 Can i make my ex girlfriend move out of my house? |
my house and all utillities are in my name i own it can i force her out we have 2 children together
Additional Details
well i guess i will need to clarify she lost custody of her 6 yr ... |
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 Who pays the buyers agent fee when the residential property is being sold by the owner? |
| I am interested in buying a property that is being sold by the owner (who does not have a sellers agent). The property information states that buyers agents are welcome. Do owners who sell without ... |
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 Property laws: IVE DONE WORK ON A RENTAL PROPERTY, AND THE OWNER WILL NOT PAY FOR WORK DONE. WHAT SHOULD I DO? |
| IVE DONE WORK IN A RENTAL PROPERTY,THE OWNER IS OBVIOUSLY A SLUM LORD. HOW CAN I PUT A LEIN ON THE PROPERTY TO GET MONEY OWED TO ME, AND HAVE THE PROPERTY DEEMED AS UNFIT FOR LIVING DUE TO MOLD, ET... |
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 How can I find out which mortgage company has the lien on a property? |
| There is a house/property that we are interested in buying, it's in foreclosure. We'd like to find out who has the mortgage, but don't know where to start. We already know it's ... |
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 Should I buy house now or later? |
| I am located in VA. I heard that market here is going down. Should I wait for some more time for the property market value to go down more or what?... |
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 Can I sue my neighbor for moving expenses? |
| I live in an apt building and have a idiot above me for a neighbor. Loud noises all times of night, heavy stomping etc, running through the apt and such after midnite, etc...My question is, I am ... |
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 Realators please help me tell my husband he's wrong...? |
| We want to put our house up for sale. It is a great house but there are a lot of superficial things we haven't fixed since we bought the house 5 years ago. Things like none of the doors match ... |
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 What is the FASTEST a mortgage broker can close on a homeowners loan?? Am I screwed?? |
| I made the mistake of using a friend that was new in the biz as my mortgage broker on my new home. He is with a small operation. Well, I am suppost to close on June 5th and he said they can't ... |
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 Question for a realtor? |
| Why is it that most advertised properties don't have an address? I am currently looking for a home and I tend to ignore the ones without an address or price. I think those are two basic things ... |
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 When buying a house at an auction how do you come up with the $$ within the 24 hours they allow? |
Houses for sale at a forclosure auction, they ask for down payment immediately, the remaining with 24 hours. Where do youget the funds for that immediately?
Additional Details
The ... |
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 IF you have a home, Why would you not refinance to a lower rate? |
| I am a loan officer for National City Mortgage. One of the largest banks in the US. Our rates are awesome, with no junk fees, or extra costs. SO my question is this, as I speak with home owners, ... |
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 I am buying a house.....? |
| does anyone know....can a house only be sold for as much or less than waht it appraises for...or cant the owner determine if he wants to keep the price higher than the appraisal ... |
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 Are we able to get a mortgage? |
Mid score 700ish, stable part time employment for 1 year..and full time seniors in school.
Additional Details
We have about 30% down. We'd like to use only 10% down.... |
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 Dispute with Real estate agent? |
This is part of my contract which related with my Question.
2. Period of agreement: This agreement shall be effective from 07/07/07 and shall expire at midnight on 11/06/07.
O... |
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 What's the best way to get rid of the smoking smell in my house? |
Tenants smoked in my house, and I need to get rid of the smell.
I have carpets and tile floors.
Other than steaming the carpets, any other suggestions?
Thanks all! :)... |
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 How can i get a real job from home thats not goin to cost me alot of money? |
| hi my name is amanda and i just turned 18 and i have a dad who just lost his foot the other day and a few yrs ago lost most of his other leg, and i am wanting to work from home do i can be here to ... |
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MeOwwW.. | How does people owned so many houses? How they do that? |
Hi,
I’m not sure how ppl buy so many houses without any issue.
I’m having a mortgage for my house and my fiancé also have his.
If we go ahead and buy another house, would the bank let us? Coz we both have debts for the recent houses already…
If I go to the bank and tell them we have no houses and would like to buy one together, can the bank find out?
I mean we are capable of paying for 3 houses (rent 2 out) so that shouldn’t be an issue right? I keep having the idea that one of us has to sell our house in order to buy another house.. which I think ridiculous.. I’m not sure where to start my research.
I’m not sure how the system works, WHY people out there have houses after houses how the hell they do that???
Also, would it best to go for the bank or broker??
Thanks all for your honest advices :) |
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I Buy And Sell Houses
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There's some good advice here...and lots of really, really bad advice.
You ask:
If we go ahead and buy another house, would the bank let us? Coz we both have debts for the recent houses already…
ANSWER: It depends. The bank will look at your debt-to-income ratio--the amount of money you have coming in, and the amount of money you'd have going out. Beyond that, if one of those houses is (or will be) a rental, they won't count the full amount of income. So, let's say the mortgage on one of those houses is $1,000 and you're renting it out for $1,000. They'll only allow $750 of income, thus showing a paper loss of $250. It gets even worse, of course, if you're actually losing money on the house. But it's certainly possible to have the income and the rental income to justify another home purchase. It depends on your specific situation.
