 What attracts home buyers the most ? |
What makes buyers to decide to work with certain realtor ?
What are buyers looking for in today's market?
What causes buyers to make buying decisions sooner.
Why buyers are ... |
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 Are most apartments monthly or weekly rented? |
| I'm new at this, I'm young and looking to get an apartment soon with a friend.... |
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 My Landlord is not registered...? |
| We're moving out of our current property in just over a month's time. We're due our landlord 1 more months rent but we've just found out he is not registered (landlord's ... |
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 Where can I buy a yard sale sign? |
| Im having a yard sale this weekend and was curious where i could purchase a sign at. I dont feel like making one.... |
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 Will someone explain to me about the morgage co. problem? |
| Why are the morgage co. in trouble. Laymen's terms please. When you get a loan, don't they have to pay for house and you pay them back? Why are there so many foreclosures?... |
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 Please this is urgent!!? |
| we are selling our house and i need to know, if we are selling the house for 250,000 and the real estate gets 6% then how much money does she get?... |
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 Do I need another home appraisal? |
| I had my home appraised Feb. '06 and took out a mortgage. (the home was paid for) I now need additional monies and want to get a HELOC (home equity line of credit.) It's been exactly one ... |
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 How to make sure my son in law does not kick me out of house? |
Additional Details
I am moving in with my daughter and son in law. I have also agreed to pay some money down on a new home. I just want something in writing that if something were to ... |
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 My landlord is trying to show the house while i am a tenant can i say no? |
| My landlord told me she was selling the house to her sister and come to find out its up for sale and now they want to bring people in my home to view the house i am very very upset with this and i ... |
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 Does anyone else love their landlord/lady? |
| We have the most lovely landlady! She's so laid back, but when something needs sorting she's straight round to help out. The rent is cheap, the house is lovely and the area is perfect. I ... |
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 Moving into an apartment for first time. Tips? |
| I am moving out of my parents house and into an apartment with a friend. I have lived on my own before (during college) so this is not a "brand" new experience but living in an apartment ... |
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 Is it illegal to allow tenants to live in an apartment without a stove or fridge? |
| We rented a house for $1,200.00 a month and were promissed a working stove and fridge within 2 weeks after we moved in. Every month we asked the landlord when we would be getting them, even ... |
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 What can happen if I'm renting a home without a lease agreement? |
| I'm leaving with my parents, my father is in the hospital and I'm unable of making the rent payment at least for 2 weeks can he evict us?... |
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 What should a put in a letter to decline someones offer on our home? |
We are selling privately and some people gave us a offer for our house that is outragous, 36,000.00 less than our asking price. When our house is FMV. We were asking 209,000.00
They stated ... |
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 How should I apologize to my landlord? |
| There have been a series of unlucky events which have resulted in my ticking him off: lease issues, repair orders, car's battery died. Tonight, Christmas Day, at 11 p.m. I had to buzz him ... |
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Erline D | How much do you think my husband and i can get a loan for a house? |
Together a month our income is $11,000 and a year our income together is $145,000 |
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woody
 |
in addition to chatsplas response a good rule of thumb for the total mortgage is 3x annual earnings. |
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financialpeas
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First, you should save up about 4-6 months of living expenses. Your house payment should not be more than 25% of your takehome pay, so no more than $2500 for your home.
Make sure you put 20% down to have the best mortgage rate and avoid paying the 3% PMI - private mortgage insurance. Get a fixed rate 15-year loan. This level of debt will keep you from getting in over your head, especially with the upkeep, utilities, and emergency repairs that come with owning a home.
Get all your other credit card debts and car loans paid off before you do anything. Debt is the one thing that drags people down financially and keeps them from building wealth.
Enjoy the house hunting!! |
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sunshine
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How much of the home are you financing, and what your credit scores? |
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Rico
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It's not just your income, it's also your monthly debt and your credit rating. |
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chatsplas
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Your monthly housing costs should be ONLY 1/4 to 1/3 of your monthly income. Save up for a down payment so you can avoid the horrendous expense of PMI.
Don't buy more house than you can easily afford. Work on making your credit really good by paying every bill on time, paying off largest credit card, playing down all credit cards, reduce number of credit cards with balance, reduce # of credit cards. SAVE for down payment. Save for retirement. |
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Peilthetraveler
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I would imagine the most you could get is maybe 650k but just because you can doesnt mean you should. I would figure out what the most you can afford is if you only had one income (use the lesser income) and buy a house like that. Then if you want, you can use some of your income to pay it down faster and when you finally pay the house off, if you want, sell it and use that as a down payment on a more expensive house. I mean, do you both think you are going to be in the same job for the next 30 years? You cant predict the future but you can plan financially for it so you dont get in trouble like some of these other people now. |
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Lai L
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Go to this site....from CNN.com/money.
http://cgi.money.cnn.com/tools/houseafford/houseafford.html
It will guide you through..it will give you conservative and aggressive numbers.. |
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Frank Petti
|
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loldluchi
 |
Good day,
I am a financier I am willing to lend out loans with the interest
rate of 3% and with in the amount of $3,000 to $5,000,000 as the loan
offer,I offer loan to all categories of people ,firms, companies, all
kinds of business organizations, private individuals and real estate
investors, I give out loans at very cheap and moderate rates. I am a
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interested in getting this loan, contact me for more information about
the loan process, process like the loan terms and conditions and how the
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are interested.
You are to contact me with this Email:loan28_fast@yahoo.com
I hope to hear from you.
Best Regards
Alex Joe. |
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jballar1
|
http://www.mortgagefishing.com/quote.php?sourceid=default
Go there and check out the mortgage calculator and figure it out for yourself!
rule of thumb is a max of 1/3 of your monthly income, so a payment around 3750, including insurance and taxes. |
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AM-NM centaur
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You should be able to get a loan for 3.5 times your gross annual income. That means a loan of around $500,000. |
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