 Do you feel sorry for people who buy a house they couldn't afford? |
1) The bank gave them the loan
2) It was a variable rate, so after 3 yrs or so they KNEW it would go up.
3) Shouldn't a person have enough common sense to know it was too much to ... |
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 What happens if you dont pay Rent-A-Center? |
| I HEARD IF YOU DONT PAY RENT-A-CENTER, AFTER 90 DAYS THEY WRITE IT OFF???? IS THAT TRUE?... |
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 Can I fight my landlord for wanting my family to move out of the apartment we've lived in for 24+ years? |
| I live in Queens, NY and want to know what my rights as a tenant are. We have lived in the apartment for over 24 years and do not have a lease, we pay month to month. We have never had any problems ... |
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 My friend inherited his fathers home that was paid off sometime in the early 70's, is there possibly equity |
| He is being financially challenged with upkeep of a home that is currently up for sale I was thinking before his father paid off the home that possibly there could be some money in equity his father ... |
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 In my situation is an interest only mortgage right for me? |
| I own a home, brought it in 12/04 (2 years to the date) for $242,000, the Appraised Value as it stands is $305,000 so it has appriciated $63000 in 2 years. Our current mortgage is a 30 yr fixed rate ... |
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 We just bought our first house? |
What are some maintenance things we should be aware of? Do you have any tips? We live in NJ, the house was gut renovated, and everything is new. Thanks!
Additional Details
Thanks ... |
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 Is it ok to break my lease if I dont feel safe? |
| There is this guy who is stalking me. He keeps knocking on my door and trying to get me to have sex with him for money and trying to sell me drugs. I have no clue who this guy is. I have called the ... |
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 It is possible to just give my house back to the mortgage company? |
| I hate my house and may soon struggle to pay the mortgage, can I just give the house to the mortgage company. I dont care about money, i just want out or will it be classed as repossession??... |
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 Is it a good idea to buy repossessed/foreclosed homes? |
| i'm a first-time home buyer and i want to buy a house that i can afford and that won't give me as much stress when it comes to finances.... |
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 Can some one help me? I have applied for a loan and the loan was approved.? |
| I haven't got the closing date yet. How long after the approval dose it take for the closing to happen? The company I am working with is a broker. They say I have been approved and I have ... |
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 Can i get personal loan without mortgage anything? |
| i don’t have enough money in my bank account,in fact I don,t even have any job right now,but I wan,t to invest in real estate,can I get personal loan from any bank without mortagage anything?im an ... |
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 Is 45k a good salary for a 22/yo male living in Tucson? |
I'm going to be moving to Tucson in 6 weeks, and I was just wondering if 45,000 dollars a year gross is a good salary for the city/geographic area. Any thoughts?
Additional Details
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 Not happy with interest rate on Closing, Can I still get another Loan from another company? |
I am a first time homebuyer. Is this a good deal?
Selling Price: $232,000 House on Lennar - Las Vegas, NV
Benefits:
Seller will pay 3% Down Payment: roughly $7000
Seller ... |
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| If I I accept an offer on my house that is less than what I owe, what happens? |
| I am selling my house for $159, if someone offers $150 and I still owe on the loan; will I be expected to pay the difference at closing or will the loan company work with me? (There is no Equity in ... |
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Jennifer H | How long does a home refiance take? |
how long does a refiance on a home usually take |
 |
 
statusquo333
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Typically around 7-10 days |
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Barbara
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Refinancing can take from 3 to 8 weeks, depending on the company you go through. Ask each individual company that you call, but don't always go by what they say. It depends on how fast you get the paperwork around to them that they request (and there's tons) and how busy the appraiser might be (that might just take weeks in itself) and how fast their loan processors are. Give it a couple of months and you will be safe. |
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klmita
 |
Depending on how fast you get your paperwork together, your house appraised, if you are cashing some $ out, make the appointment at the title company . . . It usually takes a week after you've signed all the documents. |
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livewire
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It depends on the financial company that is issuing the loan. You can be approved right away and just wait for the escrow company to schedule you in. I am sure it can be done in less than a week. |
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Vlady
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Ask your Mortgage Consultant when he locked the rate and its should be 25 days from that time. Like previously stated, rates are good for 30 days and any thing longer usually requires fees to be paid. If you locked in your rate at all. If your Mortgage consultant has not than he lucked out because rates are much better today, but if he did and you think its taking too long.....well just follow your gut instinct
www.greatwestcapital.com
Thanks
VC |
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RickRN
 |
A week? The average rate lock is good for 30 days. Most mortgage companies will get it done within that time frame from your first conversation to the signing. |
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bostonianinmo
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My last one took about 2 weeks. It all depends upon how quickly you respond to the underwriter's conditions and concerns for the most part. |
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wilderwriter
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Considering mail delays, probably about a week or so. |
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stephen t
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Average time is about a month. Sometimes it can go a little quicker if everything lines up just right. However, if there is a problem with title(undischarged prior mortgage for example), appraisal(comes in too low for example), or any any number of hiccups ranging from proving condo dues are paid, verifying mortgage history, verifying employment, getting a bankruptcy dismissed, switching mortgage programs, can't prove right to work in US, etc. then the loan might not close for months if at all. |
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Jonathan S
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There is no way its a week. Its going to be at least 3 weeks. More likely 5 and sometimes longer. No matter what your LO says there is always things that come up with title, appraisal, processing, underwriting. |
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