 What Do I Charge? |
| I'm wanting to lease one of my bedrooms to a college student and I need your opinions. Would you pay $375 per month for a bedroom with cable, internet access, kitchen use, full bathroom, and all ... |
|
 How can my GF get her roommate to move out? |
| My GF is 48 and has a same age room mate that was a friend. They have a 1 year lease with 6 months remaining. The lease is in Michigan and my GF is the primary holder and her room mate is considered ... |
|
 3.5 months into buying a flat should i continue or drop out due to falling house prices? |
| i am close to buying my first property. its a leasehold flat in tenbury wells (west mids). i am growing very concerned with falling prices and dont want to but if im gona go straight into negative ... |
|
 I'm single mom with health issues, my BF wants to buy a house and put my name ONLY on the mortgage and he pays |
Is this wise? The reason I am having a dilemma:
I live in a bad neighborhood, my kids like him, we have been together for 6 years and I can't seem to hold a job without getting sick ... |
|
 Moving house on imcome support..how do i get my furniture moved? |
| Im on income support and im moving house in 6 days, i assumed my homeless officer would help but shes now said that its my responsability to figure it out...i dont know what to do! does anyone know ... |
|
 Is this is good mortgage interest rate? |
| I got a 6.8% on a 100% financed $181,000 mortgage. I have about 8,000 in savings and a 760 credit score. Is that a good interest rate for that type of mortgage?... |
|
 My landlord came and told me i have 5 days to get out. help!!!!? |
| he came with this guy and the landlord said i sold the house to this guy. the guy said u have 5 days to get out or the sheriffs will come. they didnt give me any paperwork or nothing. i havent paid ... |
|
 OK so I pay my rent on the 24th of each month. I am moving out on the 24th? |
| I don't owe my landlord and they don't owe me right? I can go ahead and cancel my bank payment?... |
|
 If I want to kick my boyfriend out of our apartment, and he is not on the lease. How do I make him move? |
Should I call the police? He is a violent alcoholic. I am scared of him
Additional Details
He did get very drunk tonight...I believe he is an alcoholic. I am scared for my safety and ... |
|
 PLEASE help !! Is this NORMAL in rental lease? |
Hello, can you please tell me if this is normal to be in a real estate Lease to rent a single family house? It seems a little strict to me..
Pets ( I dont have one but it still seems a ... |
|
 If i rent a place 1br appartment with three people me my girl and our son age 6? |
Lets say they only want two for one bed. And...we dont tell them whats the worst that can happen if we sign a year lease?
They will tell us after our lease we need to either move into a ... |
|
 Is nine months an average time to list your home with a realtor? |
| my home has been listed for seven months, i just received a copy of the listing agreement that i signed but never got a copy, was never told about the length of it. thought 60 to 90 days but found ... |
|
 Landlords, advise please? |
we have tenants, the property is managed by letting agent appointments are made but they the tenants never keep to them.
at the moment the boiler needs to be serviced but the tennants have let ... |
|
 How much notice does a realestate agent have to give before showing an occupied house? |
| I am renting a house that the owner is trying to sell. I was told that the realestate agent has to give me 24 hrs. notice before they bring someone in for a showing. However, twice this week they ... |
|
 What happens if a foreclosed home sells for a LOT less than it is worth? |
| In all this national talk about foreclosures, does anyone with a legal background know what happens to the homeowners if the bank short sells the property for a lot less than is owed on it because ... |
|
 Is it possible to buy a home with nothing down and zero out of pocket expenses? |
| I see all of these info-commercials that say you can buy a home with nothing down and zero out of pocket....Is this really possible? Can this be done without being expected to pay outrageous monthly ... |
|
 Inspection report was not good...am I obligated to buy the home? |
| This is my 1st time buying a house. The inspection results were not good...black mold, termites inside & out, incorrect electrical wiring, evidence of flooding in the basement, the balconey was ... |
|
|  |
babieyig | How long does it usually take to know if you're approved for a loan?? |
i recently applied for a home loan at rock financial and it's been almost a week and he haven't called me back with any information yet, should i just forget about it
Additional Details
hey victor q, my credit score is 730, i got it checked before i called for a loan..so that can't be the answer to my long wait...i mean it's rock financial a big loan company.. |
 |
 
Kristin G
 |
You need to get in touch with management of that company and ask why you haven't gotten a reply from your sales person yet. You should have an answer within 24 hours or less. A week just shows that your sales person obviously doesn't value your business. So much goes into doing a home loan, you don't want this person dragging their feet the entire time. You need to get in touch with someone with seniority over your sales person and see what status is. That's absolutely rediculous. |
|
anjreynolds
|
It depends on the financial institution. When we were trying to buy a home, a couple of places let us know within a couple of weeks. However we had some that took longer because the board that they presented the loan consideration to only meets 1 a month. The best thing to do however, is to call back the individual who is processing your loan and ask. If they don't know yet, ask them for a time frame. |
|
K M
|
If someone really wants your business, they should stay in touch with you and keep you updated. That being said, they may be shopping around for the best rate for you. If you have any particular credit or income situations, it may take longer as different banks have different qualification restrictions. If you don't hear from them within a few days, I would give them a call back to find out what is going on. Keep in mind that final approval does take a while and you may not be their only client. However, this does not mean you should be ignored (and don't let yourself be.) Even if they get wrapped up in the paper end of things, they should not forget about you. If this is your first time getting a loan, make sure you let them know this and that you need to be kept informed. If they think you have done this before, they may assume you know the timeframe and procedures already.
