 Property in the UK, I have heard that you can get a real bargain from repossesion at auction? |
| Im looking to buy property in the UK, I have heard that you can get a real bargain from repossesion at auction. I have contacted my bank and they have no information about where they do their ... |
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 How do I pursue a rent deposit that has not been paid nearly two months after moving out? |
| My sublet ended at the end of August. The subletter told me that she would mail me my deposit check. After a month and a half of waiting, I emailed her again, and she said that she was having some ... |
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 Does anyone know where is a good place to move to? (in UK)? |
maybe somewhere that's not too suburban but fairly upbeat with young people. (not Brighton)
Additional Details
Thank you everyone...
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 Refund of rent and deposit question? |
| I rented a private room and bath in my home. Three days after tenant moved in,she moved out without notice. She left me a nasty letter (full of false accusations) stating that I did not provide her ... |
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 How expensive is it to sell a house.? |
| I know it probably costs about 1500 pounds to buy a house (survey, solicitors, arrangement fees etc) plus stamp duty if over 125,000. However, how much does it cost to sell a house.... |
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 I'm being locked out of my house- is this a violation of my rights? |
| My partner and I are listed as co-owners on the deed. The relationship went sour due to his 'indiscretions' and he changed the locks when I found out; I was not given a key. A judge ordered ... |
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| How soon can you purchase a home after filing Bankruptcy? |
| And do anybody know of any companys that do these kinds of home ... |
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 My rent is due tomorrow, should I pay it? |
| I emailed my property manager (his preferred way of communication) on 7/6 about 6-7 things that need fixed, got a response 7/9 from his secretary that she would forward it to him. I called him a few ... |
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| If you become self employed, what and when do you have to tell your mortgage lender? |
| What are the implications of this, i.e. Can they put your rates up and how would it effect you if you wanted to move house?... |
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 What happens when a buyer backs out of a home sale? |
Additional Details
Actually, I offered on a house and was out-bidded by another. I just found out they backed out. Will my offer be considered next?... |
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 How to buy this house? |
| Okay my Grandmother has a very nice house, I grew up in the house, now she is 85 years old and wants me to buy the house so she can pay off her debt and everything before something happens to her, Id ... |
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 Had a offer on my house they want to be in for christmas is this possiable? |
| had a offer on house they had surviours round and informed solictors can it be done before ... |
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 How do i get my 21 year old daughter to move out i live on a fixed income and she refuses to help out? |
| i have ask her for 50..00 bucks a week and she just flat out says no she know that my income is limited but doesnt care please ... |
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 When your late on rent? |
| I've been late on rent before maybe 4 times in the last 8 months. It's just that I get hit really bad sometimes at the end of the month either my car goes or what not. Anyways, It looks ... |
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Skippy the Wonder 'Tard 2 | How good must my credit score be to get approved for a major loan? I'm looking to buy a house...? |
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mccray_51
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A MIDDLE SCORE of 680 will fair well. And yes this is the best time to buy. It is truly a buyers market if there ever was one....major lenders are jumping hoops to get the 1.2 million foreclosures off their books.
Word of advice: once you've chosen the home of your dreams make sure that an inspection is done to ensure you're not investing in a money pit. There is an epidemic of manufacturing of meth in abandon homes. The chemicals can penetrate the walls of a home making it uninhabitable.
Good hunting |
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Big daddy
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depends on what you mean by major loan. I will say this, you want at least a 680 and anywhere between 3-20% of the sales price to put down. |
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bdancer222
 |
Get a copy of your credit report (AnnualCreditReport.com). Dispute any errors. If you have any derogatory items, start working on settling them. Start with the newest and work back to the oldest. Mortgage companies will require you settle all negative items. Might as well start now.
Before you start house hunting, find out what price range your income can handle. Don't buy more house than you can really afford. Use the old rule of thumb: house payment no more than 25% of your monthly income. |
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myohmymyohmy
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depends. you can have 580 with no late payment for the last two years and good income that can be verified.
620 with good income and everything current.
now it's the best time to buy if you know that you can afford it and your situation is stable...the price is at all time low as well as interest rates. |
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inostad
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The higher the score the better. A good score is somewhere in the low 600 to mid 700. and all that will do for you is lower the interest rate. If it is lower you will pay higher interest rates. But the credit score is not the only thing that will allow you to buy a house. |
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pmty
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The credit score is a relative index and is usually just one of the inputs for a bank to decide on whether you fulfill: [1] the eligibility for a (housing) loan and [2] what should be the amount of loan that can be offered to you, and [3] at what rate of interest.
Different banks have different criteria in evaluating loan applications.
If you have had a sufficiently clean credit record and there has not been any major default (previous loans, if any, and credit card payments, etc) on your part in the past, then you're surely going to get the loan sanctioned and approved to you. Also, another indicator is your current net (take-home) salary and the bank will also like to evaluate how much you can afford to pay as installments, based on the loan amount that you have applied. |
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Evelyn P
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620 |
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Cassie31
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These days your credit score is not everything. Your income and how long you have been employed are the most important. Good luck , hope you get your loan. |
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Mrs HarleyBrat
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620 is ok but 680 or higher will get you farther |
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If. You. Seek. Amy.
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Buy a house? Right now? With this recession? |
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