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 How can I buy a house eventhough I filed bankruptcy over 18 months ago? Are there any programs out there?
I am in desperate need of buying a house by April 2007. I filed bankruptcy in October 2005, and it will be discharged on March 2006. Are there any companies or programs that can help me in this ...


 How many bathrooms in a three bedroom townhouse?
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 What makes a good estate agent?
...


 Question on a Home Equuity loan....?
Some facts:
May home was recently appraised for 150,000 more than what I am currently paying a mortgage on. Now does that mean I can get a home equitly loan for like ten percent of that money? ...


 Whats the difference between a house & a home?
...


 Whats a good chachy name for selling?
im going to be selling tools online and i need a good name thast easy to remember. only like two or three words

i was thinking speedytools. can you guys help me with some ideas ...


 I have a tenant who wants the tv aerial changing on the roof?
he wants the aerial changing as he claims he can not get terrestial and freeview channels i have checked the aerial and it seems fine and i was able to get a good reception on all channels. this ...


 Can I write off mortgage interest?
I live with my girlfriend, and we both split the mortgage payment. I write her a check every month. Can I write off half of the interest on my taxes at the end of the year, as long as I have the ...


 Should you have to pay rent when you are getting no heat?
My rent is fixed each month to include all utilities. I have not been getting any heat for about the past 3 weeks in my bedroom but have been in the other rooms of my apartment every now and then but ...


 What is the best time for a Saturday open house?
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 I want to rent a house with my Girlfriend and my sister wil the landlord like the idea?
I'm renting a flat with my girlfriend and we want to move out into a house with my sister. We are all in our early 20s.

I'm just a bit worried that landlords will not like this ...


 Can you buy a house with a credit score of 632???
There is also a discharged bankruptcy 2 years ago.......


 Best neighborhoods/where to live in Kansas?
My DH is a Government contractor and he accepted a position with his company at Fort Leavenworth, Kansas. We need to find a house and I know no one there and don't even know what counties, etc ...


 I need to know everything about buying a house?
I have no idea so please spare your time to tell me.much ...


 Does a real estatate agent get a cut or percentage if he refers a client to a loan officer to refi a mortgage?
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 Flipping houses.?
Im starting to think this is what i want to do with my life. I love designing and everything that goes along with it. How does one get into something like this?...


 When you are house shopping?
Some real estate agents (and all the tv shows) say home staging is necessary to sell a home. That's where only the minimum items are kept and towels are folded into perfect piles in the closets....


 Are illegal immigrants benefiting you or America?
be specific and elaborate.
Additional Details
focus on the legal/illegal aspect please. do you have personal knowledge on this issue, a story which realtes to the topic?...


 How much would I have to purchase a house for if i want to keep the payments under 1200?
I live in washington state and i don't want to put a down payment....


 What will happen if I stop paying the mortgage. UK law only please....?
My partner and I have seperated. I have paid the joint mortgage and most of the bills for 4 of the 6 years since he has been self employed. I want to buy him out but he refuses to accept this as a ...



Lily R
How much would I be able to rent a decent flat for when I'm 16 in Sheffield?
I want to know cos I sort of need to get out of mother's gaze, not cos I don't like her and I don't want rules. Just my Mum is kinda over protective and stuff and when I'm 16 I'm gonna be doing something(not sex before you think that) that I can't have her knowing about until I'm ready to tell her myself and it will be easier to keep it from her if I've got a place of my own.
So what is the cheapest decent flat I can get at 16 with a part time job in Sheffield(I'm going to carry on my education so it will have to be part time)?
Where abouts is it?
Price?
Size?
And rooms?

Just to say I don't want an area like Wingardens.
Additional Details
I'll make it very clear, it is nothing illegal, sexual or anything bad you can think of.
                     
 




Coralie
You will need about £600 a month at the lowest to live in your own flat. You won't make this with a part time job you will need to work 40+ hours a week and still you are 16 which means your employers are limited to how many hours they can let you work and you will get a very low amount. Your only option is to find a really dingey student shared house, my ex had one in sheffield, shared with 5 people it was a complete waste hole and not fit for anyone really but that's all you'll be able to afford with a part time job.
another option is to find a friend to share a nice little flat with and split everything equally between you, these are hard to find. rent on a small one bed flat willbe £450 a month average (low priced wise) and another £200approx a month for food/bills/tax.


Petit Chou
Lily... try looking for a flat share... if you go down Ecclesall rd, there should be a few shop windows where folk are advertising for a flat share to spread costs... just a thought


honey
Rating
Could you not go and live at your Grans ?

In Leeds uni students pay from about £60 a week in a shared house.They need a deposit @ £300 and a parent as a guarantor.Gas/electric food etc is extra.

I know you said Sheffield but I thought it may give you an idea of costs.


Sarah B
Rating
I felt just like this when I was your age, wanting to get out of an overprotective gaze. But now that I do live on my own I realise how much help you get from living with your parents. Sheffield would be a very hard place to live alone as well (trust me, I used to live pretty near so I know it quite well). Many landlords will refuse someone who they don't think will keep up payments, such as someone only in part-time employment, some only accept over 18s, and the first payment of deposit and a few months rent will be massive, can you afford that? You ought to just be honest with your mum, or at least wait until you're older to do what it is you want to do.


alta
Hello
Well firstly you have to be 18 to take out a tenancy agreement. So renting from a business will be a no. You may be able to rent a room in a shared house, or rent a room in a family house (that might be the best for you considering your age). Have you really thought this through? We all wanted to "escape" our parents when we were 16, and seriously its not all its cracked up to be. Be careful and have a good think first.


Nemesis
Rating
Over-protective parents can be a bind.
I suggest you liaise with Sheffield University's Student Union - and their Student accommodation Department.
Hopefully one or other will be able to fix you up with something suitable - and let your mother know you're safe and sound.
The larger the house - the more the rooms -and therefore the lower weekly rent.
But that means 'sharing' on a large scale - with others you only get to know over time. So it's essential you have a morticed lock on your door - something a good Landlord (or Lady) should provide.
If you do so - you might be able to convince your Mum she should cease worrying.


La La Trixiebelle
Rating
I'm sure whatever you are 'up to' its very important to you
But all this 'secret squirrel' stuff sounds childish
Renting a flat is a grown up thing there are lots of respondabilities,wait until you have left school and in a full time job.

Lily..,mums have a habit of finding out,whether your home or away,honestly is best,she may even help out you with costs,you know like a deposit on a flat.....all the best


Wendy H
Rating
At 16 you are not old enough to sign a lease or a rent agreement. A landlord wont rent to you if you cant sign a rental agreement.


вℓυє єує∂ вαву
You might struggle at the age of 16 to find a landlord/ lady who will take you ! I moved out at 17 and had problems, look on a website called Rightmove.com , you will find some there . Good luck


star
Rating
You'll never be able to afford it, however cheap it is. You're too young too. The cost of living is also extortionate. You couldn't pay bills, food, council tax, even if you could pay the flat.


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