 I put in a offer on a home and it was accepted. Unsure of the house now. What would you do? |
| I put in a offer on a home in san diego california. The offer was accepted. I will be putting down 73 thousand dollars of my mom's money. Thats a lot of money. This house is a fixer and I ... |
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 Where would i find out where the official right of way is through my boundries to adjoining properties? |
| I live in an end terrace and have a right of way through the boundries for access to the other houses back doors. At present we let the neighbours use our front gate and through our courtyard to ... |
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 I have a question about landlord's rights? Our tenants moved in almost two years ago. A married couple with a |
| child and one on the way. They have problems getting along,and he has moved out for the second time, supposedly this time for good, according to the wife. She has a fairly new job,and does not make ... |
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 Im selling my home and need some advice.? |
| OK...Our house lot size is 9,900sq.ft...our actuall house is only 832sq.ft....2bed 1 bath...built in 1951and never remodled,in our area being Northern CA, (Bay Area) houses are usally sold for the ... |
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| Is a 540 sq ft. 1BR apt small? |
| Haven't seen the apt yet, but want to get a feeling of the size of it.... |
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 Apartment application - asking for bank account balances? |
| I think this is weird - I am looking for apartments in California, and they are asking for my bank account numbers, as well as asking for the checking & savings account balances. One application ... |
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 Can I demand that agents stay with prospective buyers, accompanying them upstairs to our rooms? |
| My son set up cam and caught a real estate agent talking on her cell phone in our living room the whole time while the couple prowled around our house. Then she cut down our house every way she could ... |
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 My landlord has refused to fix or clean up after sewage spills in basment for 9 mths he blames us says it's my? |
| we have had repeated sewage spills in our basment in pa. we recently found out it's because he hooked the sump pump in to the sanitary sewer line and every time it rains hard It blows sewage all ... |
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 Does anyone have any idea where I can find a big historic house for sale that needs fixing up,or is abandon.? |
| It dosen't matter where location is,but I need something cheap.Must be no smaller then 3000 sq.ft.Am looking also for old farm house to fix up,and make a home for family.Any info would be great,... |
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 Condo in a major city or House in a minor city? |
| I'm a single, unattached 25 year old male professional looking to get into some property as a much needed tax break, to build equity, and because I don't believe in renting and throwing ... |
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 Would you live in a motor home? |
| I'm thinking of buying one and renting it out. Maybe a 19' one.... |
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 How do I ask my Landlord to install a shower? |
| I'm renting a flat privately. I moved in at the end of July last year. The bathroom has a bath only & no shower. My contract is due to be signed again for another 6 months in July. Due to ... |
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 Rent to buy? Can someone explain this? |
I have been renting an aparment for a few years but now am looking into renting out a condo but some I see have the rent to buy option.
Can someone explain this to me? Will the rent money ... |
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 If I get a mortgage with someone is it necessary for them to go on the deeds for the property? |
| note-the other person does not want to be on the deeds but is merely helping out with the ... |
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 I messed up and paid too much money for a house.? |
| It has a few things wrong with it and I am waaay to ashamed to say all the things I did wrong when buying it. I know I am stuck with the consequences of my actions, so does anyone have some words to ... |
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 Question about buying a condo? |
| I plan to purchase an apartment condo. it costs around $40K. Is that good to pay in full one time or pay monthly with mortgage?... |
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 For Sale by Owner? Any advice? |
| MY husband and I are selling our home. We're not in a rush so we're going to try it on our own. Any advice would be appreciated.... |
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 Is there a limit as to how much my landlord can increase my rent by? |
| I currently pay £350 pcm, and my landlord is saying that he is putting this by a further £200 pcm. Can he do this? I can't afford the increase and have nowhere else to go. He is a bully and ... |
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 Rented property, disabled vehicle, threatening to tow my car? |
| I got a letter today the 10th saying i have until the 15th to move my vehicle that doesn't work or they'll tow it at my expense. It is their rental property and they had some conversation ... |
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kristal k | How much does credit matter when renting? |
i'm looking at getting an apartment. how much does credit actually matter when renting? |
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Angela F
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Depends, some landlords won't even check your credit, others will check and unless you have great credit they will not rent to you. The thinking is that if you don't have great credit then you are irresponsible and will not pay rent either. |
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hazel a
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It depends on the landlord. Most that are reputable and run it like a business, do run a report, and put it in their lease that they can at any time in the future, if they desire, and anytime when the lease becomes in default. I generally add that a report can be run for the length of time that legal preceding are on going and for the duration of time when a judgment is obtained for the amount of arrears as awarded by the court. This means forever, in my case, because I re up the judgments at their expiration for another seven years, and so forth. |
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Mommy of 5
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In my experience, in SOME places they really care, in other's they just required a bigger deposit.
I don't agree if you have "bad credit" you will have a hard time finding a landlord to let you rent" I have HORRIBLE credit (480) almost all is from medical bills though, I have flawless rental history....work with what you got, and bring a nice deposit! :) |
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BMW BFD
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They run your credit to see you ability to pay on time. I think that if you had problems in the past but have a good year or more of making payments on time, your score may be low but you have proved the ability to pay. They are also looking for any evictions that may be on your credit. If you have done a good job at paying your bills on time every time for at least a year, then you should be fine. Also, as long as you don't have any charge-off's or judgments on your credit you should be fine. |
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Lorraine H
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It may depend on where you are. I suppose everyone runs a credit check, and it depends on what the failings are, if any. For instance, if someone keeps renting a place and leaving without paying rent, and it's reported to the credit bureaus, I wouldn't think a landlord would rent to that person. If someone's utilities were constantly being turned off for nonpayment, that would be a problem too. Being late on a credit card payment, for instance, shouldn't bother them.
If you have a job that you've been at for a while, if you have whatever they ask for in terms of the first and last month's rent and security deposit, if maybe you were at your old place for a while, it should be okay. |
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beachboy
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This article sums everything up, plus gives you a few tips that you can use when trying to rent with poor credit: |
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stupid
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Depends on the landlord. They also ask for rental history.
Basically, if you have good credit and rental history, which they may or may not verify, then the landlord will determine how much of a deposit is required.
If you have poor credit and/or poor/no rental history, then the landlord may skip you or insist on a greater deposit, say first and last months rent.
You may need a co-signer, ie parent, to help out. |
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xx my love xx
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alot. |
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pjbthree
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A lot of landlords want to know if they can count on you to pay the rent. If you have bad credit that means they can't count on you |
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cosmic-angel
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i'm from england so this might be different if you're from the us.
i have the worst credit rating in history lol, can't get anything like credit cards or things from a store but i rent a place out.
i used to be an estate agent and we didn't carry out credit checks on people that were renting a place out, so you should be fine.
cosmic angel |
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Tony S
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It can be important, they will probably use this to determine if they think you will pay you the rent each month. |
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MvL
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It depends on how bad your credit it. Mine was pretty bad. I was looking for an apartment last year. One building wouldn't even let me apply. Another wanted both a guarantor co-signer (someone who would pay if I couldn't, someone with good credit who could prove good income), proof of my income (only because I had a good income did I get in), and three months security. Without the guarantor it could have been six months to a year security.
It can screw you over. Make sure you have a friend or relative with good credit who can help you co-sign, and have the cash on hand to pay a hefty security. |
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