 Can anyone tell me how to officially give my tenant notice to leave? |
I have a tenant that I have no problems with but I want to sell the house.
The tenant is aware of the sale but would like me to put it in writing.
How do I politely give the tenant notice ... |
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 Where can I get a poor credit refi? |
Briefly here is our situation:
-our daughter had some medical problems & we got behind
-through the Hope Line, our mortgages are caught up
-we completed Consumer Credit C... |
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 Any ideas where to start when buying a house? |
| Ok, my husband and I are wanting to buy a house. We already have one in mind. It belongs to a friend of the family. They want us to buy it, also, because they know we'll appreciate it. They have ... |
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 How long do I have to have used land before I can cllaim ownership? |
| I have used strip pf land beside field for many years, it is enclosed within my land, now claimed to be owned by another although never used by them. What process do I need to go through to claim ... |
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 Can my landlord put my things out? |
| ok my landlord gave me a 5 days notice ,i haven't paid rent since march and the notice says if i don't pay before 5/31 my possessions will be terminated. but she delieverd the paper her ... |
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 Moving in a couple of years time, reccomendations please..? |
| Me and my partner want to move out of Coventry (pretty self explanatory lol ), but want to be by the beach instead , were hoping to pay about £300 - about £500 really stretching it , 2 bedrooms and ... |
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 My parents are buying real estate in both their names but cant be there to sign for the closing? |
| Can they both give a power of attorney to one person and have that person sign for both of them?... |
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 I would like to purchase a home with my stepbrother but I am married.? |
| My husband is in the process of foreclosure ( i am not on the loan) I work full time as does my step brother credit is not that bad combined annual income in 90k the only debt that i have is a ... |
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 I have six months left on my lease, when can I start looking to buy a home? |
| I talk with my landlord about breaking the lease to buy a home closer to work. She told me that I will have to pay for the remainder of months, which is $875. So pretty much i will have to wait it ... |
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 How many days/months must you give your landlord before moveing out? |
I want to move out due to things wrong with the apartment (to small, basment) how long do I have to let my landlord know?
Additional Details
My landlord never gave me a copy of the ... |
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 100% Mortgages? |
| 100% Mortgages, 95% Mortgages, can I get one?... |
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 How much is the avarage utilities for a 6 person household? |
| And one person(renter) pays 25 persent of all utilities. Where can I find out information of all utilities billsfrom the last 6 month for residential housing in Wahsington State?... |
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 How can My family Avoid foreclosure? |
| My credit score has only gone up to 665 in almost a year and im having difficulty making the current morgage. Advice any1? programs to help? government help? any help?... |
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| Which is Better a PrePayment Meter or Direct Debit for Gas and Electric? |
| Single Occupent, 1 Bed Flat, usual Male toys of TV and PC. Works in Day. Wondering which is best PrePayment or Direct Debit with meter ... |
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| Is it possible to get a 100% mortgage when you are purchasing on your own and earn £13,500.00 a year? |
Additional Details
The property would be under £125,000.00. I have no monthly outgoings, have never had a loan, have good credit history and have been in my job for little over a year. ... |
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 My credit score is 507, 517, and 535.? |
| I live in Mississippi and it's hard to purchase a house. I have things on my credit report mostley from when i was in college. I am finishing up my master degree in June, therefore I have to ... |
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 Do I NEED a real estate agent??? |
| I found online the house I want, its $280,000 I called my bank they ran some numbers and said I got approved for up to a $300,000 mortgage. So dont I just contact the person selling the house and ... |
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James B | How soon after Chapter 13 discharged can i buy a home? |
With the filing of Chpt.13 came a foreclosure of my home because the court found that I couldn't afford the house payment on my income. That was five years ago and my income has risen by $47,000. I have re-established credit and have a FICO around 615 with Equifax. I will have all revolving credit paid off in the next 6 months. Should I wait or can I start shopping for a loan now? |
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Mobile B
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It's a complicated question... If economy-wide interest rates were not changing over time, you would get a better deal in two years than you would today. The problem is that interest rates are likely to go up over the next two years. So it's really a coin toss... |
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peppylynn393
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Talk to a loan officer but most of the time it is one year after the foreclosure of your home |
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Skip
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I had an elderly gentlemen, that I worked with when I first decided to get into the real estate field, tell me "Buy Real Estate and Wait, Don't wait to Buy Rea Estate."
This has proved to be a great saying even today. There are ups and down in every market to include scandals. Look at the stock market, it goes up and down have many scandals, yet the same people continue to invest and buy stock. This field is no different.
You have waited five years too long. If you had purchased real estate one year after your foreclosure or bankruptcy was complete look how much equity you would have in your home today, even if you had to pay a higher than normal interest rate.
Find a mortgage broker, complete a loan application, have him run a credit report, so he can check out the programs you are qualified for.
If you need to pay off and credit cards you mortgage broker will tell you.
You have been through the process before so you know the procedure.
I hope this has been of some use to you, good luck.
"FIGHT ON" |
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jonescox
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right after your discharged you can begin to search for your home; you just might have to deal with a high interest rate. |
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novastarbanker
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Most lenders look for at least two years out to not consider the bankruptcy. 615 is okay, but to get a better deal, you might want to wait a little longer to get your scores up some more. Stated financing is getting tougher to obtain, and the rates for a fico of 615 won't be the best available. See if you can contact a credit repair company and get advice on what else you can do to improve the score. |
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rob
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yes you can start shopping now, there are several lenders that will work with you. if you have any more question feel free to contact me I'm a licensed broker with 8 years experience in personal finance. I've worked in collections credit repair and as a loan officer. I'm always happy to take a few minutes and answer any questions
Robert 866-904-5600 ext 4124
DEH Mortgage Co |
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Pablito D
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With a Chapter 13 discharged (not a dismissal) you can find financing one day after the discharge, unless there is a foreclosure involved. For higher loan to value financing options, you typically need at least 1-2 years out of the foreclosure to qualify. In your case, it sounds like you're at least 5 years out of the foreclosure and the bankruptcy, so there are several loan options for you.
I am a Relationship Manager with First Horizon Home Loans, and specialize in customers with less than perfect credit. First Horizon National Corp. is a Fortune 100 Best Company and has been since the list's inception. We have over 400 different products to assist all types of borrowers. I'll be happy to assist you with your home loan needs. You can email me at pdholcombe@firsthorizon.com or visit my website http://www.applywithpaul.com. |
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kejape3
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With at least 10% down payment nearly the entire banking and home builders sector will approve you. You better do it quick before the market gets worse also 4 out 5 gets approved on a home loan as of 2 weeks ago. You know what they say good and bad credit is always better than no credit at all. You want a good deal try out the VA repos in your area it's well below the selling market. |
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JAY
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I'd wait about a year, save your money. The more you put down on a house the smaller your payments, but if your looking around now and find what you like maybe you can lease with option to buy. Sometimes thats better, this way you can find out about the neighborhood you are liveing in. |
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