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| Everyone has a different idea of what sells homes and what it takes to sell a home. Assuming there are buyers out there, how do you reach them and what do you emphasize. What is the key motivator ... |
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I'm moving and I'm so short on money...
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Tell me which you think would be a ... |
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| My home is valued at 365K. I have 88K of the original loan left on the house. I'd like to refinance the balance and take a cash out in the amount of 190K on top of it. I have excellent credit ... |
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Question: Is there anything we do or are we just out of luck?
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| Found a place to roommate with a guy that seams nice and all but how do I get a receipt showing I gave this person money for the rent? l Haven't moved in yet but what is the right way of doing ... |
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Windstar | How to stop your mortgage company from foreclosing? |
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 |
 
Realtor in CA
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Don't waste your money on "Loan Modification Specialist". They are leeches who pray on people in desperate situations.
There's nothing they can do that you cannot do for yourself! The only difference is they charge you for the service.
Statistically they are successful only 40% of the time. So you pay whether they can modify your loan or not.
All of a sudden, they claim to be specialists, when this type of business didn't exists two years ago. |
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Tim
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Pay your mortgage. Real Simple. |
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reenzz
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Easy........pay your mortgage. |
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MFI-Miami
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There are multiple ways to stop your mortgage company from foreclosing. First it depends on what state you live in and if they do civil foreclosures or judicial foreclosures. One way is to send the lender a Qualified Written Request to see a copy of your file and to see proof they are legal holder of your mortgage note. If they are not, they can not foreclose. It goes back to Real Estate 101, if you don't own it, you can't enforce it. |
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matt_cruz@sbcglobal.net
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Well you could stop it for the time being by going bankrupt,
But right now most banks dont want another empty house
so they are willing to help you find a way to stay in it,
Bank of America has a plan to change peoples loans to 90 percent of current market value, with a 3 to 6 percent interest, and if you still cant afford that it might be time to find somewhere else to live. |
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beamon5
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By paying your mortgage. This is why there are so many problems today with foreclosures. People are buying houses they can't afford and don't know what they're getting into. Don't blame the banks because you didn't do your research. |
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bud68
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Only by bringing your loan current. |
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Nick R
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So much foreclosure is going on right now, that banks are willing to work with you. I would suggest stopping by the bank and talking with them, because a foreclosure usually isn't good for you, or them. |
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Brynne C
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Don't be scared. It's a terrible situation to be in, but you do have options, and you are not alone. Make sure you communicate with your mortgage company, and that you read every word of the fine print from anyone who wants to help you. Every situation is different, but most mortgage companies do not want another empty house on their hands, so you might be able to work something out. |
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I Buy And Sell Houses
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(1) Pay your mortgage. Or
(2) Ask the mortgage company for forebearance. Or
(3) Ask the mortgage company for a loan restructuring. Or
(4) Sell the property. Or
(5) If there's no equity in the property, sell it as a short sale. Or
(6) Find an investor willing to buy your property "subject to" the existing mortgage. You deed the property to the investor, and he/she makes your mortgage payments. At some point in the future, the investor sells or refinances, and you're off the mortgage. Or
(7) File for bankruptcy. That will only delay the foreclosure, not stop it. Consult a lawyer for more information.
So, there are seven ways.
Hope that helps.
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