i have 2 small children and we have just moved into a rented house 3mnths ago, the landlady said she was not looking to sell in the near future and we signed a 6mnth tenency agreement.
a few ...
I feel as a renter if the owner is not trying to resolve the debt owed he knowingly is breaking the rental agreement between us not allowing my family and self to stay for the duration of ...
I live in MA. Tenant agreement states 30 day written notice (min). I received an e-mail on the 5th instead of the 1st of Jan '09. Are they responsible for Jan & Feb? Additional D...
I'm from CA and have been living in a Townhouse since last July. During my first year, the complex that I stay in has changed ownership. Yesterday, I got a letter from the manager saying that ...
I have sub par credit (still a work in progress) but really need new bedroom furniture. I know RAC doesn't exactly give you a great deal, but what is a guy to do if he doesn't have several ...
I´m a UK landlord looking for a tenant, one interested chap says he is claiming benefits but can provide good references. Is this a bad situation and I should avoid him? or is he just the same as ...
2 homes we really like. My question is, what would you do. The 1st home is in one of teh best areas in town but really ugly and the 2nd home is in a moderatly good area but very pretty. How do you ...
Is this discrimination???? I know someone who recently became a landlord, but refuses to rent to friends or relatives even though they have excellent credit and previous rental references. (never ...
We are under a contract for a house we just bought... well almost, our settlement date is the 26th of September. We are getting all the inspections done. We bought the house for $78,000 with $4,000 ...
Both parties have agreed to the inital sale price. A home inspection has occurred. The buyer is now asking for an additional reduction in the price....
what type of establishment is it (apt, condo, house, etc) & in what town? Do you think it's a deal or a rip off? Just curious! I live in a 1-bedroom apt in milwaukee-area wisconsin & ...
I don't like the fact that all the apartments and houses cost very much for minimum wage people. Can you ask a house builder to build a hut or shack so that you can actually afford it? As long ...
I am negotiating the commission that the agent receives when he sells my house. He is asking for 3% but Im sure I can negotiate a better deal than this. To anyone that has sold their ...
I've owned my home for about 4 yrs and bought it with a new furnace/central air and new roof. I have since replaced all the windows, redone my kitchen, painted, added on a deck and put in new ...
crash2482001
How do i ge a first time mortgage with a credit score of 525?
I am not sure how bad that credit score actually is but usually your interest rate will be increased and you will have to buy PMI insurance too! You will have to put down some money do to this.
L J
Check with your local county for home buyers assistance programs or maybe an FHA loan could help. You will need to speak to a sub prime lender (credit scores under 600) and you will probably have to bring 10-15% down.
Claudia
When you go for pre-qualification, talk to your loan officer about this... he/she may be able to help you pay off some items - Loan officers are hip to many programs out in the market for this purpose. Many times you can settle for a fraction of the price. And this will increase your credit score with in 72 hours. Again, talk to your loan officer about these programs. The banks do this to help home-buyers obtain the best possible rate. You may be suprised what companies will settle for and how many points you can win back once you have 'settled' your debts.
Real Georgian
Bad Credit You Can Still Get a Mortgage to Buy a House
By: John R Blakefield
You can do it....you might want to raise it up to 580...read these article they will give you some insight!
How To Raise Your Credit Score In 24 Hours
By: LK Hughes
loulu
My brother was able to purchase a house through Countrywide Lending.....his score is not much higher than yours, with a bankruptcy in the last five years. His interest rate is decent and he put down less than $3k on a $125k house. It is possible....just do your research and find someone who is truly willing to help you!
vegasb2k
You can either put a 20-30% down payment or invest some time in boosting your credit score.
Possibly a "Rent-To-Own" arrangement or "seller Financing" option.
Searchlight Crusade
Down payment or seller carryback of about 20%. Maybe 15 might do it.
Mark Pfeiffer
I recommend speaking with either a mortgage professional or a credit repair service. Some programs (like FHA) put more weight in your credit history rather than your credit score. Meaning, if you have paid your bills on-time and in-full for the past 12-24 months then you may be eligible for an FHA loan. Again, the best to speak directly with a mortgage professional to determine the best route.
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