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| Is it still possible for first time buyers with a 10% ish deposit?... |
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| We verbally accepted an offer but are now having second thoughts. The realtors are working on putting the contract together and that has ben sent to my lawyer. They'll likely be a contract ... |
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 Need help in dealing with dishonest real estate agent-what to do!? |
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| I let my property via a letting agent who found me a tenant. since the tenants moved in they have not paid me any rent and now owe me over £4000. The tenant is now saying that he will not leave ... |
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 Council reckon my home under right to buy is worth £95000,its like house that jack built,can they do this? |
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| customer, last time i was in his apartment cleaning he was walking naked around and before he left to work he start to make personal question, like he want something else from me besides cleaning, so ... |
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| The signs are along the highway leading up to our house and we have had to replace them 3 times in the past 2 weeks--I can't afford a security camera to catch the person who is doing this----so I... |
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| I want to move to another state not sure which yet but I wanted to know about prices of houses or apartments I just want a simple one bedroom one bath house since its only me and please be sure to ... |
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 How old were you when you bought your first house and how much was it? |
| I live in NJ and the real estate here is very costly. I'm 27 right now and I don't think I am anywhere near a down payment for even a condo (typically in the $200K range). It's just ... |
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| My wife and I have two kids, and we have been forced to live on a tighter budget for the past 6 months. Allstate just raised our homeowners insurance by $50/month and that is more than we can afford ... |
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| I live in the Northeast region of the US, where costs of living aren't exactly the cheapest. I'm looking at an apartment that costs $905/mo for 1bedroom. This price is for a place in a ... |
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 Wats the cost of living in USA? |
iam frm india and going for a masters degree in US, iam not taking a accomadation that the uni is providing, so pls tell me detailes the cost of living
the house
studio
guest ... |
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poppet | How old do you have to be to buy property?....? |
and also get a loan? |
 |
 
irishbarfight
|
18 |
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savvy
 |
18 and have a job |
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John S
 |
18 indeed. Your majority.
In any cases, you will need a deposit to buy the property.
For the loan, you will need to have a property (car or house) for a secured loan, or at least a job for a personal unsecured loan.
As lenders are now extremely worried. Having worked for at least 3 years, and been at the same address for at least 3 years...are good things to have when applying for mortgage or loan.
So, in theory you have more chance on getting a loan or mortgage if you are 21 than 18.
Like someone said, be extremely careful with what you do, and read ALL the contract. If not sure on any things ASK.
For more information:
http://www.financecomparator.co.uk
All the best |
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Classy Granny
|
You have to be 18 before you can enter into any kind of contract. |
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robert w
 |
18. visit library to read and learn b4 u make major mistakes
do not sell ur self into debt slavery. |
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leambi
 |
18 but the majority of mortgage lenders require at least one applicant to be 21 or over or to have a guarantor. |
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jo :)
|
I think it's 18. I think the basic requirements are a deposit, work history and ability to pay a mortgage or loan, rather than age. |
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Christine
 |
18 years old. Also you have to have two years of good rental history, two years of good credit history and two years of employment history to qualify for a loan.
I was 19 when we bought our first home, my parents were a reference for rental history because I did pay them rent. I had a credit card at 16 in my name so that was good, and then I had a job for 2 years as well. Good luck with all of it, the process is a pain... but worth it. |
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Califrich
|
You have to be old enough to sign a legal contract, and that means you must be 18 to buy property or get a loan. |
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sian p
|
In the Uk you have to be 18 to apply for a mortgage and a loan. You would be considered a high risk though as you are asked to prove your income. You may also have to have a guarantor. |
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beanco
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At least 18 and in employment |
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