 Renter's dilemma...can he evict me? |
| Rent is due on the 15th of every month and should be made by money order and mailed to a p.o box. I mailed my rent payment on the 16th and on Sat. the 25th he comes to my home and gives me a 3 day &... |
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 How does a person with a credit score of 560 get a loan to purchase a home for the first time? |
| My husband and I want to buy a house but our credit is not the best, and we live in Las Vegas, NV. What kind of govenment loans are there for first time buyers with less than perfect credit....anyone?... |
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 On my door tonight I found a notice "Immediate Termination Notice"? |
| Placed on my door while I was sleeping (I work nights) this notice is ordering me to vacate the property because of threatening and intimidating behavior towards management. Mind you I don't see ... |
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 Can someone please explain to me, why a mortgage company would not want to finance a "flipped" home? ? |
| We bought a home as an investment to "flip" and now the buyer's mortgage company is asking why we flipped it and I am wondering what the problem is? They told me the bank does not ... |
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 Is the agent lying to me? |
| I recently put in a low starting offer for a house I love. I gave it to my agent to give the listing agent/also the home's owner. Well she came back to me demanding my biggest and best offer, ... |
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 Can a landlord evict a couple with a noisy, colic 2 yr old because of recent complaints? |
| We try everything to keep her quiet but she's too young to understand and we just got a 3rd written warning stating the next time it would be eviction. Can a landlord legally do that because of ... |
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 House or apartment ? |
| Compare owning a house to apartment rental. What are the advantages and disadvantages of each ? How does an individual's housing needs change over a life time ? Please be specific. Thank you ... |
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 How can I tell my landlord to stop asking for rent every month? |
| We have lived in this house for only 3 months, since we first moved in we have not been late with the rent at all. My landlord has called to ask me for the rent every month since we signed the lease.... |
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 Can I sell my flat with negative equity? |
| I bought a flat in the UK for £150,000 just over a year ago and got a 100% mortgage. I haven't paid any of the mortgage off yet as it's interest only which means I still owe £150,000. I ... |
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 Is three people enough for a two bed apartment? |
Still Thinking about it! We are all 19 yrs old
One of us has a PT job. the other two are still looking
When all of us get a job. can three people who make 7.75 an hour be able to pay for ... |
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 Why do people rent houses? Are they dumb? ? |
| Why not buy? It costs the same for my mortgage payment as it would cost for me to rent a place. Was da deal?... |
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 We want to buy our first home in Georgia (it's $189,000), our combined credit score is probably 700. Help!! |
| Ok, so right now we are renting an apartment. Our monthly expenses without rent are maybe $1000. The house we want is in Stone Mountain, GA and price is $189,000. We are first time home buyers. M... |
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 Could i make money in property now? |
| would this be a good time to start property Development as i found a really cheap one that i can do up my self as im a ... |
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 Is there a site where i can find out the price of houses in one street? |
I need to know what my house is worth without getting anyone in,is there a website where you can put in your post code or something and it will tell you roughly the cost of houses in that road?
... |
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 Can I Sue for Untimely Return of Security Deposit? |
| When I moved out of my apartment, I gave my landlord the incorrect forwarding address to return my security deposit. However, before they mailed out the check, I provided them with the correct ... |
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yendordrrock | How do you buy a house with poor credit, no cash, and no income? |
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ramirolopez75
 |
I agree with Herb R with regards to the No Doc loan (we call it the NINJA- No Income, No Job no Assets). However, this loan is based solely on your credit so if that is low you may not even qualify for the No Doc, and if you do the interest rate is going to be ridiculous. I would recommend that you get a job and save some cash before you purchase. Or at the very least try to improve your credit |
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alpothen
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like everyone else said...you can't. |
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Kevin B
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Look for a rent-to-own situation. If you find a house you like for rent, ask if the landlord is willing to sell it to you. Enter into a Land Contract with him. Pay him *BY CHECK* for 12 months on time before the due date.
In the meantime, open up some secured credit cards from Wells Fargo and Bank of America and keep them current. In fact, only use as much as you can pay off by the due date.
After 12 months you can get a mortgage to buy the house off of him. If you improved your credit and got a deal on the house, you may be able to borrow extra money from the bank to pay for your closing costs and some cash-out.
The other way is to buy a home from a close family member for a discount. You can use the equity in the house to your advantage. Depends on how bad your credit is.
These are the ONLY two ways you can legally buy a house with no money out of your pocket.
Most importantly, read up on mortgages. Check out my blog: http://explaintome.blogspot.com
You'll want to work with a local mortgage broker. You should speak to one right away so you can start taking actions to improve your credit. You may have issues like liens that will have to be addressed. |
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Kristine
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Get a grant!! |
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Joshua
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Is this a trick question? You CAN'T.
Get a job,
Get cash,
Fix your credit. |
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shaun1986
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You can't. You can start by getting a job, and saving money. |
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rgibson15206
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WHAT ARE YOU SERIOUS? |
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yes_its_me
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Try the lottery |
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Herb R
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Its called a No Doc loan...or as we call it in the Mortgage world, a Drug dealer loan. Your rate will be REALLY high but you can get a home. Not sure how you will pay for this REALLY high payment house though.... |
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Troy Man 123
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You can't. Call Dave Ramsey. |
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interstate_101
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ok, this is a brave question and I realize that the poser has already anticipated the default responses.
Of course, there is no such thing as 'free lunch' and naturally the questioner isn't asking for one.
I interpret his question as "how can own a home quickly when I am broke".
Some of my ideas (some are outrageous, some are related and others not) :
-Get married to a wealthy spouse
-Set realistic target; Move to a cheap place. Find a 1 bedroom house in cheap states like Montana, if you can move there. You should be able to move since you don't have a job now. It is cheaper to own than rent in many places. Get interest-only mortgage if possible. Use "stated income" to circumvent income-proof. This may increase your interest rate marginally but if you are buying a $12K manufactured home that increase won't make a serious difference. You should be able to find such a home where you pay only $100 per month for mortgage.
-There are many charity organizations that provide support to distressed people. They may provide temporary shelter for a few months and help you save some money.
-There are several click and earn programs in internet. Spend more time searching for them than posting worthless messages in yahoo board bashing libs and cons.
-Write a book quickly. It could be about how a "no income, no credit, no cash loser got his own home" or some such topic. There are "print on demand" companies that will market your book. It costs $30 or so to get a copyright for a book.
-There are little towns in some states (in US and Canada) that offer $1 lots where you can build a house. Get one, and build your own little paradise, brick by brick. Or move a manufactured home there. |
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bam
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THEY SAY, CRIME DOES PAY. |
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