On a side note, I would recommend for you to trust your instincts. If something doesn't feel right, look somewhere else. |
|
Nathan
|
It really shouldn't take more than a day, if that. I would just forget them and shop around. I you want to do businesse with them, shop around anyway to compare rate quotes. Brokers don't have to pull your credit in order to give you a quote. They will simply let you understand that it is a quote based off of the information that you have given them. |
|
Skip
|
Approval might vary from Broker to broker or lender,but Pre-approval should not take longer than 1-2 days at the longest. Normal time is approximate one full business day, if gotten to the underwriter before 2PM.
Did you provide your broker 2 pay stubs and W-2s for each person that was going to be on the mortgage 2 years of federal income tax returns, as well 6 months bank statements from all you savings and checking accounts to include any 401k plan where you are employed. He should have ran a credit check with a signed authorization form by you.
With the above information most "Brokers" are able to secure a pre-approved letter with in 48 hours from his underwriter.
If you did not provide him with this information you will need to do so. If he has not called you in a week, my guess is something went wrong. You should call him to find out the status of your approval.
I hope this has been of some help to you, good luck.
"FIGHT ON" |
|
wabbitqueen
 |
My bank did it while I waited- the application took 30 minutes to fill out on their computer, and I only had to wait 2 minutes or so for pre-approval. I have good credit though, and of course it will depend on how much money you are trying to get.
Call the place back, and if they can't give you an answer, or at least an idea of how long it will take, go somewhere else. (I hope you weren't paying them much for this!) |
|
darvilleerica
 |
First off, he would have called you back if the broker could have done something...you usually need a 580 credit score to get 100% of a loan value. I would also say give him a call and find out what happened...that way he has no way to not talk to you. |
|
Forget-n-forgive forget it!!
 |
I have found that some finance companies take longer than others, but you should have heard something from the company by now. Call them. When I was a lender for a bank, I normally knew within a day if I was going to approve the loan. After that it depended on other factors such as appraisal and title work. Normally, I would close a loan in less than 30 days. I just sold some property and finance company the person went through took three months. I called them for the buyer, and we closed within a week. Make sure when you go through any company that you know all of the fees that are involved and ask about prepayment penalties and rates. You should get a good faith statement explaining the fees and payment. Make them explain it to you. Personally, I prefer banks over finance companies, however, banks are stricter and have less lead-way in what they can do. |
|
martha t
|
no longer than a day or two |
|
Victor Q
|
Loan Officers do this when your credit is bad Trust me i know its a bad place to be in.
call them ask them to give you a copy of your credit.
Then emailme for a couple options up front over the phone.
Victor@atlantisrei.com |
|
Wishkah
|
First of all if you got a 700+ credit score call me now and let's get you closed within a week or two! I called rock financial trying to get a loan myself and they did the same thing to me, finally after running my credit twice they told me my score was too low. I called this company and they did what rock financial couldn't. Now because they helped me I took a job here to help other people. With a score like that your loan should be quick and easy. Call me at 877-LOAN-103 and ask for Josh. Don't delay, call me today! |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
11 | 7 minutes(s) ago
| | | |
11 | 42 minutes(s) ago
| | | |
11 | 45 minutes(s) ago
| | | |
11 | 55 minutes(s) ago
| | | |
11 | 2 hour(s) ago
| | | |
12 | 7 hour(s) ago
| | | |
11 | 2 day(s) ago
| | | |
11 | 4 day(s) ago
| | | |
11 | 1 week(s) ago
| | | |
11 | 1 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