If I go to the bank and tell them we have no houses and would like to buy one together, can the bank find out?
ANSWER: Yes. The bank can find out. It'll run a credit report on you, and any other mortgages will show up on it. Never, ever lie on a mortgage application.
I mean we are capable of paying for 3 houses (rent 2 out) so that shouldn’t be an issue right?
ANSWER: See my answer, above. It is an issue because they won't credit the full amount of your rental income.
I keep having the idea that one of us has to sell our house in order to buy another house.. which I think ridiculous.. I’m not sure where to start my research.
ANSWER: You've already begun it here. A good mortgage broker can help you, too.
I’m not sure how the system works, WHY people out there have houses after houses how the hell they do that???
ANSWER: Lots of different ways. Sometimes they buy without putting any money down, or without getting a mortgage. You can do that with techniques called "subject tos" or even lease-options. Or, when values are rising, they'd buy a house, hold onto it for a while, then sell it and use the profits to buy two houses. In a few more years, they'd sell and use those profits to buy four houses. Sometimes they just are frugal and save their money.
Also, would it best to go for the bank or broker??
ANSWER: There are honest differences of opinions here. I'd recommend a broker because they have access to numerous different loan programs and lenders. Like going into a supermarket and having a whole aisle of, say, cereal to choose from. Brokers generally won't cost more, since they make their profit from commissions from lenders. On the other hand, an argument can be made to go to a single lender. Your selection may be less, but it can work out OK.
Hope that helps. |
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Your Friendly Jewish Accountant
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Uhhhh, of course they'd find out, your credit report shows all your debt and mortgages. Those people buy many houses because they're not in debt and because they put a down payment on each of them, then rent them out. A bank IS your broker. Go to them and ask them to explain it all to you. Don't make a mistake in buying another house you can't afford. |
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Landlord
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I have over 30, but it is not like I went out and bought them all at once.
Do not trying lying to the bank, that will back fire. Not just the karma, but they will see it very clearly on the credit report.
When you purchase you need to prove you have the income to pay for all of your properties, plus the new one.
You can not count any rent from the new purchase as yours, you do not have it yet. But, 80% of the rent you presently collect counts (it is my only income, I do not work).
For you you would need to live in one house and rent out the second property. You can then add your rent to your actual income to qualify to buy house 3. After you have been collecting on house 3 you can do the same to get house 4.
You are not likely to get more then 4 properties the first 2 years. The banks just want proof that you can manage. From there you can have as many as you can obtain funds (you still need downpayments and closing).
I buy when I can manage, which is not always, I can't buy anything else this year. I also only buy GREAT deals, where I can turn a positive cash flow immediately. I mostly buy 3 bedroom homes, as I lke renting to families, but I also have 2 farms and a few duplexes. |
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quizzard123
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Banks will allow you to buy as many houses as you want and can afford.
This means you will need a downpayment for each house. You will also need the income to pay the mortgage and other costs of the houses. They will only allow you a certain percentage of the rental income as qualifying income, since rentals are not guaranteed. They need to know you'll have income to pay the mortgage even if you go a month or two without any rent. How much of the rental income they'll accept varies depending on the area, the market, etc.
You need to see a banker to determine what you can do. |
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Lucy
 |
well if you have already got a mortgage with the bank for your current house of course they will find out.
they are not stupid.
they don't just hand money out to anyone who walks through the door.
people out there who have a lot of houses have worked pretty damned hard for the money to pay for houses. Therefore having more in the bank and being able to pay off debts quickly and forming a good relationship with the banks. |
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Raffertys_Rules
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Having other houses and renting them out is called having investment properties. Of course the bank is happy to lend for these as long as, like any other loan, you can prove the ability to repay the loan.
What would happen if a property went untenanted for a month? Could you still afford the repayments? |
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Meat L
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the only way i would buy another house is cash no loans .its to easy to miss a payment .. |
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Olivia W
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Probably not in the uncertain times because banks are being stricter when lending money to house buyers |
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Tara H
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I'm not sure why you need 3 houses, usually when people get married they live together in one house. But I wouldn't recommend it right now with the economy. if you can't pay all your mortgages your house with go into foreclosure. |
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abizzell4hire
 |
Don't use brokers, they're too expensive.
You CAN try to buy a second house, but it all depends on your credit, income, debt, etc, etc. When you apply for another home loan, your current mortgage will show up so they'll know instantly.
I have three separate residences. I have a house in Texas, my permanent address, an apartment in Charleston, South Carolina for vacations and an apartment in Alabama where I'm currently working. I wouldn't want to own more than one house. One is a lot of trouble on its own! |
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