gave her an estimate of $1300. This would include an area of 5' x 10' linoleum ... |
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When would the rent be due? |
| If a landlord ask for first and last months rent plus an extra month and a security deposit when would my first payment be due? Also does anyone else think this is a bit extreme?... |
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Is it the agent's job to call the home insurance company to get a policy or should i do it? |
| our closing will be this wednesday...everything is good ...the only thing that is missing is the home insurance ... |
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I have lived in my current apartment about 12 years, now strange things are happening, Why? |
| I'm a good tenant. Pay the rent on time, etc. Now, things become missing, and other things, unmentionable, are happening. I live alone, and I DON'T FEEL LIKE MOVING. Have talked to ... |
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Do you have to tell the owner of the apartment building if you have someone moving in? |
| I have an efficiency, and my friend who is abroad is coming back next semester is most likely moving in with me. Do I have to tell the owner/landlord that someone is moving in? What if I don't ... |
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Tonya | How do I get out of my apartment lease without ruining my credit? |
I found a house I want to buy but I have 9 months left on my apartment lease. I can't find someone to take over my lease and I need to do it right away. Help! |
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sortaclarksville
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You are locked in until they find another tenant. Typically as long as you continue to make your rent payment until they find a tenant (not necessarily until the end of your lease), it will not effect your credit. In this case, you will lose your security deposity because they will use that to cover the cost of getting the apartment ready to re-rent and for advertising for a new tenant.
If it is in an apartment complex where there is a waiting list to get an apartment, you will most likely not have to pay rent for more than an additional month. Again, you'll just forfeit your deposit.
The only way it is going to ruin your credit is if you bail and don't work with management. If you haven't talked to management, I would go to their office (better to go in than to call) and simply tell them that you have found a house that you would really like to buy and that you being tied into the lease may hinder that opportunity. If they have a waiting list, then I don't forsee them giving you any problems with breaking your lease early. In reality, the actually make a little money off of you because you did break it early (as we all know that the cleanup costs - if you have been a good tenant - are not what you gave them as a security deposit) and if they have a waiting list, they have no advertising costs. |
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acermill
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You can offer to buy yourself out of the lease and see if the landlord accepts your offer. OR, you can skip out on your contract, lose any security deposit, and risk your landlord taking you to small claims court for the remainder of the lease.
On what basis do you THINK you should be let out of this lease? |
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HA! HA! HA!
 |
Ask the apartment manager if she can help you out.
She might have a solution. |
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Izzy F
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sleep with the landlord?
maybe you can negotiate a buyout penalty, perhaps your security deposit plus an additional month's rent?
Your landlord would probably rather have you leave on your own and vacate than have to say kick you out for non-payment (which can take months). Make it into a win-win.
Chances are, he can rent the place out for more with you out of there anyhow. If you sacrifice the security deposit, he'll probably help you move himself. |
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ideally_rational
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Have you advertised for sub leasing in your local papers?
If you have, and you still aren't getting any bites, then I suggest that you discuss the issue with the landlord. They will tell you what penalties you will have to pay for breaking your lease.
If there are a lot of empty apartments in your complex, count on your landlord trying to get you to pay for the entire lease agreement. If they have a waiting list, they may go easy on you, say one or two months rent as a penalty. |
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crazyem
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Talk to your landlord. Maybe you can give them a lump sum. |
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iceman
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Well they may have a fee you can pay to break your lease.. most landlords do. Typically it can be as high as 3 months rent though. And that wouldnt effect your credit score at all.
Other then that, or simply begging your landlord , there is no way to not have it effect your credit. |
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J P
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Most leases have a termination clause that only requires you to pay the a certain dollar amount (usually 2 months lease) if you break the contract early. If there is no termination clause, it generally means you're on a month to month lease or you're not going through a management agency.
Also consider things like Craigslist and roommates.com to see if you can find someone to take over your lease. |
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