My fiance and I want to buy a house. He has a high credit score and a full time factory job. I am currently an unemployed, part-time student with $7200 credit card debt from school.
We were ...
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My father lives in Philadelphia. He recently told me that he wants to add my name to his house. I live in NC. He wants me to go to Philadelphia so that my name can be added. It will be inconvenient ...
My boyfriend who is now my husband, Me and my best friend all moved in together, it was OK at first then his sister had some prob and she moved in, it was all good, so months later i got dishes piled ...
We are thinking about buying this beautiful Victorian home. We can pay for it outright but it needs some work. It has a new roof but needs a new paint job which is mucho work. The mechanicals are ...
I made a written offer to buy a house through my real estate agent. The seller's agent called my agent and asked to engage in verbal negotiations as opposed to written offers. This has ...
Mine stunk. Their slogan in their ads is "When banks compete, you win". I received a Good Faith Estimate from them and the closing costs seemed a little on the high side. I contacted a ...
I'm 29 and on an income of about £18k (£21-22 with bonus), I expect to be in a better paid job within the next few months though. I've been renting since moving out the family home and ...
I've lived in 5 apartments in my life. Of all those apartments, all of the managers' attitudes have ranged from mildly rude to down right sneaky and mean! Why is this? They have also all ...
What do I tell my friends when they ask how much money I got for the property? I don't want to seem rude , but I don't want them to know my income. Additional Details What do I ...
jaz m
How old do you need to be to able to buy a house?
I have a simple question. How old does one have to be to be able to buy a house? Is there a certain age? Mostly this question is about age. If anybody can help I would be so thankful.
Legal capacity is the term used to describe the ability of someone to enter into a legally binding contract. The law in this area is generally considered unsatisfactory and there are no very precisely defined tests of legal capacity.
The presumption in law is that people over 18 have capacity
annie
If you have the ready cash, then 18 years old to be able to sign the legal contract.
To get a mortgage, loan etc may be more difficult at 18 as you have to prove you are earning enough to repay it.
lepr0kan
18, but it would be very difficult since most lenders require 2 years verified employment, showing that you earn enough to cover the mortgage. Plus, most people that young don't have the credit history or assets. The youngest I've actually been able to successfully do a loan for was 21.
ANDREA
Over 18 and proof of earnings or savings
leambi
Legally you have to be 18 but the majority of high street mortgage lenders want at least one of the applicants to be 21 or over.
L
18 and earning enough money to secure a mortgage
super.wisdom
well, in the UK you can be up to 16...
DARREN A
You can't make a legally binding contract in the UK until you're 18 and you need one of those to buy a house therefore you need to be 18.
Al
18
DeeDee
18 years old, if you need to sign any legal papers. If you have cash, I guess you could buy a house at any age.
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