 Ghost/ in my house? |
| Where can I go to check out the history of the house and the former tenants. From what my wife says the former owners, a husband and wife. the husband died in the house. Now even our guest claim to ... |
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 My grandmother wants to purchase a home and use my income along with hers. Need Advise? |
| My grandmother would like to purchase a home and use my income along with hers. She has a good credit score but income needs a boost. Will the mortage loan also go on my credit report?... |
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 When will the low paid english person be able to buy affordable housing in uk with a standard mortgage? |
| I am an englishman, but low paid, the housing in the UK is so highly priced now that the common man can now no longer afford to "get on the ladder". I work hard and many companies are owned ... |
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 Is it true that recently built houses are not as good as old houses? |
| I read somewhere that those properties built from 1990s onwards are not as sound and good as older ones. Is it true or is it a myth? How can a new house be inferior to a Victorian house?... |
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 Should we take a lodger in because we are really broke? |
We could go into arrears if we don't do something.
This was my wife's idea ,as when she quit her job
last year to go abroad for an operation and extended
holiday with ... |
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 Can you give me your honest opinion? |
Our house is for sale - can you tell me what you think - is it worth the price - do you like it - changed needed?
Thanks so much!
http://www.realtracs.com... |
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 Renter's insurance. are these really needed? |
| never used them, but is considering of using them one day. how much do they cost on average per month?... |
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 Will i be responble? |
| I LIVED WITH SOMEONE WHERE WE WAS SHARING THE APARTMENT BUT HE WAS THER LEASE HOLDER I WAS JUST LIVING WITH HIM HE MOVED OUT ABONDONED THE LEASE THE LANDLORD SAID I PAID NOV. RENT I DIDN'T PAY... |
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 I paid rent and got a reciept but he says check bounced and now what? |
| I paid rent on saturday october 4th. Mailed a check. I got a receipt on October 18th. Thats 2 weeks after. I got a phone call today, October 21st, saying that the rent check bounced. So now what??? I... |
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| My landlord wont renew my tenancy agreement what should i do? |
Additional Details
he said that once he had renewed it two times that he dont need to do it any more but i dont know if that is true or ... |
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 Can I survive and make it with $500 a month after apartment rent and utilities are paid? |
Hi how much do I need each month for food, transportation, hygiene supplies (toilet paper, shampoo, soap, shaving cream, etc)?
Will $500 be good enough after apartment rent and utilities are ... |
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 I now have to live alone.....can i get any help? |
| I recently started renting a property with my partner but we have now split. He used to pay the rent each month, which is £450 and i pay the bills, council tax, gas, elec, water, food etc and we ... |
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 What is your opinion on buying a house with cemetry at back side.? |
Answer could include any practical/non practical reason. But please support your answer with genuine experience /sources.
Additional Details
What is your opinion on buying a house with ... |
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 Has anyone heard of a FOURTY year mortgage? |
If so, what is the name of the mortgage company or bank.
I live in california
T... |
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 Can i move with no notice if my lease is up as of a year ago? |
| i live in San Diego CA and i love it but it is so expensive. my lease was up a year ago and know i want to move but i am not going to give the manager a notice i am moving a week before the end of ... |
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david h | How do you go about buying a house when you have been declared bankrupt? |
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Steve B
 |
You don't = you can't get a Mortgage, because a Bankrupt is not legally allowed to borrow money, and you can't pay Cash because any Cash you might come into has to go towards paying your Creditors off first.
On the other hand there is nothing to stop your mother / father / wife / husband / partner / son / daughter applying for a Mortgage in their own name and then inviting you to live with them ... (or renting you a room) |
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shaneshomes
 |
You can purchase a home 1 day out of bankrupcy (discharged) You will get a very unfavorable rate, but it is possible.
I just got someone a home 2 months out of bankrupcy. They were able to put down 10% and got a rate of 9% on the first and 11% on the 2nd.
You need to make sure your bankrupcy is discharged before you can buy. I would not suggest doing this, if you can hold off for about 6 months to a year and build your credit up to about 650, you will then get a decent rate.
Good luck |
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Janet P
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You have to wait 7-10 years and have PERFECT credit between then and now.
You have proven that you will not pay your debts, and you need to accept the fact that no one wants to just give you more money, they would be bankrupt themselves from dealing with people like you. |
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Nancy
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I would say that you don't. Personally, I would spend some years getting my financial life (and otherwise) in order. I would start rebuilding credit slowly and methodically. Good luck. |
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vex
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Well i doubt any banks would give you a mortgage, so best thing i would recommend is buy it in someone elses name, such as a wife, or your parents, anyone who has a good credit history, and then they will give you a mortgage hopefully! |
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bigoilman
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Rent-to-Own. I do this with buyers all the time. You may also find someone willing to owner-finance who is more interested in you ability to pay than you credit rating. |
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edwardogden2000
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What?????
The point of bankruptcy is to start over. What do you mean any money you come into has to be used to pay creditors? What is the point of bankruptcy if you still have to pay your creditors?
Many people find that after bankruptcy they may have money to save and pay bills. The bankruptcy may have been brought about by one large expense such as medical. Get rid of the medical and you are fine.
The bankruptcy will be on your record for 10 years.
One way to purchase a house is to save 30% for the down payment and then get a no documentation loan. There are other creative financing techniques also. |
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shih tzu lady
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Dont make us laugh. If you cant afford to pay your debts, you cant afford to fund a house. |
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