 What options do I have when the value of my home has gone down and I need to lower my monthly payments? |
| Homes in our area have gone down in value and I just recently checked zillow..com and just realized I'm financing a home at 98% of the value of the home. We are in a financial bind right now (... |
|
 I am being sued from a house I rented in May of '06, and was wondering if the Landlord can still come after me |
| For damages. It was a prom rental and 4 of the 9 occupants were 17. All nine signed the lease. We were taken to court and the judge found the contract to be invalid but she has now filed an appeal. ... |
|
 Lost Job- Cannot Pay Mortgage? |
Hi,
I had bought a condo in early 2007. I recently lost my job and cannot make mortgage payments anymore. I do have some savings but need that for my living expense now.
I tried ... |
|
 I'm looking for a mortgage as a first time home buyer just north of Boston, MA. Who should I go with? |
| I'm planning on moving to Wilmington, MA, and am just looking for a good rate on a 30 year fixed mortgage. Does anyone have any suggestions as to who I should go with? Do I have a better ... |
|
 Question from a First time buyer |
| I've not bought a house yet but me and a friend of mine are possibly thinking buying a somewhere to live (i dont think anything will happen yet), what id like to know if theres something that me ... |
|
 Can I take the deposit back? |
| I went to check out a studio, and after that I agreed to take it. So I gave the landlord $500 for deposit. She told me to give the rest of the money and plus the first month rent as soon as I can (O... |
|
 How do you deal with rude realtors? They call to schedule appt and dont show up. We are afraid to make waves.? |
| We have had realtors who refuse to give us a business card, or shake hands. They dont like being questioned about what they are doing, like is it a preview or showing. They call for an appointment ... |
|
 Bad feeling about apartment complex...? |
| My boyfriend and I's lease is up in two months, we've been looking for apartments and found one we both really like but the more I think about it I have worse feelings about it. Their Phase ... |
|
 Can I get back a deposit on rental I've decided I don't want? |
I paid a $600 deposit on a rental property that on closer inspection have decided I don't want. I never signed an official lease so am I entitiled to get the money back?
On another ... |
|
 The landlord want more deposit of my pet that he clains he had no knowlege of but when we came to see the? |
| place we tald him we had 4 pets he said that was fine but after 2 yrs he wants more deposit can he do ... |
|
 Is my landord trying to con me? |
| i got a flat am moving into, he has on the lease that we moved in onthe 14/12/07, even though we have not, its now the 18th and we still dont have the keys, we have to sign the lease and give it back ... |
|
 I interviewed a realtor and he put his sign post in front of my house before I decided to hire him. Comments? |
| A realtor I interviewed put his sign post in the yard this morning without my permission. I interviewed him yesterday. I didn't have a contract with him. I had actually decided not to hire him. ... |
|
 What is your opinion? |
| I live an hour and a half away from work and have to commute every day (Monday - Friday). It puts a lot of miles and wear and tear on my car, not to mention costs a lot, and takes a lot of time and ... |
|
 Rent and deposit please help |
| if i pay rent in advance and deposit when i move into my flat and at the end of my term have paid all my rent should i not get my deposit and the rent back?... |
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lamkhai2006 | How serious is it if your house is in a flooding area? |
I'm looking at to buy a house. But the property I visited was categorized by homecheck.co.uk as "within 500m of an area potentially affected by flooding."
Do you understand what it means? Is it really serious? |
 |
 
bugaboo
|
Its very serious when it comes to trying to get home contents insurance, and if your house is struck by flooding.. |
|
JustCurious
|
It means you may find it very difficult to get house insurance. Check with your current insurer. |
|
Cautious Norm.
 |
It's floody serious. |
|
JustMe68_86
|
It means the house will have a greater risk of flooding being near a potential flood zone. You can buy Flood Insurance if you buy the house. |
|
S G
 |
It could be a real problem. Not only will you find it harder to get a good mortgage, insurance costs will also be higher. You might be lucky and never flood but if you do, it will cost you thousands - and many insurance companies take months to pay out.
The other thing to look at is what will happen in the future? If you do get flooded you will find it much harder to sell your house. Many people now will not buy on or near a flood plane or very close to the sea as they cannot guarantee their long term investment. I would be very tempted to walk away! |
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leambi
|
It can effect your mortgage as mortgage lenders dont really want to lend on a house that can be ruined. As long as it hasnt actually been flooded then it should be ok but i would be very careful if i were you. |
|
Sir Terrance DeCat.
|
It is potentially very serious indeed.
If you've seen the news reports of the homes flooded in Tewkesbury and Gloucester recently, that could happen to you.
Home insurance is all very well, but it won't compensate you for the inconvenience and loss of personal items.
I would not buy a house where there was a risk of flooding. |
|
Veronica Alicia
|
Some people who were flooded in Gloucestershire last summer are still living in caravans. Their houses were so damp that it has taken this length of time to get them dry, with dehumidifiers working day and night, before renovation work can begin.
That's an indication of how serious living in a flood plain can be. |
|
funnycunny
 |
It may not flood, but you have to take into consideration the consequences, Higher or refusal of House, Contents, Car Insurance.
Future sale of the house could also be a problem especially if it floods during your possession. |
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mack
 |
Do not buy a house on a flood plain, go a little bit up the mountain, the view's are better and you can always watch the flood plain below¬ |
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Ross F
|
well its hardly great. how are you not getting it? are you seeing a language of dirty torrents of water telling you "keep awaaaay!?" well it sounds more than possible that you will experience possible flooding. Usually floods only happen en d of summer buuut what about last month. its getting more common. |
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GeeCee
|
Very |
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Laura Jayne B
|
i live near a 'flood warning zone' but have been here 12 years now and touch wood have never been flooded!! |
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