Self employed for over 4 years and I need home loan having probelms please help? |
| Ok I am 23 years old have an excellent credit score (806) I have been in my same business for more than 4 years and I have never declared bankruptcy or been late on paying my credit card bills in ... |
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Closing Costs, Etc.? |
| I have just been approved for a First Time Homebuyers Purchase Loan for the amount of $125,000. in Southern New Jersey (this may not seem to be much but, I do not earn a great deal, and am single, ... |
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Okay to charge tenants for late rent? |
| I charge $20 A DAY late for a 3 bdrm at $725.I mean I am a landlord and for me it is all about money.... |
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Why do people think they make money from their house when actually its the bank who make the money? |
| I hear people say 'my house is worth £180k now and we bought it for £140k so we've made £40k. How come people who say this never factor in the interest on their mortgage, what is it n ... |
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Should I sell my flat? is now an ideal time to sell?? |
| the husband and i are splitting up, he's got his own properties, and i've got mine (one) i'm moving to south africa and wanting to set up business (hoping to kickstart writing/art ... |
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Can Anyone Help Me Find An Apartment? |
| i want an apartment that is not in a complex.. but i dont even know where to start... any ideas on where to find something like an inlaw suite? or an apartment ontop of a shop or something like that. ... |
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Skipped out on Lease. Arkansas. Any advice.? |
Hello my fellow Yahoo Answerers.
I have a rental property in Arkansas.
For the third time I have had Leasers skip out on me.
I am fed up and ready to do something about it. ... |
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I live in NC and rent under 1 yr lease. Can the owners show the house for sale?? (See details!)? |
| The property mgmt co. managing the property asked if we would show the house (and leave for showings) if given 24 hours notice. We reluctantly agreed as we were led to believe we have no choice. T... |
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How much is your morgage? Is it more than £1000 a month? |
| Is it hard to find the cash? Do you wish that you had rented instead of buying?... |
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Renting an apartment? |
My boyfriend and I (we are 18 and 19) are planning on renting an apartment really close to our college.
The fee is 450 a month (with everything except for electricity). We have a pooch and we ... |
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Should I rent out my house or sell it? |
| I have a new house in North Dallas, TX. I built it and moved in Sept 1 2006. Now I want to move about 2 hours away for a job and I don't know if I should rent my house out for a year and see ... |
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How much do you pay for rent? |
Where do you live?
How big is your place?... |
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As a landlord, I know it is always better to rent to a single guy than a women.? |
| The women are complete slobs, and even at my office (major huge company) the women tell me women in the rest rooms throw crap all over and are filthy. I never really bought into the whole June C... |
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I can't help feeling bitter about this.....? |
My advice to anyone leaving school and considering going to University is this - Do not attend University, become a drug addict instead.
I went to Uni, got an hons degree, couldn't find a ... |
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If an apartment cost $500 monthly for rent with 2br/2bath...? |
| continue...and i find a roommate to fill the 2nd room, does that mean we now split the cost of the apartment? or will the price of the apartment increase? does that mean we both pay $500, or we split ... |
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If your name is on a lease and you move out before the lease expires, how much rent are you liable for? |
| If you move into a house with your boyfriend and both names are on the lease, and you break up and move out before the lease expires, are you liable for rent only up till the date you move out, for a ... |
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I make 30k a year? What kind of home loan can I expect to receive? I.E. How much? |
I live in Los Angeles, CA Additional Details also have spouse who makes around the same per year.
not necessarily looking for a house. maybe a duplex or condo.... |
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jessica c | How long does it take to close on a house? |
Additional Details The bank has the title search done (all good) the appraisal done (also good) and already prequalified (for alot more than I need!).
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Hiatt Realty, Killeen, TX
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It depends on where you are located and what mortgage company you are using. I am in Texas and I just closed a deal in 10 days. The buyers went stated income and the appraisal and title work were already done. We went under contract on 2/18 and just closed yesterday. |
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Bailey
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1 month is the quickest---usually takes 3 months on average but if you wnat it done in 1 it can be and that would be the stipulation you would set with the buyer and their realtor etc..... |
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frankie b
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Usually 30-45 days depending on the lender |
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darlene g
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It depends on all parties,,,,but in closeing a house we should assume everyone has all papers singned closeing sheet with disbursements, amount you pay, all the t yping ...paper work,..all who needs to be their,, I'd say from time of singing contract (hopefully purchases credit is good) no l onger than l0 days. Possibly more in other situations. But ususally this what is strived for ˝oGood Luck " BUT, a lot of people runs for 3-4 weeks, one must give seller time to move out, whick about 30 days most places. From my fastest of l0 days to my longest 30 days. I usuallycross my fingers and hope all sllides thru with ease. Have a great day. |
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Toosense
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4 weeks at the quickest. |
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kelbean
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Depends on a lot of things - if you are financing - depends on the bank, depends on when the sellers can be out, etc |
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Mark P.
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In Texas it is 4 days to 3 weeks, 2 weeks is the norm.. I wonder where it takes 4 weeks? Thats slow. |
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jgill586
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After you have found a house and secured the financing it should take no more than 30 days to close. If you deal with a mortgage broker it may take a little longer. The strength of your credit, asset, and income picture could make this time go faster. Now actually moving in could take longer, that will depend on the agreed time between the buyer and seller as to when the seller needs to move out. |
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The One
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Traditionally, it takes about 3 months unless something goes wrong or additional paperwork is required for the bank...... |
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MommaSchmitt
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It all depends - on the mortgage company, the owners, the realtors and lawyers. If you stay on top of it, and get them what they need when they need it, it goes alot smoother. I have seen them drag out, but I have also seen them go quickly and smoothly. Some of it is out of your hands, patience is a must as well. Congratulations if this is in reference to you!! |
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callaudrey2pray@sbcglobal.net
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If there are no title problems and the appraisal can be scheduled quickly and your loan is prequalified then 30 days should be sufficient. |
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ITALY06
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It really depends on the loan. usually is a month that is the reason why they put the close of escrow to be a month from the date when the purchase agreement was submitted. But it can take less or more time. It also depends on your realter and loan processor. If they get everything they need fast or not. Also it can depend on the bank. Some banks send out the conditions fast and others take loanger. Just keep in mind that this can sometimes be a long process is if the loan processor don't have everything they need. |
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dslandau
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30 days, generally. |
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in +HIM+
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It depends on a lot of things....but the typical escrow period - the time between the signing of the purchase agreement until the time you are sitting at the closing table - can take anywhere from 6-8 weeks.
There's tons of stuff going on during that time. After you have the purchase agreement signed, you actually apply for your mortgage loan and wait for its approval. The house is appraised, inspected, you purchase your homeowner's insurance,etc. |
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Arnold
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4 weeks is the fastest, but the norm is 45-90 days I think. |
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