 Can he take me to court? |
I rented from my father and did not sign anything like a lease or something.
And now I have moved out and I did not pay him for a while, I only paid the electricity bill. I did not pay him ... |
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 My landlord entered my house without notice - no emergency - what kind of recourse do I have about that? |
| I told her 3 months ago that the windows don't close. She sent a guy to fix it one month ago, he said the house had shifted, no way to fix it. She called another window repair guy. They came ... |
|
 Tenants contract? |
| I have tenants leaving 2 weeks before their contract ends. Are they required to pay to the end of the month (end of their contract) even though I have secured new tenants to move in immediately ... |
|
 Buying a cheaper property - good or bad? |
| My boyfriend and I have a budget of £200k for a property. We've decided to buy an apartment for £140k and put £40k into the mortgage straight away - meaning our monthly payments will be ... |
|
 I own a house and I also have a roommate.? |
| I have a house and a roommate, if my roommate and I don't get along can I tell him it's time for him find another place to live or do I have to get an invection notice? We did not sighn ... |
|
 How can i find furniture to an apartment, when it is for rent JUST for 2 months ? |
| I am outside the states right now, and I'll be in Santa Barbara in Jul, the problem is that i find unfurnished apartment for rent just for 2 months or less, the Q is how can i find furniture to ... |
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 I bought a condo, and board is making me to remove my aid dog bc of their 'no pet rule'? |
This may get a little long, but here goes:
I purchased a condo back in August. Throughout my search, I made a point to let everyone know that I have a dog and needed to buy a place that allowed ... |
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 Which one would add more value to a house? A kitchen remodel or an addition? |
| So me and my mom have been arguing about this lol. She wants to add more equity to the house so she thinks that adding an addition would do it but I think remodeling and upgrading the kitchen would ... |
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 Unethical? Unlawful? Lost 15 Square feet 1 month after buying a condo!!? |
| We recently bought a brand new condo with 800 square feet in NJ. After moving in for 6 weeks, we were informed by our lawyer that the square footage calculations previously provided to us were ... |
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 How can I prove that an unauthorized tenant is living in my rental unit? |
| I am trying to evict a tenant for not paying rent and for many other reasons as well. He has an unauthorized co-tenant living there in the house with him. He claims that he lives there alone and ... |
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 Are these items considered part of the appraised value of a home? |
| We are presently selling our home and we have a hot tub and whole house generator that we are including in the asking price. Do these items play into the appraised value of the home. If they don'... |
|
 Looking round a house, the previous owner had passed away..? |
| in the house, she was a 50 year old lady who died from a heart attack, she had only been there a few months, we went to look round and all her belongings were still in the house!!! there were ... |
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| Is there any way you can get out of a 6 month rent contract? |
| I am privately renting a flat for 6 month renewed contract in April and for months have been looking for a house to rent because i have a daughter we need more space and would love a garden for the ... |
|
 Can my landlord try to sue me? |
| I am renting a house that is fully furnished, I am looking after the property, however recently the tumble dryer packed up, the on button won't stay on(hotpoint). When I leave the property could ... |
|
 Any tips on buying a house? |
| like what i should offer how much off the price i should ... |
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 I currently have a owner financed @ 12% single family home. Isn't that predatory lending. How can I get out ? |
| Credit won't allow for refinance at lower rate, but working on it. If loan considered predatory, what can I do about it?... |
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Starry Eyes | How much should be saved up to put down on a home? |
Not sure exactly how much should be put down on home |
 |
 
PiNkY
|
The general rule of thumb is have 1% of the cost of your home in savings to cover closing costs and fees. It's also advisable to pay 5% down, so that your monthly payments won't be so high.
Congrats on your new home! |
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carriespnc
 |
Usually 5%, 10% is even better. As much as you can, really. It also depends on institution you will be getting the mortgage loan from. Some have certain rules. |
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cevron@sbcglobal.net
 |
If you do an 80/20 loan you need no money down and by doing two loans you can bypass the pmi. There are also programs that will help fund the down payment. Try Ameridream or you can contact your county. A good mortgage broker can help you get a better interest rate and will let you know all the options available to you. |
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Bayou Brigadier
|
20%- If you put down 20%, then you don't have to buy morgage insurance. If you can't put down 20%, then don't put down anything. |
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heather l
|
uaually 20% of the total price. |
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mvette78
 |
If you have good credit you can finance 100% of the home. Then all you need to do is save up enough money to cover your closing costs. You can call your local title company to find out what the normal costs of closing are on a home in your price range. However, if you do not want to finance 100% then usually the down payment is between 5 and 20% of your purchase price depending on credit worthiness and the value of the home you want to purchase. |
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debraalbagli
 |
The more you put down the better rate you can negotiate and the lower interest you will pay on the balance. |
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jenzee
 |
Usually it's 20% of the price of the home and you can borrow the other 80% in the mortgage. Many banks will allow you to put down less, sometimes as little as 5%, but then will make you purchase private mortgage insurance (PMI). The premiums on PMI can run a couple of hundred dollars a month (depending on the mortgage), so it's really worth it to spend more time saving in order to put down more money. |
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discreetguy71
 |
10% is a good rule of thumb. Usually when you have at least that much you avoid having to pay mortgage insurance to your lender which can save you thousands of dollars over the life of the loan. |
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beauty s
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it all depends on where u live..
like 10 to 30k down is good |
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pokecheckme
|
Depends on your loan and how much you want your monthly payments to be. I put down 20% and have ridiculously low payments. |
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iceman
|
20% is the norm..BUT
Where I live in is almost impossible to put that much for first time home buyers. Alot of people do a 10% down and then piggyback the other 10%. No need to do PMI anymore, it is almost obsolete... |
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