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 How can she sue me for money?
A few months ago I moved in with my boyfriend whom was subletting from another person. When she decided to move back she held my mail and will not give it to me. I did not sign any kind of ...


 Should my landlord have to pay???
I'm living in a rented fully furnished appartment with my boyfriend since August 1 this year. The appartments were brand new when we moved in so we were expecting to have no problems. However, ...


 Is it possible to get out of the contract and get a refund of your deposit if you are cancelling/backing out?

Additional Details
of a
new construction purchase on a home specifically a
highrise ...


 Do condo fees include maintanence for your apt?
Like if the plumbing for your home is not working or the electricity is out, it it the condo's responsibility to fix it? I am planning to buy a condo and rent it out and was wondering if it I ...


 There is home worth 125K,for a first time buyer how much the mortgage of this home will be?
The home is 2Bed/2Bath, about 2500sf, build 1980's. Recent updates on roof and bathrooms. 2 car garage.It is sell by owner for 150k but negotiable. I want to propose 125k for the home for low ...


 I think my ex landlord is ripping me off?
I recently moved out of a shared house where my cat caused some damage to the carpet on the first floor landing. I believe this to be about 5 square metres and my landlord is now charging me £220 ...


 How much will the dss pay?
hi have just had my lil boy and on income support.. i am wondering how much the dss will pay on a 2 bed house.

ABUSE WILL BE REPORTED
Additional Details
to spook542 i have ...


 Why do people keep telling me that it would be a mistake to become a real estate sales agent?

Additional Details
No such thing as no jobs. Real estate companies are always ...


 Flipping houses using hard money lenders.?
when using a hard money lender to purchase a property to flip. is it possible to negotiate a deal where you do not have to pay the lender back until after the sell. i plan on looking for property ...


 High or low down payment on mortgage?
As an investment, is it better to put down 20%+ on a home loan?.....or put a minimum down payment of 10% down and invest the remainder somewhere else?...


 Me and my wife made $40,500.00 How can we qualify for the EIC if the max is $ 38,348.00?
We only rent an apartment. We live in Spring hill, FL. We have 2 boys....


 I only have $78.52 in my bank account, which is not enough to cover the rent check I wrote for $739.52.
Even when my weekly paycheck is directly deposited, I will still not have enough money. My wife is bi-polar and went on a manic spending spree. I have never been late paying rent in the past. What ...


 Prospective landloard asking for TOO MUCH sensitive information.?
I'm about to move into an apartment building. On the application, the management company asks for:
W2's
2 Original pay stubs
My latest tax return
My bank account numbers ...


 I am in so much trouble!!!?
OMG!! I am a real estate agent and have lost the keys belonging to one of my clients. I am sick to my stomach over this! I think I accidentaly threw them away in the trash but I don't know for ...


 When was my house built at 2010 W. Pennsylvania St., Allentown, PA?
...


 Apartment advice please....?
So my friend and I have been looking into apartments for a couple weeks and have seen three or four and have lots to go. Another friend wants to look at places with me. So I sugguested the three of ...


 Move or not to move??? Your opinion please???
Current Apt:
$1500 including water, trash & sewer
the building is over 20 years old, however it has a tennis court, basketball court and 2 swimming pools (and we use them daily).
...


 Can I sue my husband for not paying the morgage when I would give him the money and now my home is being repod
I'd give the money to my husband to pay all the bills becasue I'm always out of town but I came to find out he has not paid a single one and my home is being reposessed. I got a letter that ...


 Landlord gave 24 hour notice
the landlord (unless an emergency) gives 24 hour notice to enter the unit for inspections. (that way we know in case we aren't home that someone entered our house) the notice was delivered 07.29....


 My landlord didnt make payments now house is in foreclosure what are my rights to stay there?
...



lovely
How much do you need for a downpayment?
on a house or condo?
                     
 




pokecheckme
There's so many mortgage scams out there, it's variable, but 20% of the purchase price is typical.


funny2man
If your credit supports 100% then you won't need a downpayment. However the more you put down on your home, for instance: 20%, the better your rate will be.

But say you qualify for 95%, then you'll only need 5% down.


curmudgeon
Rating
usually 20%, but many states have programs for less for first time buyers, etc.


D
Depends on who is financing your loan. You need to look at a down payment greater than 10% of the sales price of the home; 20% is even better. You should try to pay a downpayment that will keep you from having to pay PMI.

Get pre-approved at your lender of chose then you'll know exactly what they will approve you for and exactly how much they would want you to put down.

Avoid predatory lenders with exotic loan offerings. Fixed is not always the best option, but that's probably where you would want to start your consideration and your comparison.

Happy hunting....


~~kelly~~
Rating
it all depends on the price of the home and the place you're buying it from. Everybody does it different, if this helps, my house was 349,000, and i had to pay 10%(34900) down. Hope that helps a little


Yanswersmonitorsarenazis
With decent credit, you don't need one. Rates and costs vary widely, so shop around several brokers and banks.


Vin
Rating
It depends on how much you have available. If you have very little for a down payment, the minimum should be 5%. Anything less than 5% won't be really beneficial to you or the lender. Might as well save that money as a back up fund. If you have as much as 20% or more, that would be ideal for you and the bank but it is not the common % as a down payment. With a loan at 80% of the value you won't have to pay for mortgage insurance either. During the boom a majority of buyers were trying to purchase with no down payment. Lender guidelines have gotten very tight lately so it will be tough to get a 100% loan. A strong downpayment will alleviate the risk for you and the lender, save you money in many ways and make it much easier to be approved by the banks or lenders. Good luck!


stick man
Rating
20% is the rule of thumb.


beauty_daisy1
20% on the value of the house/condo.


C.D. Riley
Rating
$2.45


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