How do people on minimum wage afford apartments in the UK? |
| I'm making about £800 a month and am looking to move in to my own flat or apartment as I've been in shared houses over the last few years and fancy a change. But most start at about £350 +... |
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Tips/gifts for realtor and mortgage broker? |
| I am closing on my first condo this week. I am wondering if it's customary to give my realtor (who has been working with me for months to find a place) and/or my mortgage broker (who pushed the ... |
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Should a roommate that has a boyfriend move in for a period of time pay more of the rent and bills? |
| I have lived with this roommate for almost 2 years now. She has a boyfriend that just moved back from California and needed some where to stary while he looked for an apartment. Me being the nice ... |
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Is a house even a good investment? |
| I was thinking about it i think it's a crappy investment. First of all, you pay double just in interest through the lifetime of the house. Plus to don't even own it until you finish paying ... |
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My tenant burned down my house but paid rent for next month already? |
| Do i have the right to keep his rent money for the month that hasn't yet arrived? The house will now be inhabitable for at least 4-5 months and it has been determined by fire officials that the ... |
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Do I have to use this real estate company if they let me see the house? |
| I was driving a neighborood and saw this cute house for sale. I don't have an agent yet, but have somebody in mind I want to work with, but not yet. Anyway, I was thinking about calling the ... |
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Is it a good time to buy a house? |
| My husband and I have been talking about buying a house, since house prizes are going down. But some people tell us interest is going up! I never own a house so a have no idea what to do if in fact ... |
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Do you have to pay for your last day in a rented property? |
| I left a flat after appropriate notice. We wanted 5 extra days but we have been charged for 6 as we left the property before 0900 AM. The rental office say they charged because I stayed in the flat ... |
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How old do you need to be to able to buy a house? |
| I have a simple question. How old does one have to be to be able to buy a house? Is there a certain age? Mostly this question is about age. If anybody can help I would be so thankful.... |
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Is there a risk of owning a house from 1906? |
| I am looking to buy a house from 1906 and i have 3 kids and wanted to know if i have to worry about anything, like Lead Poison, things like that.... |
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How do i get out of my lease, my husband and i cant afford the rent anymore.? |
| we cant afford our rent anymore and want to get out. there is like no loop hole to this lease and even if we tried to get evicted we would have to pay all the court fees because of this stupid lease. ... |
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What are the main signs of damp in a house that is up on the market apart from the smell? |
| Me and partner have seen a house that we really like. The vendors accepted an offer but the sale collapsed because the new buyers thought the house was full of damp. What are the main signs, and how ... |
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How does an interst only mortgage work? |
| I heard you can get a 25 year mortgage were you just pay interest, but what happens then, do you spend anothe 25 year paying for the house! I dont get it!... |
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Moving advice needed!!? |
| my bf and i live on a 3rd floor apartment w/ just steps to get in and out....we we have to move alot of stuff and most of it will be moved by just him and i ( im 5'2 105lbs hes 6'2 200lbs) ... |
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Refinancing our home, is this a good deal? |
| Ok, here's the basics. Our credit is not very good due to a few late payments and the few credit cards we have being very close to being maxed out. Our current mortgage is for $188,000. Our ... |
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Interest only mortgage? Is it the best way to go? |
| My partner and I are currently looking to buy our 1st home together. We are using a financial advisor and he is trying to get us to take an interest only mortgage for the 1st two years. However, I ... |
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Lady in Pink | How long can a home sit on the market w/o dropping the price!? |
I want to buy a very small cute home in Texas. Its listed at 65,000! Its been on the market for nearly 2 months! How long can this go on? What happens when they just dont sell?
..I cannot purchase the home because we don't have the money to put down. We will have it in December... but I doubt the house will be on the market that long. *sniff* |
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teran_realtor
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It all depends on the seller's situation. They might need that much to just zero out. Or they might sell only if they can get enough money to buy another home they want. At any rate, you really don't need the down payment and closing costs until it closes. That could be in December.
Two other things - You might want to close in December, so you can claim the homestead exemption next year (you can only do this if you own the property on January 1st of the year in question.) ...OR... you can wait until around Thanksgiving to look at an make an offer on a house. Best deals I've sold have been between Thanksgiving and Christmas time. |
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rhblong2000
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Depends how desperate the seller is. You can always make an offer.
If the home has been on the market 2 mos, I would not feel the least bit awkward offering less. It cant hurt to make an offer. Offer them 50,000 or whatever you think is reasonable and see what they say. |
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Amanda H
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They can list it at A million dollars and have it sit on the market for the next fifty years if they want. The market is softer now so if its already been 60 days it might still be on there in a coupel months.
FYI, you dont have to have your money down utnil closing. You just need earnest money (probably $500-1000) when you make the offer. Even that you can do contingent on a good inspection and give yourself 7-10 days lee way. |
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daniel r
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get a realtor and visit with a mortgage professional. there are plenty of 100% financing options out there. email me i can help. i am a realtor in the dallas texas area and i have a close working relationship with a very good mortgage company. |
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goz1111
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first in this market, it may very well be on the market in December, two months on the market so far means the house is not priced as a fire sale so maybe it will be their in December but as to lowering price it depends if the seller most sell or just wants to sell |
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missyhardt
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It's up to the seller. If they don't want to drop the price they don't have to. You can always make an offer for what you want to pay. |
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ladsmrt
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Until doomsday or beyond. The price remains up to the seller, no matter what facts may be presented. Some sellers don't really need to sell, so they can wait for a big fish to come along. |
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Justin
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There is truly no way to tell how long it will sit before the price drops again, that is all dependent on how motivated the seller is. Have you sought out mortgage advice? Do you have to put down money to purchase? There are 100% financing options available out there. |
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jcontrols
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Indefinitly! |
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fairly smart
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Wow, 65K isn't much, I would jump on it now! He can sit there as long as he wants...
There was a house I used to pass, had the for sale sign for more than 2 years... |
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Kathleen M
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Really depends on how badly the seller wants to sell and "if" he can sell for less. He may have to get that amount out of the property to pay commission and pay-off outstanding debt.
Maybe you'll be lucky and the house will still be on the market in December and you'll have the money by then. Good luck. |
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