 When should I buy a house? |
With all the news on house prices at the moment, is it a bad idea to buy a house?
I'll probably have enough to pay at least 20-40% upfront but is there a good chance the value will go ... |
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 When selling a house through a Realtor, how long is the contract for? |
| Ive had by house up for sale by owner with no bites. Im thinking about putting it through a realtor but was wondering how long it would be up through that realtor?... |
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 Were can one go to apply for a government grant to buy a home. and if there is some were how long does it take |
| i need help buying my home i live in have bad credit so i thought that there might be some kind of grant program that can help. it can be some kind of loan i could pay back i dont want it for ... |
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 What can be be done about an illegal eviction? |
| I received a phone call tonight from my brother's landlord telling me to come get his belongs or he was going to put them outside. There was no court order, no hearing, no nothing. He went into ... |
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 Is it legal for a realtor to show an occupied apartment? |
| This apartment is currently lived in, with the occupants having a one year lease that is not set to end for 11 months. The realtor is showing the apartment despite a sign that asks them not to and ... |
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 Is Renter liable for damages? |
California:
I was renting to someone who didn't regularly clean the house including the bathrooms and kitchen. One of the bathroom shower faucets began to drip but never told me. As a ... |
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 How does a mortgage work? |
OK, im looking at buying a house and though I have a vague understanding of what a mortgage is, its still pretty confusing. Can someone explain to me how it works, what i am paying, etc...
... |
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 What are the steps in buying a property? |
| I'd appreciate it if someone broke this down for me. For example, do I need to get a mortgage first, then starting looking for a property? then what? I based in the UK if that helps.... |
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 How do I go about getting a loan to purchase a home? |
| I have found a home that I want to purchase, nothing new but it has potential, the price is 75,000...what qualifies a peron for a loan to purchase a home???I am 23, My credit is @600 and I have a ... |
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 Im a 1st time buyer looking for a property in london. Budget is £200,000, where in can i get value 4 money? |
| Current seeking 2bed house/flat in london, this is a challenge being 1st time buyers but we desperately need to get onto the property ladder. Please can you advise what area within london or ... |
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 I am selling my house privately, do I need an attorney for the seller disclosure agreement or just closing? |
| One of the potential buyers has requested a copy of the seller disclosure document, I have downloaded the one for our state, but do I need an attorney for that, or do I just take it to closing with ... |
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 We were preapproved for a mortgage but at underwriting they keep dening loan because of unique property. why? |
| we had the appraisal done, we have tried different lendors but because there are not enough comps the property is considered unique. what can we do?... |
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 I can't get any info from the realtor, what do you think may be wrong with these homes to be so cheap? |
| I really like the look of these homes, but when I call the realtor they will not answer any questions about the home, they keep suggesting the more expensive newer homes. I don't like the look ... |
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 Can somebody help me find an apartment!!!!? |
| My husband and I are looking for an apartment in or around Galena, IL. We have already looked at all the major apartment websites and have had little to no luck. I was wondering if anybody knows ... |
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 First time home buyers: discounts, no down payment??? |
| my husband and i are thinking about buying a home for the first time. we have heard that first time home buyers can receive discounts. we also heard that we can have an easier time getting a loan and ... |
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vrosslasm | How much should a person save up to move out on their own? |
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 |
 
inodat
 |
Hi vrosslasm,
Assuming one is responsible and can hold down a decent job, you should have a least three months of your monthly budget in hand. Sit down and add up EVERYTHING you need to buy or pay for in a single month, don't forget your little luxuries whatever they may be, beer, cigs or drugs(?)etc., add another 10-20% to that for unexpected bills and multiply that X3 and thats what you need to do it right. Otherwise you can go out there with less and constantly borrow from friends and family to meet your monthly nut,become a pain in the ***, which defeats the whole purpose of being on your own. Right? Right. |
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melvinschmugmeier
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A job plus 1 months expenses and any money that you will need to put up front -- for example, if you are renting your own place you will need to have a couple months rent plus a security deposit. Essentially, you need enough to actually get by and get started. |
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DidYouSearch?
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Six months living expenses. |
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danilhastings
 |
you will need a lot and a job money goes fast |
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Sarepta
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Speaking from experience, 3 months of living expenses is a good backing for someone to move out on their own. |
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penus
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Probably at least 5000 and have a job that will cover twice what the rent is. |
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berkeleyqueer
 |
it depens on where your moving to. If your getting an apartment, you will need money for first months rent and last months rent, and possibly a security deposit. Also you will have to think about the cost of utilities. and you may need to save for some sparse furnishings and cookware. |
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dj_synical
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you obviously will need first and last month's rent + deposit ready. that means if you dont have a job youll need at least a thousand bucks more to support you in your joblessness.. if you got a job youre already set.
escape the nest before the adults eat you. |
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the_rodewalds
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Depending on if you are renting or buying a house/apartment you should save up enough to pay for rent-security deposit(usually the same as rent) and if you have to pay for extras like utilities and heat etc... and then have about $200.00 spending money. So your looking at almost 2000.00 for the first month if you pay for utilities etc-or 1500.00 if you don't. If you can-find a room mate where everything is shared in half so then you can save even more money each month. |
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ericaddington
 |
it depends on where you would like to move to. - in general though, 2 times the amount of rent (assuming no pets are coming with you), electric deposit, gas deposit, telephone deposit and installation, money to buy kitchen items, money to buy basic furniture items, bathroom and cleaning supplies, laundry supplies and change to operate machines if they don't come with the apartment/house, gas for your car, insurance for your car, health insurance for yourself and bedding. For an upgraded lifestyle, you would also need to add - cable TV installation, high speed internet hook up, computer if you don't have one, etc.
If there are problems where you currently live that necessitate your leaving, you can ask around at local churches who may be able to help short term until you get up on your feet. |
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