 Do you feel sorry for people who buy a house they couldn't afford? |
1) The bank gave them the loan
2) It was a variable rate, so after 3 yrs or so they KNEW it would go up.
3) Shouldn't a person have enough common sense to know it was too much to ... |
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 What happens if you dont pay Rent-A-Center? |
| I HEARD IF YOU DONT PAY RENT-A-CENTER, AFTER 90 DAYS THEY WRITE IT OFF???? IS THAT TRUE?... |
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 Can I fight my landlord for wanting my family to move out of the apartment we've lived in for 24+ years? |
| I live in Queens, NY and want to know what my rights as a tenant are. We have lived in the apartment for over 24 years and do not have a lease, we pay month to month. We have never had any problems ... |
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 My friend inherited his fathers home that was paid off sometime in the early 70's, is there possibly equity |
| He is being financially challenged with upkeep of a home that is currently up for sale I was thinking before his father paid off the home that possibly there could be some money in equity his father ... |
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 In my situation is an interest only mortgage right for me? |
| I own a home, brought it in 12/04 (2 years to the date) for $242,000, the Appraised Value as it stands is $305,000 so it has appriciated $63000 in 2 years. Our current mortgage is a 30 yr fixed rate ... |
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 We just bought our first house? |
What are some maintenance things we should be aware of? Do you have any tips? We live in NJ, the house was gut renovated, and everything is new. Thanks!
Additional Details
Thanks ... |
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 Is it ok to break my lease if I dont feel safe? |
| There is this guy who is stalking me. He keeps knocking on my door and trying to get me to have sex with him for money and trying to sell me drugs. I have no clue who this guy is. I have called the ... |
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 It is possible to just give my house back to the mortgage company? |
| I hate my house and may soon struggle to pay the mortgage, can I just give the house to the mortgage company. I dont care about money, i just want out or will it be classed as repossession??... |
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 Is it a good idea to buy repossessed/foreclosed homes? |
| i'm a first-time home buyer and i want to buy a house that i can afford and that won't give me as much stress when it comes to finances.... |
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 Can some one help me? I have applied for a loan and the loan was approved.? |
| I haven't got the closing date yet. How long after the approval dose it take for the closing to happen? The company I am working with is a broker. They say I have been approved and I have ... |
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 Can i get personal loan without mortgage anything? |
| i don’t have enough money in my bank account,in fact I don,t even have any job right now,but I wan,t to invest in real estate,can I get personal loan from any bank without mortagage anything?im an ... |
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 Is 45k a good salary for a 22/yo male living in Tucson? |
I'm going to be moving to Tucson in 6 weeks, and I was just wondering if 45,000 dollars a year gross is a good salary for the city/geographic area. Any thoughts?
Additional Details
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 Not happy with interest rate on Closing, Can I still get another Loan from another company? |
I am a first time homebuyer. Is this a good deal?
Selling Price: $232,000 House on Lennar - Las Vegas, NV
Benefits:
Seller will pay 3% Down Payment: roughly $7000
Seller ... |
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| If I I accept an offer on my house that is less than what I owe, what happens? |
| I am selling my house for $159, if someone offers $150 and I still owe on the loan; will I be expected to pay the difference at closing or will the loan company work with me? (There is no Equity in ... |
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 Tenant & landlord question. My washing machine flooded and water came through the ceiling downstairs? |
| The water has left a patch on the ceiling and a thin crack - it hasn't damaged any contents - can anybody tell me if this comes under the buildings or contents insurance. As a tenant i don'... |
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baybeegiryl | How do you find out if your house is being foreclosed? |
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financing_loans
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They will have to physically post it on your door and file with the court, call the court it will be recorded.
Not to make it too simple but you can just call your lender and ask. They will send you to the forecloure department if they have.
You might want to work out a short sell. Where the lender will discount what you owe if you know you have to leave. This will be better for you and your credit. Call muliple agents in your area and make sure they specialize in short sales.
Good luck, im sorry about your house. |
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frankie b
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Do you not know if you paid the bill? You pay no foreclosure, you don't your out. You have to pay to stay. Its that simple. Oh yeah, you would be getting certified letters and about 100 phone calls a day if you were in foreclosure. Keep your eye out for the sheriffs car. |
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Kim W
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Its general knowledge in mortgage co. literature, after 3months no payment, no contact with co. they start procedings, you are contacted with papers stating what is going to happen in 30 days. I think they tape or nail it to your door. Bankrupcy could buy you some time but the repay is usually 400/mn or more. |
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wv
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You should get a legal notice, but it also has to be put into the news paper in the legal section. If you had a warning it was coming and still have not made a house payment, it's coming. If you choose to ignore it, they banking center that owns you mortage has a right to go and lock you out of your house and keep whatever is inside. I would call your mortage company and see what is going on. |
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Blue October
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first you'll be give a NOD (notice of default)...and this is a public record recorded at your county....so if you are checking on someone else...go on the county web site for the Grantor / Grantee area...
...and yes you would know if you paid your mortgage payment...so the NOD will not come as a surprise.
After the NOD you have approximately 90 days to get out before the property become bank owned again and you get 'locked out'. (get all of your stuff out before lock out).
good luck |
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bender_xr217
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Trust me, if your house was going to be foreclosed, you'd know it! |
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Dr. Deth
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You would receive official papers from the bank/mortgage company |
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YayArea
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You wold know because you would be getting phone calls from your bank and letters as well. |
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jellybean
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I'd think you'd receive a notice after several months of not making the payments. |
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Its a Battle Everyday
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Call a real estate agent and they can help you in tis situation..Need help? I work for a Real estate Company..Maybe i can help |
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