 Oustanding Mortgage when parent dies ? |
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 She thinks it's INSULTING, but...? |
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 Help!! What to do about real estate agent who has done nothing to sell my home for over a month.? |
| My home has been on the market for a month. The price is we feel is fair, but the agents posted only one picture of my home on one website with a skimpy discription and after a month we have recieved ... |
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me and my partner letted out a flat for 6 months
we didnt want to stay anymore because new loud mouth neighbours moved in upstairs
so we moved our clothes out and left the rest there ... |
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| How do I get my landlord to repair anything?? |
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| She says there is over $3,000 in damages. She is so picky that she thinks damages are painting and carpet cleaning and cleaning of drapes, which by the way we did all of those before we left. She ... |
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 Has anyone been approved for mortgages recently in the UK? |
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 As a seller, can I back out of a real estate deal if a contract is not yet signed? |
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 Need help in dealing with dishonest real estate agent-what to do!? |
| Hi-I have a question...we had been renting a house for about two years when the landlord suddenly decided to sell it. He gave us a choice of buying it which we decided against because the home has ... |
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| I let my property via a letting agent who found me a tenant. since the tenants moved in they have not paid me any rent and now owe me over £4000. The tenant is now saying that he will not leave ... |
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 Council reckon my home under right to buy is worth £95000,its like house that jack built,can they do this? |
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 Question about paying rent? |
| I live in a 3 bedroom house with my boyfriend, a baby on the way... This may be a strange question but I'm just wondering how much people pay for rent?... I feel we pay too much, maybe I'm ... |
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 Should I pay this? |
| I rent a house from a letting agency. I have not even been in the property 6 months yet and I have been sent a bill from the Rates Collection Agency for £440. I'm not sure if this is for the ... |
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 I started my own cleaning busines, so far so good, cleaning apt. homes.offices, but i have a problem with? |
| customer, last time i was in his apartment cleaning he was walking naked around and before he left to work he start to make personal question, like he want something else from me besides cleaning, so ... |
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KmmK | How quickly can you refinance? |
How quickly after you buy a home should you/can you refinance if you have an 80/20 mortgage? How quickly can you get a home equity loan if you've done a ton of home improvements that have greatly increased the value of your home? |
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NONAME
 |
You probably don't want to refinance completely, and pay a ton of closing costs again.
Call some of your local banks and a broker or two, and find out about refinancing your second mortgage.
Some banks will only let you get a higher value based on the actual cash improvements you put in the home, by verifying receipts, unless it's been one year since purchase. This is called "seasoning". Ask what their seasoning requirements are for their second mortgages.
Some will let you use any new appraised value, regardless of how long you've owned the home. This is more rare but it's out there, you just gotta find it. Some may take a new appraised value, but only let you go 10% higher than the purchase price.
It varies widely. All you can do is call around and find out. |
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The O.C Real Estate Agent
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Real Estate Agent in Orange County
949-287-1245
You can refinance the next day you buy the house as long as there's enough equity to cover up pre payment penalties which is normally six months of interest and your need.You got a 100% financing loan right? If you have major improvements done they will help you out.Feel free to give me call
Thank You |
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royal_fiction
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It all depends on your location and your original loan. Talk to your original loan officer if you like them, or find a new one if you felt you were taken advantage of. I know some great ones but that would only work if you are in Southern California. If not, talk to a few realtors and find out who they trust with their own transactions. That should get you pointed in the right direction.
If you are in So Cal, you can contact me through my website for more information. |
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jseah114
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As for refinancing, that depends. For example, under the NY state banking laws, if the mortgage is a variable rate mortgage, you can refinance immediately (but then you would be paying your closing costs twice). However, if the mortgage is a fixed rate mortgage, you are essentially locked in for one year, otherwise the lender can stick you with huge early prepayment penalties (it could be anywhere from a few months to one year's worth of payments). |
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loanman46
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Once an appraisal is complete and title is ready it only takes days...maybe a week. |
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mortgage help
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possibly right away. talk with an experienced Loan Officer to walk through your specific situation. |
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hirebookkeeper
 |
It's all based on appraisal. You can get a home equity loan almost immediately. |
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kishaloy_bhowmick
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Hi ,
I can provide you get refinanced very quickly . Please provide the details of your case ,the state ,the value of your home and all and write to kishaloy_bhowmick@yahoo.com .Or you can call me at 480.751.4125 after 6.30 pm (Mountain time)
regards,
kish |
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millenniummike304
 |
i would be able to complete a loan for you within about 10-12 business days. As far as what we call "seasoning" with most lenders there wont be any seasoning issues. So basically you can refinance whenever you want. |
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Jill J
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You can refinance right away or get a home equity or 2nd mortgage. There is one catch. Your original loan may have a prepayment penalty. Sometimes these are very high. Typically it is a 2 year prepayment penalty. You need to check you loan docs. Live, Love and Laugh. |
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Mike E
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There may be something of use here. |
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