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 Any tips for squeezing 3 kids and 2 adults into a 2 bedroom apartment?
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 Should I get into the HOUSE BUILDING BUSINESS? I hear that the demand for new homes is exploding in the US.?
I'm from Canada (Toronto), and I see that the housing market is HOT, HOT, HOT !!
I read in a magazine while at my dentist that there are bidding wars for homes in California and Florida, ...


 I have a girlfriend and she is moving out and both of our names our on the house.?
We split up of course and I talked to my lender and he said all I had to do was refinance in my name and would not need her signature or anything. Is this right? Can you just easily take someone ...


 Can anyone give me advice on a 2/28 mortgage loan?
I have a chapter 7 bankruptcy discharged 2 years ago. My husband and i both have good jobs, (he a school teacher and me in insurance). We are wanting to purchase a home and the only option we are ...


 What's the most important thing to remember while buying a house?
I say looking a the rooms....


 I have another question about purchasing a home for the first time.?
Is it really necessary that you have to have a checking or savings account with a bank in order to get a home loan?...


 If i refinance and take money out is that capital gain?
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 What is the Average salary of a Real Estate Agent?
I am taking a real estate course and I was just wondering....


 We are about to be a 1st time home buyer, should we buy a house that is located 6 min from a night club?
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 When buying a new home, how much does the down payment have to be?
I've heard some people say that it has to be 20% of the cost of the home, while others have said it can be any amount so I'd appreciate a definite answer! Thanks!...


 Is it legal for banks/mortgage lenders to sell a foreclosure for more than what's owed?($19,000)
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 Real Estate company says we need to move now.?
Lived in this townhouse three years. Only signed a least the first two years. Landlord now selling and say we have to move or buy in two weeks. Real estate company selling is wanting us out ...


 Does a landlord have the right to know the identity of my visitors?
...


 Does this sound legal? Ethical?
I live in my my parents old home. It was my grandparents before theirs. It has been paid for, for a number of years. Originally we agreed to a purchase price of $15K for the substandard structure &...


 In the UK what is the difference between a flat and an apartment
surely they are the same thing
Additional Details
but they use the word `apartment` on ...


 Where is the best place to invest in real estate in usa these few days?
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 ATTN: Those with REAL ESTATE knowledge-- Is now a good time to buy real estate?
I keep hearing that the prices are starting to fall... if I buy now as a first time home buyer, will the prices keep falling? I am wondering if I should wait to test the waters or buy now- if I buy ...


 What are some things i should be wary of, in a 10yr fixed intrest only, loan?
i am looking at purchase of redondo prop, at 830k, and can live there up to the 10 yr point if nesc. what are the good aspects? the bad? who can i get the best, legitimate rate to compare from? my ...


 Where can I advertise my house for sale on the internet for free?
Is there a UK website where I can advertise my house for sale on the internet for free? Ideally I would like to include photographs too....


 How will i know if i can trust a telemarketers call with regards to my home mortgage?
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susan
How do i get grants to buy a home?
i am a first time home buyer with poor crdit and i need money to help with my down payment so i can buy down my interest rate.
                     
 




Eldude
Rating
I spent over 20 years building my credit and saving for my home deposit. I was able to finally buy a house at age 34. Then with hard work and sacrifice, I finally paid off my mortgage last year and at age 54.

I never needed a government grant nor did I expect the American Tax Payer to buy my home. Heck, as a Viet Nam Vet, I never even used the G.I. loans.

Oh...While doing this, my wife and I also raised 5 kids and without food stamps. All my kids graduated collage debt free.


janetrmi
There are loans for first time home buyers that will give you a lesser interest rate. However, since your credit is not good, it is best that you work on building your credit back up. With a poor credit rating, it will be extremely difficult getting a loan.


161 IQ
Their is no free ride, Work and save your money, No one owes you anything.


funny2man
Try lease-to-own so that you can build up your credit and then in a 2year time period instead of "purchasing" the house, you can actually "refinance" and take over ownership and title.


dcgirl
Rating
Get a job with Fannie Mae. One of their employee benefits is a homebuying program, where they loan you your down payment (up to $30,000 or something like that); you pay interest-only payments for 5 years and if you keep working for them the whole time and you don't miss any payments, they will erase your debt at the end of the 5 years. So you basically get a free down payment just for going to work.

Apart from that... there's no free money out there. Sorry! All the commercials and websites that make it look like the government will give you a grant to buy a house, well, they're not telling the truth.


TheGuru
Rating
here is a list of sites offering information on grant money
http://www.dragonrewards.com/browse/all/Grant_Money/all


Frank Castle
Rating
They already give you the money and you did not use it to buy a house.


S C
If you qualify, you can obtain federal grants as well as state grants as a first time home buyers. Most states offers grants that include downpayment assistance and even closing cost funds and/or a discounted loan interest rate. Check out the sites below to learn more.

Good luck!


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