 Why are some homeowners so snobby about people who rent ? |
| I've gone to various gatherings and heard the people who endlessly brag about their houses, comparing each others houses...and they also tend to talk about those of us who rent though we are 2d ... |
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 My apartment complex owes us $3000 dollars but changed management and now won't pay. Is this legal? |
| We paid for something that was $3000 and got it in writing that our apartment complex would pay us back. The new manager says that since the old management made the deal, they don't owe us.... |
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 My fiance and i are trying to get an apartment but cant afford the deposit.? |
does anyone know of any programs that would help us pay our deposits so that we can get our own place?
Additional Details
we have no choice to move cuz right now we are staying with ... |
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 I have a tenant that refuses to move out we have an oral agreement I asked her to move25 days ago ? |
| she is a friend my son lost his home due to forclosure and has 4 children and needs to move into my rental because its all he can afford what are my ... |
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 Do I have to allow my landlord to do this? ? |
| the apt i live in is in the process of being sold. so my landlord gives potential buyers tours of the apt building. my apt is close to the entrance, and one of the better looking units. so around 5 ... |
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 Inherited a home and want a person living there to leave? |
| Hi, I inherited a home in Nevada and I would like to have the person living there leave. He has been living in the home for about 10 years and only pays rent off and on. There has Never been a ... |
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 Can i get out of a contract to sell by taking it off the market, if so how long before i can put it back on? |
| i had dealt with a realtor on 2 sells and one buy of a home, we just inherited a home and wanted to sell it, we contacted our old realtor, she had her husband give us the contract, my husband was in ... |
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 How do I deal with difficult renters? |
They moved in 3 days ago and already have a list of problems.
I have addressed some of their concerns like; I changed the locks and put new smoke detectors in.
They are complaining that ... |
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 Can i buy a home with horrible credit and 50 percent down? |
| I live ina very affordable area, i have 50k to put down on a 100k home, could i do this with horrible credit?... |
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 Buying a house for sale by owner? |
| What types of things do I need to look out for when buying from an owner and how much should they know? Fees involved or anything like that ussually?... |
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 Is it possible to still get a mortgage even though i am on a debt management plan? |
| I have been on this plan for about two years and have about 5 years to go, and i would really like to buy my own home instead of renting like i am doing. I have not defaulted on these payments so far ... |
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| If i let my home go into foreclosure can i buy another home ? |
| can i buy a home while im in a home thats going into foreclosure but still modifying my existing home and get a good deal on my new home that i can afford with bad credit and get a good rate?... |
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 My wife decided to sell our house, but I think it is a bad idea. She is going ahead.? |
| We are joint owners. I was the one who paid for it, and sole earner. I don't want this to go on the market and I told the broker my wife contacted that we would not sell. I have just heard ... |
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 Selling mortgage after 2 years? |
If I had a $150,000 30 year mortgage for 2 years then I were to sell it how much money would I have?
& how much would a montly payment be for this mortgage?
Additional Details... |
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 Does this add value to my house? |
I have an 800 sq ft shop on my property. We are currently rennovating it into a 2bd/1ba house, but we have no permit. Will this add value even though there is no permit?
Additional Details<... |
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 If I previously made a 30 day notice to leave my apartment, can they give me a vacate to leave in three days?! |
| I gave a 30 notice the 16th of Jan. stating that I would be leaving my apartment. I was told by the manager that it had to be a 30 day notice. I signed and dated this letter in front of her. I came ... |
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kerry_oliphant | How to take your name off mortgage loan to a house you own? |
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mrdankeschoen
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To remove yourself from liability for the mortgage you must:
1. Have another party who is on title.
2. The other party must be able to qualify for the mortgage on their own.
Some lenders will let you add or remove names from the mortgage after having the loan for a year or two. This does involve a form of refinancing your home. Check with your lender.
Sometimes they require documentation, sometimes they don't.
You do not have to give up your rights to the home and can still remain on title if you like.
A Quit Claim only removes your name from title and you are in turn giving up your equity rights.
~Danke Schoen
Feel free to contact me with any other questions or a second opinion.
Nathan
MrDankeSchoen@yahoo.com
888-602-4622 ext 12
925-250-6067 |
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Mortgage Mentor
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Hi,
You can take your name off the mortgage by novation.
By a novation, I mean you can transfer the liability of paying off the mortgage to some other person. But you will have to request the lender to allow for it.
A novation is better than refinance as the latter may cost you a lot of fees which you"ll have to pay at loan closing.
Thanks,
Mortgage Mentor
MortgageFit Community |
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Karen R
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Pay it off. |
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scubadiver50704
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I am not an attorney or a lending agent but do own some properties. And have gone through a divorce. I am not aware of any way you can take your name off a note short of paying it off. Give them the money you promised to repay.
I learned during the divorce that even though I had signed a 'Quit Claim Deed' which basically gave her the sole ownership to the house, that if she defaulted on payments to the note (the mortgage loan) I would still be liable for payments. Even though I did not have legal entitlement to it. Figure that one out. Didn't set well with me then and still does not set well with me. Luckily, she ended up selling the place and satisfied the note, ending any obligations on either of our parts.
You could see if the lender would allow a novation to take place, thereby getting you off the note. However, all parties to the original contract would have to be in agreement. And lenders tend to want to retain as many 're-payers' as possible on a note, thereby diminishing their risk position. Thereby making these somewhat rare. |
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PlatinumREI.com
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Refinance into another person's name through a sale. That sounds simple, but it might not be if you want to retain control of the property. If you are in the USA or Canada, I can probably help. |
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Searchlight Crusade
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By paying it off. Otherwise, it is unlikely that the lender will release you from all obligation. Even assumable loans where the lender approves the assumption there is still recourse to you.
You can sell the property. You can quitclaim off title to your family members. But the only way to get off that mortgage completely in the real world is to then have the new owners refinance in their own names. |
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Just Bein' Me
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You can quick claim deed it to another person. Check with the place the morgage is with. |
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JRsOPINION
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you have to have another persons name on title... such as your spouse/kids/partner....etc.... they would have to be on the title "deed of trust" for at least one year and then you can refinance out of your home loan into their name.... very simple... email me at ....apfagent@hotmail.com if you want me to do it for you.....thanks |
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christine s
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This question is redundant, If you have a mortgage then you don't own the property the bank does! |
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phoebe
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If you remove someone from a mortgage through release of liability, does the mortgage still come up in your name on your credit or if a title search was done? Is the release of liability recorded??? |
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