 Should i sell my home? |
| i've only had my house for nine months my sister and my boyfriends best friend moved in with us(me and my boyfriend). we got a house with extra bed rooms because my sister and the friend told us ... |
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 Being kicked out-Renting a new home- Low Income-HELP!? |
Hello guys,
I have been surfing the web for ever & I can't seem to find any help with my situation. I am being kicked out of the house, long story, & I was already looking for ... |
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 What are my options w/ this house?? Please help!!? |
| Story in short: old woman that lived alone in a house behind my parent's (where I grew up) passed away...her niece who lives in TX has been cleaning out the house and fixing it up little by ... |
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 Eminent domain... county wants my land? |
| Whats a fair price determined by if the county wants to buy 4 acres of my land to build a retention pond to help control down stream flooding? Or can they just take it and build what they want?... |
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 My new landlord wants to charge me for water bill? |
| i think i heard its landlord responsibility in ny state this true?... |
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 How to break a lease (preferably landlords!)? |
Actually, I know how to, but I wondered if this would be a good enough reason for a landlord...
Currently I rent a 2 bedroom townhome. At first it was nice but now the area has really ... |
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 Is there going to be a housing market 'crash'? |
| As a first-time buyer, getting on the property ladder is fairly daunting at the moment. There seems so much uncertainty withing the economy....is it best to wait and see what happens over the coming ... |
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 Would you rather sell or rent out your home? |
| If you moved into a new house and had the option of selling your old house or renting it out until the housing market stabilizes what would you do?... |
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 Can I ask a realtor to hold a house for 6 months with some kind of legal agreement? |
| We would like to buy a house but will not have enough money for a down payment until 6 months from now. So can I ask the realtor to not sell the house for that time period?... |
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 What happens if my loan amount is more than my house is worth today cuz of the housing market? |
| Three years ago, we refinanced our house, got into a 3 year ARM, didn't know anything about refinancing so I did that, thinking that was the best thing to do. It was worth $182,000, the loan was ... |
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 My rented house flooded, my basement was packed with stuff, who has to pay to get all damaged stuff out of? |
I currently rent a house. This morning I went down stairs to switch over my laundry and to my supprise there was a foot of water in the basement.
When it rains I always seem to get a ... |
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 Should I get an interest only 30 year fix mortgage? |
I'm considering an interest only 30 year fix mortgage but I'm still a bit confused.
After the 10 years, will the interest rate be changed to the rate at that time, or will it ... |
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 Typical Water Bill? |
| I am moving into a 708sq.ft. 1 bedroom apartment in Irving, TX. It has a dishwasher and I'll have my own washer & dryer. I have my own water heater so I'll only be billed for my ... |
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 Can landlord change locks before we get our stuff out? We still have another week.? |
| She says that she has to let us in now, when we were suppose to have until the end of the month. T... |
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 The house i'm renting was sold out from under me, what exactly can i do? |
| i'm extremely upset. The duplex that i have been living in for 3 years was sold out from under me. we just re-signed a lease with our landlord in December and in March, a lady (who our ... |
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 Lender wants to pay me 5% to refinance my loan? |
I just purchased my first home a little over 1 month ago. I have a score of 740ish and received a fixed rate of 6.38% for 30yrs. It was a 100% loan in the amount of 150k.
Today I received a ... |
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sem3578 | How to get downpayment? |
I am trying to buy a house (first time) but the mortgage co wants me to put $3000.00 down and I dont have it. Any suggestions on how I can get the money? I have to move quickly or i wil loose the house and no I dont have any relatives/friends who can give it to me.
Additional Details
I considered getting a personal loan but wont this affect my debt to income and also affect my ability to get the mortgage? i have fairly low credit and am a single mom on a tight budget. |
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budhah1
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hate to be the bearer of bad news. but you should not buy a house if you can't afford $3k for down payment.. You will have trouble making payments, and that is just a start. You also have taxes insurance and Private mortgage insurance to pay..
Your case is prime example of the reason behind the Mortgage crisis right now.
It would cost you that much just to rent a house from most property owners if the rent is $1000 a month.. First months rent last months rent and deposit.
Also if you don't have any equity at all in the place the bank feels you are more ready to move out rather than trying to make your payments when the going gets tough. |
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tinabrooks50
 |
CHECK THE INTERNET FOR GRANTS AND LOANS FOR FIRST TIME HOME BUYERS |
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anon
 |
Do yourself a favor, save the money then buy the house. Thats why the economy is in such bad shape today. |
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mtj83099
|
Most states have DPA or Down Payment Assistance loans (FREE MONEY) for first time home buyers. In Illinois it is IHDA or Illinois Housing and Development Authority. In Michigan it is MSHDA. Every state has a "Housing Authority" that governs such aide. Lots of times it is a grant or low interest forgivable loan.
You can also do an 80/20 loan where your first mortgage is at 80% and a second mortgage for the remaining 20%. Ask your mortgage banker or borker about this option.
Finally, I got into my first house with "sweat equity". The onwer had to make repairs to sell, and I made the repairs myself before closing and teh owner "paid" me the needed 3% down payment when we closed. |
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Carmela
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go get a personal loan from a proprietary lender like AIG---loansfast.com. My cousin did this for her down payment. She had ok credit, and borrowed 3500 for her downpayment. She pays 160 a month over 36 months. |
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Cat
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Do you have anything valuable that's worth selling? (Of course, you'd have to decide that you want the house more than the widget) |
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LeAnn S
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Apply for a government grant. They can help with your down payment. They offer so much like money to start a business, to pay your bills, and to start school. Check the net and see what's available in your area.Do a Google search for government grants. Good luck!! |
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HEATHER
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Honey, honestly, let it go. You love the house. But when you can afford a house without stressing about the down payment an even BETTER house will come along. |
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cartejacob
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it may be rough, but do some construction job, or start selling stuff,
offer dog walking, or mowing grass, doing a paper route, whatever you can |
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