 Has anyone ever heard of landlords charging you for getting a background check done before renting to you? |
| I've never heard of this before, but they want to charge my girlfriend & I $100, so that they can get a background check done on the both of us before letting us rent from them. Is this a ... |
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 How can you force the seller of the house out if they are not willing to move out on the agreed closing date? |
| We have a contract stating the closing date is June 28th. Now they say they can not move out until July 20th. We chose the 28th to accomodate them already. We will be staying with a friend in his ... |
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 Is section 8 a degrading thing? |
Additional Details
I'm not on the program.. But my boyfriends mom is.. I see she lives in a ghetto type apartment complex. I think it's not so good. But it keeps many people ... |
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 My 12 mo lease expires 07/3108? |
| I signed a new six month lease that goes into effect 08/01. I have since found a house, and have told the complex that I want the lease back and want to go month to month. They say no.... |
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| I received notification that my landlord was going to enter my apartment to change the filter in the furnace. I found out they went into my bedroom when their letter never notified me that they ... |
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| My son is slightly mentally disabled . I am going for risky surgery and If I dont make it my ex gets my son. I would like to leave my son the house but it has a mortgage and I dont think my death ... |
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 What to consider when buying a house? |
| I would just like a basic list of things to consider when thinking about buying a house. My boyfriend and I and his 4 year old daughter need a bigger place..we're currently living in a sardine ... |
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 Can you sue a realtor for bad advice and withholding information? |
| After months of not selling our property, we decided to rent it. As soon as we did, we told our realtor that we would no longer need his services. Mysteriously, an offer for full asking popped up ... |
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| I am considering selling my house, should i do it now or should i wait untill after xmas??... |
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 Should we move out of our house when we try to sell it? |
| We have tried to sel our house once when the market was good. WE hired a painter to paint the walls a nuetral color and we got our carpets cleaned and we rented a storege unit to store all of our ... |
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 Can we withhold our last 2 months of rent? |
| Our land lord is a very difficult and hostile person. I don't trust her to return our security deposit. Can we withhold our last 2 months of rent which would be the same as the security deposit.... |
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 I'm 19 years old, Should I buy a House or a Condo? |
| I need some advice on whether to buy a house or a condo....I want to own my own place and I have the money to do so, I won the Pick 6 NJ Lottery Jackpot!! (i really did) Anyway, I need your advice on ... |
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J.R. G | How do you get a house with bad credit? |
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gabriel jones
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Bad credit is one of the worst problems to have... however there exists a solution.
I will hereby talk from my personal experience.
I did debt consolidation a couple of years ago, however If I had to do it again I would pay to some minor details,
if someone wants to get out of debt today it is pretty easy with a debt consolidation plan, however it may get a bit tricky at times, I suggest you get as much information as possible online on this first,
a good place to start in my humble opinion is astraight to the point ebook with question and answer I found :
http://umgarticles.atspace.com/debt-consolidation.htm
if it helps kindly remember me in your voting!.. cheers! |
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markos m
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If the credit is really bad, you don't get a house! |
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Paul V
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Wait a year, clean up your credit then buy a home. What's the rush anyway, I bought my first home at 34 and have no regrets whatsoever! Don't get yourself housepoor!!! |
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Investing wisely
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Well first of all, houses don't have credit, buyers do! LMAO
If you have really bad credit I know of a few companies that offer credit repair services. Depending on how bad your credit is this can cost you a few grand, but is well worth the investment. They can remove derogatory items from your report and create trade lines(credit cards) that show good history. All of this boosts your credit score and will give you more buying power.
You can get financing at really high rates and bad terms if your credit is just bad, but you will not be able to purchase with 100% financing. You would most likely need at least 30% down plus closing costs.
Another option is to buy the house with a co-signer on the loan. Someone who has decent credit and is willing to help you out. This will allow you to qualify with a better interest rate and higher loan-to-value amounts. |
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Tynesha B
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With a 20-25% down payment. You might to want try and clear up your credit some cause your interest may still be high. |
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Cartman
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Go thru a property rental place, there are many that help you in obtaining a house to buy, and some even pay closing cost. |
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Ultimate Guitar Hero!
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You dont! By yourself you really cant. If you find a co-signer you will be able to! |
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abrahamrbgem
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The same way you get a house with good credit. |
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Ripplediane
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Learn how to save, pay your bills and live within your means. Noel Whitaker writes wonderful books about managing your money that are relevant to Australia, you could look for information about managing money in your part of the world. If you do these three things, you could not only buy a house, but also become wealthy in time and have less stress about creditors etc. Good luck. |
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She She
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If it is TOO bad ..... you don't!
If it can be worked with you get to pay a much higher interest rate, perhaps a hefty down payment and maybe higher insurance...
You should be responsible and pay for the debt you get yourself into..Pay as agreed...And then you would not be having these kinds of problems?..ss |
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paj
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The first thing you should do is find a great lending company in your area and talk to them. They will run your credit and tell you your options. FHA loans are insured by the Federal Government, and credit, while it is a small factor, is not a huge problem, if you can prove income and low debt to credit ratios. They will either tell you yes, and give you a price range to start shopping in, or they will tell you what you can do to improve your chances.
When we bought our first home, our credit wasn't very good, and we got 100% financing, and moved into a brand new house. My husband had a good job, so the income was what got us in, and that we didn't have any debt other than a car payment.
The larger the mortgage company you can find, the more lenders they work with, and that also gives you a little better odds.
Best of luck & I hope you find your home soon! |
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d_khar
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I dont know...How do you get a house with bad credit? *waiting for the punchline*
Oh isnt this a joke?
Well I guess you'd have to get someone else to go guarantor so the bank knows at least that they will get their money back if you for whatever reason cant pay up? I'd suggest talking to a financial planner in your area... |
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DrScissorhands
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build it up a bit if you have to....... can turn it around in a couple of years... I did.
I live by myself, and I have this house.
What I did was I got one of those providian high interest credit cards, and keep a small, but constant balance on it (30 or 40 bucks). It is consistency that will build it.
After a bit, i used a jewelery store, make your girl friend happy if you have one. and it builds good credit too. (with the small balance on the providian, and jewelery store balance no its own tab) This shows stability.
not too long after that, you might be able to qualify for one,, as long as you make enough money on your own.
It is a long process, and I also had help with someone adding me to a couple of their current accounts with a long history of stable payments. that really shot my score up quickly.
I did qualify for this house, and my car all on my own!! no help! I am no longer on that persons account, nor do I have anything to do with her. which is how I know i qualified for the house on my own, I had to buy her out..lol
then 2 months later I bought my car on my own. which was only 3 weeks ago. lol
It is possible, but it takes a ton of work, some time, and discipline. |
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bassmonkey1969
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If it's below 580 then you'll have to put down a deposit. Your credit score will decide the amount you have to put down but it'll be anywhere between 5% and 35%.
Find a good qualified mortgage broker and they should get you through the process easily. Talk to as many as you can without letting them pull your credit as you only want the one you chose to pull it. |
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zaeli22
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with a high interest, high fee loan. be careful |
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Harminder Singh
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With a co-signer that has fair to excellent credit history. |
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