 Theoretically if I grew my own house, would I have to pay council tax? |
It isn't a building as such... It's technically a living organism so I'd be living in a tree/collection of trees.
Example;
http://blog.makezine.com... |
|
 I have a mortgage on my name but house is not on my name anymore, person responsible for paying the mortgage i |
| person responsible for paying the mortgage is not paying on time, he dosnt want to put the mortgage on his name nor he wants to sell the house. ,what are my options, should I tell mortgage bank that ... |
|
 Buy property near cemetary? |
| i found a great deal on 7.2 acres with 3 out buildings and a 3 bed 2 bath home for 158k. i looked at it at night and it was great but i went home and looked it up on google earth and its butted up ... |
|
 Are you supposed to have to pay to submit a mortgage application? |
| I found a mortgage company online that says they can help people with low credit scores and low down payments to buy a house, they sent me an application but the thing is it says i have to pay $69 to ... |
|
 When you bought your home, did you feel pressured to buy the most expensive you could afford? |
| When I was looking, I felt pressured by the mortgage broker, real estate agent, etc. to buy a way more expensive house, even though I didn't feel I could make the payments. Luckily I recognized ... |
|
 High end laminate or hardwood flooring? |
| We've been looking at new floors for a few years now and are now in a position to do it. I want laminate (I think) but am always confused by the laminate v. hardwood discussion. I found some ... |
|
 Money from house sale......what to do? pls help? |
| Hi, we are a family of 6 (4 kids), we own our own home but have had a sudden change in circumstaances. Hubby has been laid off work due to sudden health issues, we have had to go onto benefits, we ... |
|
| If I sign a lease in the middle of jan, do I have to pay on feb 1? |
Ok so to explain more....
If I sign a lease in the middle of January and we pay the deposit and pay for the time we are living there in January, do you think I will have to pay for F... |
|
 Landlord wants me out of flat.? |
I have been living in property for 4 years - renting.
My landlord now has asked me to leave within 2 months (my 12 month contract ends in Sept 2009) as he wants his son to live in the property.<... |
|
 My huband and I are looking into buying our first home..? |
| We had a problem with fraud in the past on my better half credit report...it has taken us about a year to clean this mess up...now we have rebuilt his credit and want to see where we stand in regards ... |
|
 Can a person making 50k gross buy a house in new york city and how ? |
| If a person -civil service. makes 50k gross a year can they stand a chance of buying a house in New York City and how would they do this ?... |
|
 Property management won't accept sex offender as tenant and I need to move!? |
| My tenant is an annoying rascal who has a sex offense and constantly calls me about every little problem he finds in my condo. He does pay on time every time, but I need to get rid of him or I won... |
|
 My mortgage company is sending me to an early grave...? |
| I have yet to be late on a payment but am on the verge of losing my house because of a stupid mistake my mortgage company made and won't yet own up to. I've been fighting them on this for 7... |
|
 How would I go about moving out on my own at this point need tips ? |
| ok im 18 year old and i want to move out but i dont have a job now and i wonder what type of job could support renting a place with internet acess, phone, tv etc. and if i dont have money or very ... |
|
 Should I evict her or am I being unreasonable? |
| I own a brand new townhome with brand new everything...I have a roommate who is starting to not look like a good fit. She has loud sex w/ her bf constantly, her bathroom (which was never used before ... |
|
 Signed contract with realtor to sell my house on Thursday; can I cancel on Sunday? |
I am probably going to sell my house so I signed a contract with a realtor on Thursday morning.
However, the house has not been listed in MLS listings yet because it's a mess here ... |
|
|  |
simi k | How to add another name on title deeds of the property, when i also have got mortgage on property? |
i dont want there name to be added on mortgage, because they have not got geed credit history. |
 |
 
Freeport77541
 |
to make it legal the mortgage must be paid off and a new mortgage and deed prepared with both names.
You don't have "the deed" to give to someone else until the mortgage is paid in full. |
|
Real Estate Guy
|
You can add anyone you want to the title of the property and you DON"T NEED to get the OK from your lender.
However, you are giving away ownership in the property and you still owe the money.
I can't see any reason to do this. |
|
*Yawn*
|
you should be able to go to the county and do this. |
|
teran_realtor
 |
Depends upon where you live. My parents are in Indiana. They didn't own their house until they paid off the mortgage. I sell real estate in Texas. I own my house and the lender has a lien against it. I can easily add anybody to the deed to my house, but as stated by some above me, that would not be advisable.
Talk to a local real estate attorney before doing this. Too often, people do things in real estate without knowing all the future ramifications - that's part of how we got into this "mortgage crisis" we're in...... |
|
bronnimoose
|
You have to instruct a solicitor to do this for you - I work in this line of work. Its a transfer of equity and is quite straightforward. You have to inform your mortgage lender though. |
|
Duffer
 |
In the UK you own the property, the mortgage lender simply has a charge on it. As for adding a new name, you'll need to speak to your solicitor but it may not be possible without adding them also as a joint name on the mortgage. |
|
dedicated daughter-in-law
|
you have to go through a solicitor and 'gift' shared ownership - i did this with my new husband even though his name was already on the mortgage i had to sort out the title deeds in this way. |
|
Social Science Lady
|
You cannot. A solicitor has to do this for you, and you must inform whoever you have your mortgage with. They gave YOU the loan, not some person unknown to them. |
|
Smashalley
 |
If you carry a mortgage, you don't yet own the property. So, you can't add anyone without them qualifying. You would essentially have to re-finance to re-write the loan docs and so the added person would have to qualify just like you would for the loan. There is no such thing as just adding someone to your title until you own the home and have the title. Then you can add who you wish. The only thing you can adjust before the home is paid for without re-financing is to take someone off of the loan. The main person responsible on the loan can quit claim the secondary to relieve that person of any resposibility and any future gain on that particular property. Anything that involves your lender taking a risk, the whole deal has to be re-written, which mean qualifying all over again, both the original borrower and the intended addition. I hope this helps a bit. Take care and good luck. |
|
Expert Realtor
 |
If they don't have a good credit history, then why would you even add them to the title?
Keep in mind that once you add someone to the title, you....
1. Cannot have them removed without THEM agreeing to it.
2. You give away 50% of your property, including the profits.
3. You cannot sell it or refinance it without their signature.
4. If you are NOT legally married to an individual that is on title with you....this is a huge mistake...b/c the law treats that person as a business partner...and you don't have the same legal rights as married couples. |
|
candice
|
how to remove x on the deed of house and add my garentor to the title without x finding out who this person is? 2 deeds can be drawn up? one removing x name (him signing off) and then the other to add garentor? |
|
| |
|
| | |
| Questions List |
Answers | Last Post
| | | |
10 | 21 minutes(s) ago
| | | |
10 | 54 minutes(s) ago
| | | |
10 | 3 hour(s) ago
| | | |
10 | 5 hour(s) ago
| | | |
10 | 10 hour(s) ago
| | | |
10 | 1 day(s) ago
| | | |
10 | 6 day(s) ago
| | | |
10 | 2 week(s) ago
| | | |
10 | 1 month(s) ago
| | | |
10 | 3 month(s) ago
| |
|
Homepage 
Financial
Forum 
Renting & Real Estate 
No Spam
Adult 
Gambling
Unfinished
Deception
Plagiarism
Not English
