 How to get into a house with marginal credit but a good income? |
| I am married with a combined income of $125,000/yr. We filed a joint bankruptcy approximately 5 years ago. My wifes credit, while not extensive (3-4 Credit cards--nothing over 1,000 limit) is all ... |
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 Am I being awkward over viewings for my landlady to sell our flat? |
| As we are still tenants, I have said that I would prefer viewings whilst we are not at home. Specifically I have a real issue with after work viewings and saturday morning viewings, mainly because I ... |
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 Im buying a home, do i give my realtor a closing gift?? ? |
We are closing on our house this week and i need to know if we buy the realtor a closing gift (if we are the buyer) or does he buy us a gift... or both??
Please help. . thank ... |
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 I am moving out of my rental house in a week and i cant get ahold of my landlord. She seems to be avoiding me. |
| So my lease is up Oct 31 and she stopped by in May to tell me she was putting the house up for sale, so she could get a head start on selling it by the time i moved out since the market took about ... |
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 Carbon monoxide leak, what are my rights as a tenant? |
| Bought carbon monoxide monitor to take on holiday, plugged it in to check it was working before we travel and the alarm went crazy. We moved in February 10th and since then my children have had ... |
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 Can my landlord charge me for new carpeting in my old apartment if it wasn't new when I moved in? ? |
| When I moved in my apartment the carpet was in "ok" shape. It had a few burn marks in the front room, some snags and fray's along the seam lines in both bedrooms. I wrote down these ... |
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 The house title is in my husband's name? |
so that means that I don't own the place?? what happen if he dies??
Additional Details
the house was bought when we got married, but he is only in the title.I'm in MS.... |
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 Should we cut our losses and try to sell our house now? |
| We bought a house on the way down from the peak in our area, but the bubble was really bad here (Merced, CA). Some are forecasting that our house will lose 30% value over the next 2 years ($100,000 ... |
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 How is purchasing from builder different? |
| We found a house we love for $469,000. The most we can afford right now is $430,000. (thanks to equity in current home). The home was completed in 2/07, still owned by builder and vacant. It is not ... |
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 Debt settlement program & Mortgages....? |
| My husband and I have been in a debt settlement program for almost a year. We have enough money to settle all of our credit card debt but are told to stay in the program for awhile longer. Our rent ... |
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 Can you make a seller pay for repairs needed after the sell of a home? |
| The day after we closed we discovered the septic system did not work properly. We were told by the owner that there had never been any problems.... |
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 Rent arrears eviction notice |
| hi everyone i really need some help, i have arrived back home today from abroad for 3 month to find an eviction notice from the court for the possesion of my rented property, i have checked my bank ... |
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 Inexpensive, nice places to live in US? |
| Hi, I'm looking for an inexpensive smaller town to move to in the US. I don't need to live on a coast, and don't need nightlife. My husband and I work from home so employment isn'... |
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 House or aparment? |
| i'm 18 and am seriously thinking about moving in with my boyfriend in the near future. we both have jobs and are going to school but he wants to buy a house and fix it up, then re sell it...i ... |
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 Tenant changed locks.? |
| I can't seem to find this info on the internet. We are new landlords and it has come to our attention that our tenant changed the locks on our rental property. Is this legal? If not what do I ... |
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cassie c | How long does it take to get a mortgage? |
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 |
 
flyingconfused
|
About a week for paperwork to be assessed and then accepted or declined. It takes a week or so longer to get the money sorted if it's accepted. |
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michael k
 |
Anything from 4 weeks to 6 months. It depends on your financial position, the survey on the property you're buying and any other points the surveyor might raise. Seek out a financial adviser who doesn't charge, but gets commission from the mortgage companies. They do the hard work and make it easy for you |
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djdraven99
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I have closed loans in less than a week, and my oldest one was 16 months old (it was new construction property).
there are WAY too many factos that can come into play.
if you are a typical middle aged, middle class American, in a typical mortgage loan transaction, it should take 3-4 weeks tops. |
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Val G
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We got one withing 4 days, but it depends on your credit rating and financial security (job security etc). |
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lola
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We got an AIP (agreed in principal) on the same day that we saw the mortgage broker and moved into our house 2 1/2 months later.
we'r ein england, don't know about anywhere else. |
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Jeff
 |
It can take 4 days or 4 months. Good paperwork, no surprises and willing parties lean toward the quicker closing. Bad credit, missing statements, different numbers tend to stretch the deal. Need help call 516 535 5800 ext 239. Mortgage Consultant. |
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marshy
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not long, if ya a first time buyer they throw them @ ya. xxxx |
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ramman
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Depends on your credit, but you can usually get approved in about 2-3 days, but it takes about 30 days to get the loan closed. |
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spoof
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From start to finish at buying my house took 3 months |
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ondreforsure
 |
Depends what type of loan. If it is an A-paper loan (fannie mae / Freddie Mac) they can take 2-3 weeks.
If it is a subprime loan, I have had borrowers signing loan docs in 3-4 business days after I initially ran credit. (rare) Typically its 14-21 days for subprime. They just happened to already have the appraisal done exc...
Also Home Equity lines are pretty quick and easy to apply. Usually 5-10 business days. |
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Stevie G
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About 2 Foot Four inches! |
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kate
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Depends on your credit, your down payment and how fast your income can be verified.
Start to finish , mine took about 60 days but I was holding out for the lowest possible interest rate , getting quotes from several lenders - got a 5 3/8% on a 30 year fixed.
ps: getting the prequalification is fast and speeds things up when you find the property you want. |
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