 Private landlords? Housing benefit? |
| I am currently living relatives sharing a bedroom with my two kids due to relationship breakdown. Council wont help me find my own place. I work part time but on a low income so i am entitled to ... |
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 What kind of mortgage should I get, and where from? |
| This will be me and my wife's first home and mortgage. Combined we make alittle less than 100k. We are looking at a house around 200k. We have good credit, and our parents would be lending us ... |
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 Tenacy Agreement? |
| My girlfriend and I have lived in a flat for four years, we have not signed or renewed a formal contract with the estate agent last year or this year (it should be signed in Oct). We have found a ... |
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 Can our landlords make us paint it back? |
I just posted a similar question regarding our old apartment, now onto one regarding our new one:
In the lease to our new apartment, it states we may paint the walls as we wish, with the ... |
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 Landlord/rental/etc? |
Is this legal...
I've been living in someones home- renting it... but there is NO lease. All i had was a written agreement that I could stay here for one year... but no conditions or ... |
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 Need to move out of our apartment but still have 6 months on our lease. what should we do? cant afford rent...? |
| we are in a bind, we can't afford rent anymore but still have 6 months on our apartment lease contract. don't know what we should do. any suggestions? please help and no mean comments ... |
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 Can I buy a house with no credit or bad credit? |
| Here is the thing, I'm moving to Maryland soon and I'm done with the renting thing, I have no credit and my husband have a 567 score, we really wanna buy a house, what are my options?... |
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 Where do I get/find housing foreclosure lists? |
| I am interested in purchasing foreclosure real estate, but I don't know where to find the lists of foreclosures. Please help me!... |
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 What would you do if this happened to you? |
| renting a farm house, barns, garage, house, etc, and one day two people show up dress into their camo hunting cloths, get out their guns LOAD them, and continue to walk right through your yard where ... |
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 Can I buy a home after Bankruptcy with no savings? |
| In June 2007 I declared Chapter 13 bankruptcy. Since I'm paying a whopping $975/month to my trustee plan, I have no way to save money to buy a home for the next 4 years. I'm wondering if ... |
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 Why are condos so popular nowadays and are they worth it? |
| By condos, I mean those apartments you can buy. They are usually expensive and small. I wonder why people who can put down several thousand for a house would actually want to buy a condo? No garden, ... |
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 Signing Apartment Lease w/Boyfriend...? |
| My boyfriend and I applied and were approved for an apartment today. It's a 12month lease. It's a really nice apartment $1000 a month just for rent, EXcluding any other bills, 2bdrm/2bath. A... |
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 How can an everyday low-wage working person afford to live in a place like San Francisco? |
| To have a decent existence; instead of stressing out to the point you want to give it up?... |
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 Are there any companies that will come into my house and pack up my stuff and move it into our apartment? |
| I live in Abilene Texas and me and my wife are moving into an apartment November 4th. I work from 6 AM til around 7 or 8 PM and she works from 2-10 PM. We need to have everything out of the house we&#... |
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jennifer travis | How long does negative credit reporting stay on your credit report. late mortgage payments.? |
Late mortgage payments, beginning of foreclosure procedures. |
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Joshua R
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You are looking at least 7 years. |
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Floppy
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As far as I know it can stay between 7 and 10 years on your credit |
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rxblair
|
Any late payment is reported as a negative on your Credit Report for seven years, even if the very next payment completely pays-off the debt. In that case, the late payment will show as being your most recent payment, even if it happened several years in the past. Therefore, don't make the mistake of following a late payment with a full pay-off (which includes the sale of a mortgaged home). To re-establish good credit, a late payment should be followed by a long and steady history of regular on-time payments, until the late payment is aged off the credit report. |
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Jennifer
 |
Hi,
I used "Credit Solution" to settle my mortgage and avoid foreclosure.They managed to reduce my debt up to 58%.It's legitimate.I came across this company on NBC News Special Edition.Check it out here:
http://urlhawk.com/4ys |
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The right answer
 |
CreditScoreQuick is a great website for these types of quesiton and how long stuff stays on your credit. Just to answer you quick derogatory credit like late payements stay on your credit for 7 years. So does foreclosures. |
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LADY AT THE LAKE
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Anything negative stays and stays on your report for years.
Seven to ten years--sorry |
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IN_Houston
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I think it is seven years. For non payment of taxes it is two years. If you pay the balance it will say paid in full if you settle the account (pay less that they accept to settle) it says settled on your report both of the latter is done, usually in 30-60 days. Most lenders only go back on your credit report for so far. Like currently my husband is applying for an FHA loan, they only look at the last two years of his credit history. |
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