 Why do people rent houses? Are they dumb? ? |
| Why not buy? It costs the same for my mortgage payment as it would cost for me to rent a place. Was da deal?... |
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 We want to buy our first home in Georgia (it's $189,000), our combined credit score is probably 700. Help!! |
| Ok, so right now we are renting an apartment. Our monthly expenses without rent are maybe $1000. The house we want is in Stone Mountain, GA and price is $189,000. We are first time home buyers. M... |
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 Could i make money in property now? |
| would this be a good time to start property Development as i found a really cheap one that i can do up my self as im a ... |
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 Is there a site where i can find out the price of houses in one street? |
I need to know what my house is worth without getting anyone in,is there a website where you can put in your post code or something and it will tell you roughly the cost of houses in that road?
... |
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 Can I Sue for Untimely Return of Security Deposit? |
| When I moved out of my apartment, I gave my landlord the incorrect forwarding address to return my security deposit. However, before they mailed out the check, I provided them with the correct ... |
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 Unemployment and getting a mortagage loan? |
| Does anyone know if I could get a mortgage loan while on unemployment?... |
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 Job as a real estate agent? |
| I've heard that in their first year that real estate agent's don't make very much and I was wondering if any agents out there can give some advice on whether I should get my license ... |
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 I am having an apartment inspection tomorrow, and i was wondering what they were allowed to inspect? |
Are they allowed to open up my closets? What are they allowed to go through if anything? I thought that they were just allowed to look at things that are in plain view.
Additional Details<... |
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 Can an apt offer a 6 month lease, but then write up lease for 7 months without disclosing this to the tenant? |
| Moved into an apt on 4/1/06 with a 6 month lease. Now want to move out at end of lease and mgr said I signed lease for 7 months. This was never disclosed to me and I didn't catch the 7 month ... |
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 Tenants won't pay their rent, should I change the locks and kick them out ? |
They are new tenants and still have not even paid their deposit saying they need time. 1 month later and not paid the rent either. 1 week late. Whats my legal stance ?
Can I change the locks and ... |
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 I want to find out who reported my house for permits? |
| Recently - I received a visit from the town for my shed being to big, having a 4' freestanding pool with no permit, etc. Mind you - all of these charges were found to be a 'no grounds' ... |
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 I am a Landlord in Indiana my tenants moved out at the end of the lease without notice whats my rights? |
| The lease reads as follows under #32 NOTICE Any notice required or permitted under this leaseor under state law shall be requested ,30 days notice at the end of the lease to renew or not .I talked to ... |
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 Is landlord allowed to be in my house when im not there? |
| I live in wisconsin and have been having trouble finding this information. I know the landlord has to give at least 12 hours for entering but it doesnt state anything about whether he is allowed in ... |
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 How much do we need to make to afford this house? |
| We are interested in a house that we think we can get for $275k. We would put 20% down and have a 220k mortgage. This will be no problem with our dual salary, but we're thinking that I will ... |
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 Should a Landlord rent out his property knowing he's not been paying the mortgage or ground rent ? |
| This little surprise arrived on the hall mat, in the form of a letter addressed to the occupier, it stated that a hearing was set at the local court for repossession to commence, would you as the T... |
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woze | How does a person with a credit score of 560 get a loan to purchase a home for the first time? |
My husband and I want to buy a house but our credit is not the best, and we live in Las Vegas, NV. What kind of govenment loans are there for first time buyers with less than perfect credit....anyone? |
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KARLA Realtor LA, CA
|
There is a national organization called Acorn. They have especial programs for low income or low credit score. There is one office in each State all over USA.
I'm sure they can help you with that. Let me know what happen. |
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Skip
 |
The best thing to do is find yourself a mortgage "Broker" this person will get your credit report and scores. You will need to take with you your pay stubs for 1 month for each person that will be on the loan, you will also need to take 6 mos of bank statements from each bank in which you have funds, as well as any other savings such as a 401k plan offerred by your job.
The mortgage "Broker" will pre-approve you for a mortgage. They will tell you based on your income and other debts on your credit report how much house you may purchase as well as any down payment that might be necessary. Sometimes with your credit and score you are able to gualify for a 100% mortgage, this means the lender will lend you the entire amount of money to purchase your house. You, however, will need to come up with the closing cost in most instances.
Once this pre-approval has been completed the "Broker" will then turn you over to a real estate agent where you will find the home of your choice and one that you can purchase. After finding your home the real estate agent will then draw up a purchase contract, order an appraisal, and give all this information and paper work to your mortgage "Broker" who will now complete the loan process which should take about 10-14 work days.
Don't go to a bank or direct lender go to a mortgage "Broker" they have many loan programs available to you through them.
If you want to buy a home you need to see a "Broker now. It will not cost anything to get pre-approved.
I hope this has been of some use to you, good luck.
"FIGHT ON" |
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Ms Real Estate
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Here we go again with the 100% loan crap. Mr. Freeman, why do you mortgage people tell consumers about this when there is NO such thing as 100% loan! Perhaps you're referring to the 80/20 loan in which the consumer is taking out two loans......please clarify this when you sell this schmill. We all know that lenders like to see 20% down, thus the the 80/20 loan. I've been in the business for over five years and have yet to have seen a 100% loan. What I've seen is the 80/20 in which the interest for the 20% loan is higher. This is why the foreclosure rate has increased tremendously! |
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zena1129
 |
Have a co-signer |
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ruthiecrue2
 |
Look for lenders that will take less than perfect credit. There are a lot that are advertising on the radio and TV. |
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mdpeed
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2 |
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TeaSwami
 |
Go to this site:
http://www.daveramsey.com/
Save a bigger down-payment, be frugal, get the budget going, clean up some loose-ends, both work an extra part-time job for two years, tear up your credit cards...........
You'll be doing GREAT in 24 months.......new house and less debt..........a fun, more relaxed future ready for an emergency.
Good luck.......MILLIONS have done it!!!!!!!!!!! |
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cptindy
 |
Have a family member put you on an account as a card holder
Don't get and use a card just be put on
Your credit will jump in score
the more you adde the higher it will go
Make sure the person helping you has great credit
the jump will be rapid if the credit assigned is strong |
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toriaddison2004
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Look under first time buyers sites or go to first time buyers programs in the news papers or realators. |
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dajuan_n_only
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well generally to get 100% you need a 580 but if you have any money towards the down payment there may be several options contact me at 1 866 530 7300 or jfreeman@bourdeaufinancial.com my name is jenold freeman |
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Statepalace
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Check out a wholesale mortgage broker. Pull your own credit, know what your score is and what your history is. Do NOT let anyone else pull your credit, but have it so that you can share your score and history with those you talk to. 580 can get you 100% financing all day long. 20 points is not a huge jump. Sometimes very tiny things can bump your score that much. A wholesale mortgage broker will have access to several dozen lenders and not be limited to only those loan programs offered by one (such as a bank). Look up someone local, go with someone that you feel comfortable with and don't be afraid to ask questions. |
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bbosun
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You should be able to qualify for a high interest rate loan. |
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