 Can a balif enter my house when im out and remove my possesions? |
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sorry guys and thanks but i looked it upif your out they cant if your in and hide and keep quite they cant! ha ha although there is one case where procedure wasnt ... |
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 Are landlords aloud to splice your phone line? |
| Yeah... so for a few months now I have been hearing someone pick up another line while I am on the phone and my hubs at work. My landlord lives above me. I will test the line by clicking "... |
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 How can I prevent landlord from entering? |
| I tried yesterday, all day, to get a judge to enter a restraining order against the landlord. He refused. However, the landlord has not evicted me. Instead, he harassed me with a fake "notice ... |
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 OMG Electric bill is nearly $600!!!!? |
| I live in the upstairs of a house that has an illegal basement apartment and I split the bills with the man that lives downstairs. He has a hot tub and I"ve been trying for a year to get him to ... |
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 Taking over a mortage? |
| My boyfriend and best mate have a mortage on a house. I want to take over the mortage from his best mate (so he and I have the mortage). What are the best ways to do this?... |
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 Is my landlord trying to be greedy to keep my security deposit? |
| I have my final inspection coming up here next week, but my landlord keeps throwing new things at me... I got the carpets steam cleaned and look almost like they did when i moved in.. yet he wants me ... |
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 I've changed my mind on buying a house, can I get my earnest money back? |
| We signed a whole bunch of papers with intent to buy the house, but we really want to make a more informed decision before purchasing our first home. What do we need to do in regard to the papers we ... |
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 I told my landlord by email that I'd be moving out in August on July 2nd. Can that count as a 30-day notice? |
| I told my landlord on July 2nd that I'd be moving out in August. The exact words were "we're planning on moving out... in August." written in an email. I gave her our specific ... |
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 Would you sacrifice a long drive for a beautiful house? |
I just wanted to know how many of you would drive lets say an hour and half to work knowing that you have this big, beautiful house to come home to everyday?
My bf and I have been talking ... |
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 Is this normal in a rental agreement? |
We came across 2 things that seemed odd, but maybe it is normal.
first, they require that we have renters insurance. okay that is not weird. but then they let us know that they also have ... |
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 Buy or rent a $450k house??? |
I have an opportunity to rent a house that is worth about $450k for about 1900/month. Agent telling me i should just buy one instead but my math says otherwise.
1900/month X 12 = 23k ... |
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 Richardson Equities LLC :Jeremy Richardson : Come out Come out where ever you are? |
Even snakes come out of their holes for air Jeremy, when you come out of your's I'll be there. You can run, but you can't hide , I will find you.
Richardson Equities LLC <J... |
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 Does anyone else look on estate agents as parasites. ? |
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What would be a suitable punishment for
them for leeching off decent hard working people. ?... |
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 Can a landlord take my security deposit due to old carpet? |
| My landlord never did a move in walk through checklist. I have lived here for over 3 years and ever since I gave my notice he says if the carpet (that was installed in 1988-he said so himself) ... |
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 Who is at fault for the current mortgage crisis and real estate crisis and what did they do to cause it? |
We are having a huge mortgage crisis and real estate crisis where millions of people are all of a sudden losing their homes to foreclosures and real estate prices are collapsing.
Also real ... |
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 Is my landlord ripping me off? I pay more for the same apartment? |
| I moved into my apartment building about 6 months ago, with a rent higher than my neighbors' (who are my friends). My landlord told me that everybody in the building would be having their rents ... |
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wave | How easy is it to lie about your situation when trying to get a decent mortgage? |
fir the house you want. With my income which isn't massive but not pathetic, i'd be able to buy a mobile home as house prices are a joke here. Single floor apartment can cost 130+ K. What a rip off. And i don't live in London. |
 |
 
gellhorn
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Don't risk lying - morgage fraud is a crime, and one that you can get a custodial sentence for.
What about a self-assessed morgage, or one where you part-rent, part-buy? Or hook up with a friend and buy together - but get the paperwork sorted out beforehand so that there aren't problems if you fall out?
My sympathies, anyway - you are right, the property market is ridiculous. I partly blame all those greedy buy-to-let people. |
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oliver f
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pretty impossible because they need to get clarification from your boss at work, and they also check your bank statement and your payslip. |
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newmexicorealestateforms
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Lying on purpose or innocently in your application is a federal law violation (I think it's called fraud) punishable by a fine and prison term.
Try buying real estate by researching here instead:
CIA: Information on foreign countries: World Fact Book: https://www.cia.gov/cia/publications/factbook/index.html
Buena Suerte |
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Simon K
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The mortage companies like to see payslips and bank statements. |
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melas
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house prices are a rip off because council houses were sold. |
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Fox Hunter
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not easy, if you are going to lie ask your broker for whats called a self cert mortgage , this will alows you to make up the figures yourself, but alot of main street brokers are stopping doing these because they know it's a way to abuse the system. |
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Tippy's Mom
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How easy is it? Depends....do you lie alot? Seriously, anyone can lie about anything, trouble is, lies ALWAYS, read my lips, ALWAYS out. As someone who has done real estate and mortgage work for years, I will tell you this, if you get caught it will cost you dearly. And once a lender finds you have lied and decline you, another one will be leary to lend to you. As one mortgage broker put it to me, when we see declines its a red flag someone messed up and do not touch this guy unless you want to get burned! So should you lie to get what you want? What do you think? Why don't you just go get a "second" job you can declare the money on and make up whatever difference you may be experiencing. Makes lenders get a warm fuzzy that you will take care of your debts and do whatcha gotta do to pay them back! Good luck! |
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Al Zymer
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It is not a good idea to try, even if you can get away with it. When interest rates get higher, as they certainly will at some time in the future, your repayments will increase, possibly to the point where you can't meet your commitment to repay. |
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Mrs. Batista
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There are different programs available for buyers now, it all depends on your credit score. There's a program where the lender only verifies your employment, without verifying income. You must be employed in the same line of work for at least 2 years with no gap between employments. This program is called Stated wage earner, or SISA (stated income,stated assets) To qualify for this program you must have at least 620 middle fico score. Let me know if I can help with any more questions!! |
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rusty red
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its very easy to lie to the bank but there not gonna belive you they will need hardcore prove what income you are on so dont even try it cause you"ll get found out |
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foxfirevigil
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can't lie about anything they need, it is all a matter of record, your bank, your credit report, what you owe, how much you're worth,,it's all on record and can be researched by the mortgage company |
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