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 Who's with me in my house right now?
...


 How much should i offer for this house?
i am looking at a house that has been on the market for over a year in what i would consider a buyer's market. it is listed at $169,900 but fair market value is only around $140K. the realtor (...


 How can I write a letter to my landlord,asking him to make several repairs w/o sounding rude or demanding?
...


 Why are there so many homes going into foreclosure? In this area where I live I see quite a few?
So do you think it is obvious homes were HUGELY over priced and sold to people who could not afford them in the first place?

When will this nonsense stop?
Additional Details
IF...


 What are some good things about renting an apartment?
3 Pros(benefits) os renting an apartment....


 I run an apartment complex, what tips can I use to rent more apartments?

Additional Details
I have 125 units. One and two bedrooms, one bath. I was looking to see what people look for when they are looking for a new apartment. Thanks so much for the info ...


 Can you find apartments that do not do credit checks?
...


 Selling a House?
We are selling our house in the suburbs of Washington, DC. Or should I say we are really trying hard to sell our house. We have had several people come through but no buyers. We have been told ...


 Is it wrong for me to ask my landlady to lower my rent now that we’re having an affair?
...


 In Calif., how many days does the landlord have to return your deposit after you move out?
I think it's 2 weeks. The landlord said 2 weeks then she said 30 days. She isn't too bright when it comes to the laws and following and understanding rental agreements I found....


 Is my landlord allowed to close off a room in my house from use? Like an open living room? If I'm paying rent?
So there's an open living room in my house (California if that makes it different) and my Landlord has requested that the room is off limits and cannot be used. Can she do that if I'm ...


 Landlord leased my apartment before I moved out!
I am currently on a six month lease which expires at the end of August. I have not been living in the apartment full-time but have been paying rent as per my lease agreement. I informed my landlord ...


 Are all manufactured homes in trailer parks or are some in regular neighborhoods?
I live in a very expensive city (San Diego). I plan on being here for a while longer but don't want to piss money away on rent anymore.
The only thing I can afford to buy out here is a ...


 Who is to blame for the subprime mortgage loan market implosion?
Lenders, borrowers or regulators (the government)?...


 Are you supposed to get your real estate agent a gift after closing?
We just closed on our first house. Is it customary to give a gift to the real estate agent? If so, what is appropriate? Thanks!...


 Is my landlord right?
I had a year lease at the apt that i moved into. My landlord ended up beening a slum lord so i moved out before my lease was up. I still mail him a rent hek on time every month. When I moved out of ...


 I am doing my 2-month walkthrough of my new home. How picky is too picky?
Should the light switch panels that are right next to each other be at the same height (they are about 1/8" difference.) The subflooring is very squeaky. I have lived in many different houses ...


 Why would a landlord need to check exactly where your money comes from?
See I wanna move out and I was told in order to sign the lease, they must know exactly where you get your money from. Is this right? And if so, then how can I sign the lease without a job?
A...


 Is it a bad idea to buy a foreclosed home?
There are so many foreclosed properties about lately that I feel like it might be worth looking into for my first home. I know I'd need a realtor and I'd have to hire an independent home ...


 Who does 100% financing for investment properties?
...



myPeeps
How to stop foreclosure?
                     
 




oncameratalent
This blog was created to help property owners who are facing foreclosure. It has info about foreclosure lending scams, foreclosure timeline, some step-by-step things you can do to stop foreclosure, and some advice on how to delay the eviction process after a foreclosure sale:

http://how2avoidforeclosure.blogspot.com



_____________________


brr cold
pay your debts


Detroit Playa.....
honestly....I was just in that situation...
you may need to speak to someone in your lending organizations "work out" department...and what they will require you to do is...
...1. write a letter stating what prevented you from paying your mortgage being reasonable....
...2...start saving up a lump some payment (roughly around $2000)....reason they are gonna ask how much money do you have now and typically they are looking at the 2000$ range or higher..
...3...They will contact you IF they offer an arrangement for future payments....
...this isn't guaranteed but it is a start....I hope it works out


davegsandiego
Hate to say it but I talk to tons of people everyday that that HOPENOW thing wasnt any help at all. That program has a very small help and success rate.

And i am sorry to say the banks have no interest (or the power for that matter) to help you since they most likely just 'service' your loan and dont own the note. IF they foreclose make them foreclose in court. Many banks cant produce the note to show they own the home and thus can actually foreclose on you. Believe it or not this is actually working in many cases.

as far as mr philadelphia...... if you have a moratorium on taking back collateral that people borrowed against (homes) the whole financial system willl REALLY take a dump because instead of having 5% of the money out there with bad collateral (foreclosures) ALL of it will have worthless collateral since you cant take it back when they default.

not very smart.


LeslieWood
Talk to your mortgage company. Try to work out a forbearance agreement (if you have something that changed in your life, loss of job, adjustable rate...) How far behind are you? Have you already been notified? Need a little more info to give you an educated answer. Short sale is one way if it is FHA you have paperwork to complete. Just need more info from you.


Sparkey
Pay the man.


lendingwhiz2008
Rating
http://www.hud.gov/foreclosure/index.cfm


Ron Berue
THEY JUST passed this yesterday in Philadelphia, PA. Call AND write your local and state reps, asking them to put a moratorium on foreclosures.

Thanks for asking your Q! I enjoyed answering it!

VTY,
Ron Berue
Yes, that is my real last name!


begood1977
Try this link
Article in NY times today mentioned this. FYI

In October, Bush said, his administration helped bring together the private sector group called the HOPE NOW Alliance. HOPE NOW helps streamline the process for refinancing and modifying mortgages, and it runs a national hot line to connect struggling homeowners with mortgage counselors.
''If you're a homeowner struggling with your mortgage, please take the first step toward getting help by calling the hot line at 888-995-HOPE,'' he said.

Hope this info is helpful! Good Luck =)


Anuthias T
Rating
Very simple. You can plead that proerty is of very high value and the loan is very negligible amount and it will not be proper to bring such ahuge property for sale of small amount.


gobonzzo
Pay your mortgage.


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