 Next door neighbor has vines growing into/on my property.? |
| I would like the neighbor to remove since it's coming from her vine plant on other side of the fence. It's growing out of control and is climbing on my roof. I've been out of town for ... |
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 Council House? |
| it it possible if you work full time to claim a council house where you dont pay rent the council covers you but obviosly you pay the general bills or is that only if you are unemployed?... |
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 What criteria do you have to meet to get a morgage? |
| how long in a job , what kind of wage earned, circumstances ... |
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 What's the fairest way of dividing up the rent for a 2BR apartment with 3 people? |
It's a 2 bedroom apartment with 3 people living in it; 2 of whom share 1 bedroom, and 1 has his own bedroom.
Is a 50%/50% split fair? The 2 people sharing 1 bedroom pay 25% each, ... |
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 Do you need perfect credit to get a mortgage? |
| I have a few accounts that show "settled" or "settled for less then owed" on my report and one or two that are in collections that need to be paid off. My husband has some medical ... |
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 Can a mortgage company (in CA.) that holds the second (20%) on your home, foreclose on the entire home? |
| The mortgage company that holds the second on my rental property in the amount of $60,000 is trying to foreclose on my entire rental property that is valued at $450,000. Is this possible?... |
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 How easy is it to lie about your situation when trying to get a decent mortgage? |
| fir the house you want. With my income which isn't massive but not pathetic, i'd be able to buy a mobile home as house prices are a joke here. Single floor apartment can cost 130+ K. What a ... |
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 I have accepted an offer on my house, will i still get charged selling fees from estate agent if i back out? |
I have just accepted an offer on my house this weekend for the asking price and have decided not to move now,due to a change of personal circumstances.
Will i still get charged the selling fee ... |
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 Condo vs. Manufactured Home? |
| I am planning to eventually buy a house over-seas, and since I also plan to stay here for a few months out of the year, I am looking into buying a place here also. I am having a hard time deciding on ... |
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| I am approved for a home loan but only with a down payment.At this time we don't have any money to put down. |
I was told by the loan officer that I could get a 2nd mortage loan to cover the down payment.Does anyone have any information about this?
Additional Details
Should I try for this or just ... |
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 Is it common to get ripped off by real estate agents? |
Also, I would like to know what are the most common ways that real estate agents try to get as much money out of their clients.
Additional Details
I realize that there are a few "... |
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 I am buying a home and the broker is threatening me, using information I supplied to get the loan against me.? |
| He says if I don't give him all the money in my bank account then he will not sign off on my loan. The loan company signed, the title company signed... but the broker will not sign. He says he ... |
|
 Landlord wants me to do my own background check? |
| I want to rent a commercial space and my landlord wants me to perform my own background/credit check. I've never had to do this before, as all my previous landlords did this for me. Is this ... |
|
 HELP. I have an opportunity to buy a 2500 sqft home for 360k and no down payment with an interest only loan? |
| for 7 years. This is because my parents cannot sell it in time and will have to foreclose. I only make approx 45k a year, I can afford the payment because I have permenant renters (brother and sister)... |
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 UK QUESTION - What is are the benefits of being a home owner? |
| YES I know its an "investment" . Me and husband have been homeowners for the last fifteen years and I don't feel that we currently benefit from being homeowners (maybe when we're ... |
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 Renting an apartment and shelves? |
| I'm currently renting an apartment and want to put up some small shelves. My lease doesn't say that I can't do it, but it does say I cannot alter the apartment in any drastic way or ... |
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 Can a balif enter my house when im out and remove my possesions? |
Additional Details
sorry guys and thanks but i looked it upif your out they cant if your in and hide and keep quite they cant! ha ha although there is one case where procedure wasnt ... |
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 Are landlords aloud to splice your phone line? |
| Yeah... so for a few months now I have been hearing someone pick up another line while I am on the phone and my hubs at work. My landlord lives above me. I will test the line by clicking "... |
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jklakerfan@sbcglobal... | How do adults buy a house? |
If there is a couple and they want to buy a house that costs between $150,000 and $200,000. Is it possible that they could buy such a house by making $60,000 a year combined. |
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Harmony
|
If they can afford the mortgage at a 30 yr fixed rate, yes. |
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Landlord
 |
They should, if they qualify for a low interest loan and have few or no other debts. |
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mother
 |
the absolute best way to get a good answer to this is to go to your bank of choice and get "pre-approved" for a loan and they can walk you through all your options |
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Judy1
|
Very likely. First save up money for a down payment, at least 10% of the house you want to buy. And figure you'll probably need several thousand dollars more for closing costs.
If your credit rating is good and you have sufficient money to put down, and not a lot of other debt, you should be able to get a mortgage.
Good luck. |
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marxistharpist
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Yeah, even at 200000 the dti isn't too bad, assuming that's your only debt. It also factors in your credit score, assets, mortgage lates, self employed or not, loan to value of the home, how many years on the job, bankruptcy's and forclosures. I'm a mortgage broker and everyone has an individual situation. If you want, i'm on your friends list, just email me and i'll answer any other questions you have. |
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Schleppy
 |
Assuming they don't have a lot of other debt, they should be able to get a mortgage with that income. I qualified for my $115,000 house when I was making about $35,000. The bank will look at their debt to income ratio, however, and if it is too high, that could prevent them from being approved. |
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lenderjayne
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It could very well be possible, BUT, there are more then just income factors that are considered. Your best bet is to get your income information in front of you and contact a lender. Once they get all the information they need from you, then they can tell you what you qualify for exactly. There is no black and white box.
Good luck.
CA Lender |
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Ron Berue
 |
AT LEAST 3 major questions MUST be answered:
1] How much money does this "couple" have to work with - including down payment and closing/escrow/settlement costs?
2] What kind of credit history or track record do they have?
3] How good [or poor] is their credit rating? Not as a "couple", but on an individual basis.
I wish you well.
VTY,
Ron B. |
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financing_loans
|
*****I love Financing your way. Their website says they pay 100 dollar referral fee for friends and familys. I cant believe they put that on their website. Its illegal in almost every single state to give a referral.*****
There are 14 states its in a grey area, but I bet they dont even know which 14 states those are. |
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Debi
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They get a mortgage. That's like a really big loan from the bank and pay it back a bit at a times for years. |
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V Theriault
 |
Yes, It is a No DOC and Stated Income Loan...I know a website that can specialize in that
Visit:
www.FinanceYourWay.com |
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