 Mortgage question? |
If you had to pick what would be the best negative amoritization mortgage? For the short term home owner, 3 years max!!
Additional Details
I live in the Seattle area, I have full ... |
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 My renter is not evacutaing my property . gave one month notice , now not paying rent? |
| Please I need your help and advice.. We have rented one side of our duplex. Now I want my son to move to that side and rent our bigger portion out. Our tenant has given us trouble in the past by ... |
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 How do you get 0% mortgage loan? |
I am planning to purchase a house for $519 000.
Down payment - 25 000 to 50 000 dollars
Is it possible to get 0% mortgage rate? How do you make this kind of deal with the ... |
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 Do you think this is too much money? |
| a furnished suite with own private entrance for rent in a modern home. it's a large oversized bedroom with a sitting room and private bathroom with a shower. it features in floor heat, cable tv, ... |
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 My landlord refuses to accept my rent payment- she wants to evict us and has decided this is the way to do it- |
| we are in the middle of a lawsuit against her because her property we are renting is full of mold and she refuses to provide us with reasonable accomodations or fix the problem. Now that we have ... |
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 How much rent should one pay a boyfriend who owns his house and makes 3 times as much as her? |
| My sisters boyfriend just bought a house. She has not had any decision making abilities and no say so in any of the shopping, buying, decorating, etc. of the purchase of the house and everything in ... |
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 What will mortgage rates do in a slowing economy? |
| I am right on the cusp of where it would make sense to refinance my mortgage. I already have a fixed 30 year at about 6 percent. If rates continue their decline it might make some sense to refi ... |
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 Things to know before moving into first apartment? |
| I am 20 years old and I am moving into my own apartment (alone) and I would like to know some tips on living on my own.... |
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 We have been looking for a house but I havea few questions? |
| We finally found a house we really like it has been for sale for a year but they are having an open house this weekend. Will this bring in a lot of other offers? Also I was just looking and seen ... |
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 How does a person with bad credit and no down payment get to buy a home? |
| I have low credit and my boyfriend has good credit. How do we go about getting a loan? We have never owned a home and do not have money for a down payment, or at least not the amount of what they ... |
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 How can i keep my apartment not my boyfriend.? |
| we live together in an apartment and share the rent and whatnot but i can pay rent myself and don't want the boyfriend anymore. I don't want to fight over the house but all his stuffs there ... |
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 I never signed the contract? |
| We have closed on our house and since then my fiancee & I have found major problems with the house that we were not aware of when were buying, My realtor thought it would be helpful to forge my ... |
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 What happens when you walk away from your home? |
| So, the home is not worth what you paid for it. You are going to lose your downpayment and then some. Can the bank come after you for any difference between your purchase price and what you try to ... |
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 Where is a cheap place to buy a house? |
| I really don't care about location. I am in the military and will be retiring in 10 years. I want a house waiting for me paid for. I have no family so I don't vare where it will be located. ... |
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 Why are rising house prices 'good'? |
| generally speaking rising prices are bad, inflation and we have the Bank of England raising interest rates. However it seems that housing inflation is good for us.Who really benefits from this since ... |
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 Is this a sign of a bad realtor? |
| My house has been on the market for about 3 weeks. First off, when he came by, he kinda made me feel like my house was crappy, and it aint. But the main thing that is bothering me is that I haven�... |
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murphy2505 | How much of an influence does a co-signer have on a loan? |
My husband and I can easily afford the house of our dreams. However, we have limited..not BAD...but limited credit history. As we are young. Will having a co-signer with excellent credit help us with how much of a loan we can get? |
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Big daddy
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It should assist you in getting the loan, but it could cause big issues down the road. There is usually at least one question a day about how to get a co-signer off of the loan. Another question is will the co-signer go into title? The problem that usually comes up is the fact that the co-signer wants to get their own property and needs to refinance themselves out of the loan, if you cannot afford to refi, then a problem arises, and it gets more complicated if the co-signer is on title as they have rights to the property. I do not want to dampen your spirit here, but you do need to be aware of the entire picture and understand what getting a co-signer entails no only now but down the road as well. If you proceed with a co-signer, go to an attorney and have a document drafted outlining what would happen if the co-signer wants out, if you want out, etc. It's for everyone's protection. Be wise in your selection and good luck |
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bull_rooster_aardvark
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Yes this will help and may even bump the rate you'll have to pay down and amount you can get up. The loan will be based on your income and credit (with the cosigner). Why not just go to a bank and get prequalified and see what the bank says you an get. Then tell them you maybe could get a cosigner and see how much that will help. Then go from there. Without knowing the specifics of your situation we can't go into greater detail but in general, yes this will definitely help. |
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kare34235
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a co-signer w/ good credit is most secure to a bank |
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