 What to do what to do!!? |
| My credit score is at a measely 529 right now. A few yearas back i drowned my self in credit card debt totalling $5,000 that i couldn't pay back at the time but over the past 6 months i just ... |
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 How do i make 1000 dollars in two days? |
| I'm a single mom rite now with two kids and i want to move to this really nice house. I will have money next month but not right now i'm on disability and can't go back to work till ... |
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 Who can help me with my tenant/landlord issue? |
| i have lived here for 7 yrs.+ and have been asking my landlord to fix things for at least 2 yrs. and have gotten some stuff fixed after constantly asking .anyway 4 to 5 of my electric outlets are bad.... |
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 I need help purchasing our first home...but don't want to get in over my head...? |
| I live in southern california. I am looking to puchase a home but dont want to spend more than 300,000 with a 6% interest. Last year my husband and I made 60,000, but this year i expect to make ... |
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 How can I get rid off my roommate without getting lawsuit? |
| I just bought a house and I decided to rented out one bedroom to a 40 years old female. She does not pay rent on time and she is making excuses like " I'll pay you the next week" "... |
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 Will california house prices ever go back to cheap? |
| i was wondering because i moved out of state, and really want to go back. but im afraid of taking my whole life to pay off a home. compared to other states with cheap ... |
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 Help for mortgage, independent financial advisor and putting in an offer on a house.? |
I went to 3 banks for mortgage quotes, halifax, hsbc and alliance & leicester. Halifax could borrow me the most money, then hsbc, and then alliance & leicester.
I then looked around for ... |
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 Can we afford it or should we just wait? |
| my family wants to buy a house that is around $699,900. we dont have the 20% down payment needed, so we are just waiting to see if we can come up with some money. we pay $15,000 a year for middle ... |
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| My apartment pool has been down for over 6 MONTHS, how can I make them fix it?!? |
| Part of the rents I pay were to have a working pool, and this is in sunny Florida where it gets really hot. The pool has been down since last year and they keep promising it will be fixed soon, but ... |
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 Can I have some advice? |
| I asked a previous question, where in the US in the best place to live? I want a homey place, and where I can enjoy all season's. I'm in love with nature and I want somewhere I can enjoy ... |
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 Is 4% fixed a good deal for a home loan? |
| I got approved for a home loan at http://www.get-a-home-lo with a 4% fixed rate loan. Is this a good deal over 30 years or should i go 15... |
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 As a landlord........... how much can I raise the rent???? |
I thank you all for your answers, please note that I am in South California Charging in a house for only $1,000.00 dollars per month.
I would like to raise it to $1,500.00
the area that the ... |
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 Someone help!!!!!!!? |
| I was trying to get my first home but everybody I've called for a home loan said my credit wasn't good enough to get a loan how can i get a home loan to go towards my first home with out ... |
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 Having trouble with our house sale ...please help!? |
| We're currently in the process of selling our house. We are now in week 6 since we accepted an offer on our house. The buyers (who are not in a chain) have had a homebuyers report done on our ... |
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 I have two houses, one about to go foreclosure? |
| I have two houses and im about to lose one because i cant pay it, will the bank add the balance to the one im currently paying? or what will happen? i know i need to get in touch with the bank, but ... |
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 Where do I post a message such as "looking for roommate in <Town and Area>? |
| I know I can post in the newspaper, but where else is good for posting in larger zones? or even smaller ones. Does Yahoo allow it?... |
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Ask ME | How much money do i need to buy a house?? |
this might sound ridiculous but i really dont wanna RENT as i feel its a waste of money..im 20 years old and im finishing my 2 years at a community college..i have a relatively stable job with good income and i have some dollars saved up..what should i do?? |
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house-hunter
|
I recommend talking to a local mortgage broker who can get you pre-qualified based on your income, money you have in the bank and your work history.
Interview a couple of different mortgage brokers, let them know what you are looking for - don't just go with the 1st person you come to. |
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Jenohio
 |
depends. You can really buy with no down payment these days.
FHA and most conventioals required a 20% down payment to advoid PMI, which is extra insurance in case you foreclose.
You should talk with a mortgage person and see about an 80/20 loan and find out what you can buy. How much house for your buck. Know your budget and get a Realtor. It doesn't cost your--the buyer--a dime to use one. The commissions are paid for by the seller.
You might consider saving 2-3 thousand for closing, but again, you can really roll that into your payment and have no upfront cash!
Good luck and congrats! Your on your way to owning your first home. Great investment as a college student--more should do this. When you finish you'll have build up equity on yor home and should be able to sell at a proffit. or even better--RENT it out for monthy income! |
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Ken 22
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Depending on your credit if it is half way decent then you are looking at 5% if you go FHA which sounds like that may be a good option for you
If you have any questions regarding purchasing or re-financing your home feel free to email any questions you have and we will be sure to answer them timely and assertively Thank you
Ken.lifemortgage@gmail.com |
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green giant
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$5000 for a single person maybe good enough , , look for a realtor to guide you .. |
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shamieya
 |
If you go through conventional financing, you will need 20% down to get a good deal. If your state has a first time home buyer program, you will need less and possibly no down payment out of pocket. If you know you can't get 20% down, find out if your state has a first time homebuyer program. they will assist you with everything....and your income will come into play as well. although you have money saved, the mortgage can't be over roughly one third of your income. |
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Robert T
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You should have at a minium of 20% down to so your monthy payment won't be so much. The more you have down the better. |
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mefrancis
 |
Buy a house. You need to talk to a mortgage professional to get an idea of what you can afford and to a Realtor to see what is available in your price range. |
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Terry S
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5% down if you buy through FHA.
Federal
Housing
Administration |
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