 If i just signed a lease for a 1 year apartment without seeing the apartment first. can i try to break the le |
| lease ****keep in mind i had never saw the apartment prior to signing the lease and I have yet to move in how would i go about breaking the lease. ****another note*** the place was not ready for a ... |
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 Was this professional?? |
| A home inspector came to my house today requested by the person who is going to buy my house. I was requested to leave and take my dogs with me for 4 hours, which was inconvienient, but ... |
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 No money down home loan in SoCal? |
| Me and my husband have been renting for about 4 years. With house prices that have risen so high it seems almost impossible for us ever to be able to buy a home! My husband and I make "okay"... |
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 In what situation is it worthwhile taking out a loan from my 401k for a new home? |
| I'm trying to buy my first home, and found out awhile ago that I qualify for taking out money from my 401k to pay for my downpayment without being penalized for it. I believe I have to pay it ... |
|
 Are property landlords supposed to put smoke alarms in propertys? |
| i live in a 2 bed terraced house rented through a private landlord . Are landlords legally supposed to fit fire alrms in the ... |
|
 Has anyone ever gotten a home loan with low credit scores and only in business less than two years? |
Additional Details
my score is 560, husbands is 520
(i've been establishing my credit for 6 months now)
we grossed 79,000 for our first year of ... |
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 Trying to find a way out of my lease? |
| I've been in my apartment for 3 months now and having a litte trouble with it's space. It's very small and I really regret signing the lease I did because it was the only apartment I ... |
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 What are the usual reasons a house would stay on the market for an extended period? |
And, pray explain each.
'Unmotivated seller' -- okay -- but, why would somebody go to the hassle of listing their house if they were quite so unmotivated?
'O... |
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 Bad credit? |
| I apparently have REALLY bad credit. My lease is up at my apartment and I am looking to move. I put in an application for an apartment today and was denied because of my credit. I have never had a ... |
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 How to get rid of a tenant not paying? |
a tenant is always late in paying me my money for rent
he is one month in arrears he is pays in 50 pound injections
this month he should of paied on the 27th nov
its now the 5th and he ... |
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 I have this tenant who has always been 1 day later on the rent since she has been here. |
Should I say something to her? I know that it is one day, but I already spoke to her twice and I do not appreciate that one bit. Any suggestions?
Additional Details
I know it is not a ... |
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 What do you do if a tenant moves out and doesn't return their keys? |
How long does a landlord typically wait before changing the lock and charging it to their deposit?
Additional Details
gafpromise, Is it really 30 days from the time they actually walk ... |
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 Daughters apt. burglarized can she terminate lease agreement? |
| My daughter walked into her apt. and found two young burglars there. She confronted them and they took her friends stuff not my daughters. She was threatened by one of the burglars that they would ... |
|
 How do I buy an abandoned building? |
| There are a few properties around here that are extreamly old. There are buildings on it that obviously havn't seen human care in years. There is no for sale sign or anything like that. But I am ... |
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 Is it my or my landlords' responsibility to take care of a major weed problem? |
I'M RENTING A HOUSE THAT'S ON THE MARKET FOR SALE. THERE IS A MAINTENANCE AND REPAIR CLAUSE WHICH STATES:
"LESSEE WILL, AT LESSEE'S SOLE EXPENSE, KEEP AND MAINTAIN THE LEASED... |
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 How to deal with tenant who does not pay the rent? |
| I recently leased a house (I do not live in the same city) to a family on 6-month lease term. They just moved in. But they are not paying even the 1st month rent and I found they are telling many ... |
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littlegreenalien | How much can a person who makes 104,489 a year afford to spend on a house? |
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carlos z
 |
It all depends how much you got left after the monthly payments.
Also,is how the loan is structure.
This place got calculators and other resources that can answer your questions.
<a href="http://www.tkqlhce.com/click-22159... target="_blank" onmouseover="window.status='http://www.f... true;" onmouseout="window.status=' ';return true;">Loans for Anything! Excellent & Substantial Credit Only. A Better Loan Experience Guaranteed!</a>
<img src="http://www.awltovhc.com/image-22159... width="1" height="1" border="0"/>
Hope it helps |
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flyersfan19701
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I am told that you go 2 1/2 times your yearly salary to get a round about figure, so you look like you would be in the $250,000 range |
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gawd0
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It depends on what you clear each month, and other existing monthly bills and what you're willing to part with each month and still have gas money, insurance, car, util. bills---etc. |
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bull_rooster_aardvark
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Depends on your debts, credit (credit will determine what interest rate you can afford which adjust the payment you will be required to make), and other stuff you didn't put here. As a general run about 30% of you income excluding debts or 40% of you income including debts can go to you monthly payment - but that number can vary depending on you. |
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David M
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Depends on how in debt you are. |
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Sweet Lilies & Lavender
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depends on what your monthly out going bills are.....try to see what you could budget for a payment. The average house payment in CA is $2000.00. |
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mark
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You could probably get approved for a 400k - 500k house if you have good credit and no other serious debt
At 105k gross, you are probably clearing 60k after federal,state, FICA, Medicare Which gives you 5k net each month. You don't want to spend more than 2-3k (closer to 2 than 3) on your house each month. Hopefully you have a large down payment to get those monthly numbers down.
Also don't forget PMI if you don't have a large enough down payment, property taxes (in my town 10k/year for a 500k house), and property insurance (which the bank will require if you finance) |
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jackstanson
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Rule of Thumb - no more than 1/4 of your income should go to house payment.
Rule of Reality - a "house payment" is only half the story.
If that 104,489 is TAKE HOME, fine, you can probably afford 1,500 a month for house payment. (12x1500 = 18,000 a year, equal 1/5 income)
If that 104,489 is GROSS, you can probably afford 1,100 a month in house payement (NET is about 65% of gross).
If you're already paying a high CAR payment, you may not want to take on such a large house payment.
Remember, once you buy the house, it's gonna need (in no particular order) a roof, a hot-water heater, a new furnace, a new central air conditioner, new kitchen floors, remodel led bathroom, furniture, new furniture, more furniture, a new stove, a new refrigerator, landscaping, ornamental shrubs and flowers....a lawnmower, a rake, several shovels, a wheelbarrow.... |
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Jason J
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Depends on your other debt and what you are willing to do as far as living conditions. I go with the 50% debt ratio. I am willing to commit 50% of my earnings to debt. |
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Amanda T
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4000 or 3000 dollar house |
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The Informant
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probably 50,000 a year, save that much, then spend the rest, per year, you should be okay, but to be safe save 25-30,000 dollars, but it will take longer. if you want to buy a house in cash, otherwise, the first guy is right. |
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