 Are tenants in apartment buildings obliged to pay for landords repairs to the building? |
| i live in a regular 50-tenant apartment building. it is not a co-op - tenants do not buy their apartments nor do we have a share in the building ownership -- yet last year the landlord repaired our ... |
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 I was going to refinance and have a 3yr interest only then fixed. How exavctly is this I never heard of it?/? |
my interest would be to high for my mortgage company I now have, "my credit score is not to good." so another company said this coud be a way to go???? Would it be??
Additional D... |
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 Are UK house prices going to crash? |
| i really want to buy my first property. but, is tghis the right time? do u think prices will continue to rise and that i should get on the ladder now, or that the prices are too high now and there ... |
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 Would you purchase a condo or a house? |
| Would you purchase a 1 bedroom condo 3 years old in a great location near shopping, new malls, excellent resturants and 15 MIN to the beach in Jacksonville florida. Or purchase a house that is built ... |
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 Cheapest places to live in us?? |
| my fiancee and I are trying to find a cheap city to live in. We want to be somewhere where my fiancee can get a job in cunstruction, can buy a cheap house and not a small city. any ideas?... |
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 What is foreclosure???? |
| i been seeing many houses on the internet on foreclosure i don't know what it means and why are they so cheap? is it hard to buy one of these houses or others like the mortgage companies win ... |
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 The house i'm living in is being foreclosed. do i still pay rent? the owner, i believe, is pocketing the money? |
| i would never had known it was in the process of foreclosure if they didn'tt know he didnt live there. i did find out later that he got a notice also at his other residence. he did not contact ... |
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 I didnt pay this months rent i just got a 4 day evicition notice.. is that legal? |
| I am late on rent for this month. TOday on the 19th, they left an eviction notice for the 24th.. I thought you had to be late for a while?... |
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 What would you do if your landlord...? |
Locked the laundry room, so no one in your complex could use it!
BTW, it is one washer, and one dryer for eight apartments.... |
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 Im trying to move into an apartment and they want to know if i've commited a felony? |
| I DID 2 YEARS AGO, IF I TELL THEM I DID ARE THEY NOT GOING TO LET ME MOVE IN ? ITS A 35 DOLLAR APPLICATION FEE AND I DONT WANT TO LOSE THAT MONEY IF THERE NOT GOING TO LET ME MOVE IN .... DO THEY EVEN... |
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 What happens now if my rent has been late a few times? |
| Coming towards the end of our 6 month tenany agreement but our rent has been a bit late the past few months, the most being 13 days and was wondering if they'll renew our agreement or not in the ... |
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 Can you get a mortgage to build a house on a plot of land? |
| What sort of deposit etc do you need? If not can you get a Mortgage once it's built and pay the builders then?... |
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 How much rent can I afford? |
| Is there a rule of thumb that says how much rent I can afford based on my wage?... |
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| Why are there so many houses for sale? |
| Throughout March, April and so far this month (May) I have noticed many more houses for sale in the London area than usual. Why is this? I have never before seen so many 'For Sale' boards. T... |
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kathyandarin | How much money do I need to have before moving out on my own? |
Not including rental, apartment, or house loan, how much money should i be making a month or save before moving out on my own? i graduate college in a year, so my goal is to save as much as possible before that time. Any one who can share their opinions or experiences? |
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spudmunkey
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Well, with renting and buying, be prepared for utilities (phone/gas/electric, water, etc) which can add up to about $100-150 a month.
With renting, you will usually have to front first month's, last months, and a security deposit, which is usually about another month's rent, give or take. If your rent is going to be $800, you will have to put down $2400 before you move in, and then you'll owe another $800 in a month.
Plan on about $200-250 for food, if you're going cheap. That's about $6.50-8 a day. Otherwise, plan on more if you don't want to eat cereal, ramen, and PG&J for every meal. Subway's $2.99 special-of-the-day is a great way to eat relatively cheap, and it won't kill you...at least quickly.
With buying a home, the more you put down, the less your payments will be, mostly because you'll get a better interest rate. 10-20% is ideal.
Often times, too, people forget about cell phone and cable bills. That can easily be over $100. Skip the pay-TV and get Netflix instead. Much cheaper, and you can get DVD's of many TV shows. (I'm onyl giving that advice because I know that cable is huge for some people...I've actually never had it, so I'm not addicted yet...)
Better yet, rather than think about a specific $ amount to work to, why not bust your hump and get as much as you can? Why stop when you've hit a certain amount. |
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Dr. Deth
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You have to include those things, because you may need first and last month's rent plus security deposit- a $600/month apartment may require $1800 up front just to sign the lease. New wardrobe for work, You may have to buy furniture, bedding, towels, toiletries, dishes, utensils, pots & pans. Deposits for utilities. Don't move out if you can find work near home until you have secured your first job and passed the probationary period. You should always have an emergency fund. Initial food stocking of new residence. You obviously have to be making enough to cover all your monthly expenses. Rent, utilities - don't forget cable TV, internet, possibly trash and water if you're in a house, car payment, car insurance, gas, oil, maintenance, repairs, membership in AAA, food, entertainment (including eating out), vacations (vacation pay is just your regular paycheck without you having to be there that week-you still have to use that for regular bills). If you're in a house or have a yard to take care of, you'll need a lawnmover/weed wacker. Don't forget credit car bills if you can't control your shopping If you don't have at least $200-300/month left over after paying all these things, you might need to stay home or get a roommate. These are just thinking of costs off the top of my head. The earlier you start saving for a house/retirement, the better. |
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Chris N
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3 to 6 mos' worth of expenses would be preferable, but many have done it with nothing out of necessity. As long as you spend less than you earn, you've got the basis of financial independence. |
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shoaib465
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3000 |
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csucdartgirl
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Depends on where you wanna live.
You'll need start up fees. These are one time install fees for electric/cable/phone whatever other services you decide to have. |
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mad_1240
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one goal you need to do a good paying job.
try to save 3,000 dollars if you can.
try to fine a place where you can afford. |
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CW L
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Kathy, if you have Job, I suggest a 3000 chking acct, if no job double that for the days you're looking for one to carry you through, pay the deposit and rent on the apt, utilities and food etc.
the rest is up to you as to how frugal you are or what your desires are.
If you have a lot of boyfriends with JOBS, they can take you to eat now and then. |
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sweet_shy_schoolgirl
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from 1,000 to 2,000
cause of food and clothing and sometimes, ya just want to spend on some extra stuff |
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ARoberts
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No matter what you budget or plan there always seems to be some unplanned incident so if I could I would just save everything I could, just pay for necessities and save the rest, easier said then done, I KNOW, but worth a shot, so much better than having to back and ask mom and dad for help |
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SannMann87
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I would say that if your gonna start out with buying your own house you should come up with about 10% of your house cost (maybe a little less or little more depending on interest rates and the cost of the house) and enough to get the installation fees for your phone electricity etc. You might want a little extra to get furniture for your house and other extra that you might want. so i would probably say around 10k...but since you are graduating from college you will get a most likely higher paying job so you probably wont need to worry about much after you move in. |
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parcequilfaut
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According to my boss the former CPA, you should have three months worth of total expenses -- enough money to live off with NO other income for that length of time -- saved up before you make those kinds of major changes. |
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Theodork
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come up with an estimate of everything you think you'll spend money on, and then double it. You'll be close. Seriously It costs twice as much as you think. |
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merrybodner
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It's best of have at least six months potential rent saved up. You will probably have to lay out two months plus security. Then, moving expenses, etc. See what you earn, then figure it out. There are always unexpected deposits, added expenses and other things that eat up your savings. |
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