 I have until 30 march 2007 to sell my house any ideas? |
| Im starting to get stress my house has been on the market 6 weeks and it not sold. I say in a posh area, in a new build with neutral decoration and no clutter. Help Im desperate!!!... |
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 ANY ADVICE??? we currently are buying a house that we can not afford. We have an arm and are currently? |
| paying a 10.5 interest rate. we are three months behind. we were working with our mortgage company to get the rate lowered then our loan was sold. when we bought the home it was based on all of the ... |
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 Renting a house without heating? |
| Does anyone know if it is legal to rent a property that has no heating system? Does it depend on the contract terms? Could a tenant move in without heating and then complain. Please give source of ... |
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 Which willl help the value of my home more. closing a agrage for a fourth bedroom or finishing a basement? |
| I recently bought but have a prepayment penalty. My job may be changing and I will have to sell. I can close in the garage and finish it for about $1000. The basement will cost more but I need an ... |
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| Would a garden pond put you off buying a house? |
| were putting our house on the market soon, we have two fish ponds in the back garden one is quite large 10ft x 6ft x 3ft deep and is home to ghost Koi,the other is a lot smaller and just has goldfish,... |
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 REVENGE! How can I get my landlord back? |
| I moved out yesterday. My landlord was a real deadbeat and a jerk - refused to fix the broken toilet, wouldn't let me have guests for more than 2 days, put threatening notes on my visitors'... |
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 1 year from now will your home be worth more or less than it is today? |
Additional Details
Based on the current market, economy, politics, location, etc. do you BELIEVE your house will be more...... |
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 Apartment roof leaked, computer destroyed, is my landlord liable? |
This is for a friend. I am on here to get information to help her.
She lives in California, 3rd floor (top floor), of an apartment building.
The roof leaked 1 month ago and a ... |
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 House prices? |
we are in the process of looking for a house to buy, do you think that house prices will come down eventually?
Additional Details
house prices in the ... |
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 Is $875.00/month too much to charge for rent? |
| I have a 4/2.5 bath home (1352sq ft. not including the Florida room) I want to rent but I'm not sure if I'll be charging too much or too little considering I want the tenant to to provide ... |
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 How do i find out the exact boundry of my property? |
| the council think my fence is bows on to sa publick highway and i need to find exact ... |
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 I need help what Christmas? |
| i have three kids the ages are form 5 to1and a half and i had to move out of my house because they sold it and i had to move out because they up the rent on me and i could not pay what they wanted so ... |
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 How can the government be so blind? |
| please expain to me how a nurse I work with can get help from the government to buy a house? She is a single mother with a 13 year old child, makes good money, and has already purchased one home in ... |
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 If you are living in rented accommodation? |
| does the landlord have to provide a key for each tenant or do you have to get your own cut.......also should the house be clean ..........finally the back yard is full of rubbish who should get rid ... |
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 Are house prices going to fall in the new year? |
Additional Details
We're moving from a semi to wait in rented for the ideal property (hopefully) a detached in the NW of England. From the answers so far, doesn't look like I ... |
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Mappy~Jazz | How the hell can first time buyers get a mortgage on wages under £20,000? |
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picsterstravels
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First speak to a qualified financial adviser, like myself. This should not cost anything except some of your time. There are numerous options some of which have been mentioned already - shared ownership, guarantors etc. A good financial adviser will know the market and which lenders to use. Quite a few lenders will now lend up to 125% of the property value. Some lenders have higher income multiples than others, some use affordability calculations instead.
Seeing an adviser will give you some definite answers to what is possible. Then you can use this information to budget properly and find a suitable property.
Contact me via email if you would like further details. |
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COOKIE
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We were lucky years ago. Bought from Fairview Housebuilders. They paid our deposit so mortgage wasn't huge. You could try the shared ownership scheme. You don't own all of the property, then again who does, till they have paid off their mortgage. |
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icclesnugglebuddy
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depends where u live.....obvioulsy in london u wudnt get a cardboard box for that but in a little **** hole somewhere u wud get a palace. i suggest jus look round and think about locating but never get a mortgage u cant afford long term its jus not worth it |
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curlyloxx
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just lie like most people. |
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Scottish Girl
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Move to Falkirk in Scotland where flats are under £60K |
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Skippy
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When you find out post and let us all know! We don;t actually have a hope in hell, average 1 bedroom plpace in the South is over 100K, on £20K you could probably get a mortgage of £80K tops and to be able to afford the payments on a 25 year mortgage on that you'd probably need at least a 2 bedroom place to have a lodger to help out with payments. We're screwed! |
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matt g
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Depends how much deposit you have. If you have 15% you can 'self-cert' you income (basically TELL them a few fibs about how much you earn - you don't have to proove it).
Otherwise, you have a couple of lenders who will give you 7 times your income.
Another way would be to use a 'gifted deposit' from the seller. A quick example of this:
..Lets say you see a house for £100k, and you offer £95k. If the seller will acept the lower price you have offered - rather than the £5k difference just dissapearing - you can use it as part of your deposit.
Good luck |
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Franco
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Ask Tony Blair and his government.
They keep telling us how standards have risen, how rich we are and how we must spend billions fighting wars everywhere. In fact all the increase in wealth has gone to the top 10% of people. As for the preposterous increase in house prices, this has been due to the huge number of immigrants coming in year after year, completely swamping house building capacity of the country. No one dares write the truth for fear of political correctness.
The young people trying to make a start in life, are poorer now than they have ever been. Buy anything any where now, because in 10 years you will only afford a chicken coop. |
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miss immo
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Why not move to Paris??? you could have a nice one bedroom apartment!
good food nice weather!
diff way of life
ooooh lahla |
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g r
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I know!!! Scares the hell outta me even thinking bout it! |
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Sparklepop
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Door no. 1 - Move to a very cheap part of the country. In some parts of the North, houses are only £40k!
Door no. 2 - Get a 50% mortgage
Door no. 3 - Go halves on the mortgage (i.e. you have to wait until you live with a partner or housemate!)
It's rubbish isn't it?! |
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Amy
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It's just as bad on this side of the pond. I can't afford to buy a 250,000 to 350,000 home even on what my hubby and I make a year. Payments end up at $2000+ a month. Plus other living expenses? It's too much. |
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JJ
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They can't! It is close to impossible to get on the housing ladder now for first time buyers it would seem. |
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limo2
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look for low income homes or maybe fixer uppers condos or auctions creative financing look for a company that specializes in this trait |
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shih tzu lady
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With the greatest of difficulty. My daughter and her partner are in the same position at the moment. We live in a very expensive housing area and it's been a nightmare for them. Good luck. |
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Steve B
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They lie. |
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