 I want to buy a house in early August. How early is too early to apply for a loan? |
| Interest rates are going up, but I'm not sure if I could apply for a loan now and hold it for 3.5 monts while I look at property.... |
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 Our fridge borke and spoiled our food - should the landlord pay to replace our food.? |
| I am not sure if there is a law for this, but our fridge which was repaired already broke and spoiled over $200 of groceries. Is it fair that we should buy new ones, or should our landlord.... |
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 Renting a room to my sister and bf? |
| OK, right now Im renting a house for $1800. I currently have 3 other roommates, my cousin, my sister and her bf. The rent is split 3 ways, so my sister and her bf pay $550 and so does my cousin, I ... |
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 How long will a landlord 'hold' a property for you? |
| I have seen a place I want to rent and its available now, but I don't want to move in until 4 weeks. If I say I want it now, willhe hold it for 4 weeks or give it someone else? I doubt this ... |
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 Is there such a thing as transferring your mortgage from one company to another? |
| The mortgage company i'm dealing with now is totally belligerent, unfriendly and unhelpful. They literally will not answer questions - they just tell me I need to re-read my loan agreement. I ... |
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 How do i go about getting an apartment if my credit is bad? |
| i have been evicted from an apartment but i can afford to rent an ... |
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 House market crash victim? |
A co-worker has asked me:
She bought her house a year ago, under an 80/20 loan. First at 7.5% fixed, second at 11% arm (or so she thinks).
She is struggling to make the monthly payment, and ... |
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 Question about buying a home? |
| My husband and I have signed a contract with a realtor for a home that we want to purchase. Tonight we meet with the mortgage company to turn in all of our personal and financial info. We were pre-... |
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 Would it be really silly to offer $210,000 for a house that is trying to sell for $310,000? |
| This house has been on the market now for over 7 months. The price has been reduced. The seller doesn't want the house to get repo'd.... |
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 Why does credit affect getting an apartment? |
| Not only does credit make it hard to own your own home or car, now you can't even get an apartment. My fiance and I have shaky credit. His due to a divorce (ex-wife) and mine due to stupidity ... |
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 Flood damaged homes - should i buy one? |
| tropical storm allison flooded houston - i'm looking to purchase a home that was flooded, and immediately remediated. should i be worried? maybe i shouldjust look for another house?... |
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 House sold under misrepresentation? |
| 10/3/07: My husband and I bought a golf course-view house in Indianapolis, Indiana. We closed 5 days ago; moved-in 4 days ago; and 2 days ago found out that the golf course is scheduled to close. It ... |
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 In what order do you do things when moving house? |
I don't know yet if I want to move because I don't know if there is anything I want to buy. If there isn't, I will stay put.
DO I:
1. Put my house on the market A... |
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 Who is responsible for this damaged wood? Renter vs. Owner? |
| We rented an apartment and the railing on our back deck is made of dry rotted wood. When we moved in it looked pretty good. The wood is so dry rotted I could stick my finger through the wood. T... |
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 Is it insulting to offer $170,000 for a home listed for $189,900? |
The seller is very motivated, and the house has been on the market since August 2007. However, it has been reduced to $189,900 from $209,000.
what would be an acceptable offer?... |
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 If you have sold? |
| your house, how long did it take for you to sale?... |
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/^/^/^/^/^/^/ | How would I go about moving out on my own at this point need tips ? |
ok im 18 year old and i want to move out but i dont have a job now and i wonder what type of job could support renting a place with internet acess, phone, tv etc. and if i dont have money or very little at this time... as of now im living with my parents and i like it ok but im ready to be out on my own and my parents keep rubbing in that im being taken care of... i live in north carolina is it possible to at this point move to like california and rent a place? all i have is a high school diploma i need tips thanks |
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Landlord
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Moving to California without a decent education is a very bad idea. You will end up a prostitute, as that is the only work available with the income you want.
Most people your age are attending college and living off of student loans, I suggest you do the same. You will have a miserable life w/o an education. |
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HIGH SHAMAN
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California is quite costly ; moreso than Florida ....
I'd suggest that you get a J O B , Save some $$$$ , and consider moving to the central Florida where it cost less to live ..... than it does along the coast or South Florida .... even getting a Roommate thru Craigslist.org BEFORE you move down .... so you will have a place to come to ......
I rent NICE rooms with 32" and 34" HD TV's in them , myself for only $115 per week including utilities and use of a Hot Tub .. so check with me when you are ready to move down this way .....
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src50
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What you mean is that you want to be on your own. You are definitely not ready, though. You have no job and no clue about living costs. |
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kduke8783@ymail.com
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Living in CA is not what it looks like on TV. Trust me.... I've lived in Southern Cali my whole life. Rent is retarded. Rent on a basic studio apartment is upward of $1000 a month (not including utilities).
I suggest getting a job, and saving up as much money as you can. |
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rtfm
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The first thing you need to do is find a job. Nobody is going to rent to you unless you have a steady, reliable, verifiable source of income. You should figure out what apartment rents are around where you want to live, and try to find a job that will enable you to pay your rent plus all your other bills (don't forget to include food and transportation costs, as well as all your utilities).
That won't be easy with only a high school education. You may need to consider either going to college or getting a roommate as your only way out of Mom and Dad's house.
By the way, except for maybe New York, California is the most expensive place to live in the whole country! You may want to reconsider that particular location, at least for a while.
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Katie
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Why do you want to move out on your own? You have a pretty good deal where you are right now, but in order to keep from wearing out your welcome, I suggest that you try to find a job or, even better, start college. As a 20 year old still living at home, I know what it feels like to want to be independent of my parents. I do get tired of my dad asking me to take out the trash or my mom telling me to clean my room.
Why am I still at home? I am here, because it is the cheapest option for me right now while I am going to school at the local community college. The room and board or the price to rent an apartment costs more then it costs to pay for gas to commute to the university twice a week.
I also understand why you want to go to California. It is a pretty cool place. What could be better then beaches, warm weather year round and the time of your life? But, the cost of living there is really high- unless you live in a cardboard box. Rent is high, food prices are high- basically, everything there is more expensive then it would be in North Carolina and the sort of job you could get with just a high school diploma might pay you enough to get by with the rent and a little mac n cheese, but no TV or internet. Whatever you do, do not go into debt. Don't borrow money from your parents, the bank, credit card companies or anybody else in order to move out or go to school. Doing that will only keep you from fulfilling your ultimate dreams.
I would suggest that you take a little time and write down (or type up) all your dreams, goals, etc. What do you want to be doing in 5 years, 10 years, and so on all the way to retirement at about 55 or 60 years of age? Then list everything you want now (to live in California, to move out of your parent's place etc.) and see if those things will help you to reach your long-term goals or not.
Finally, I highly recommend that you do something to prove to your parents that you are a useful human being. Do you have the education right now to do what you want to be doing for the rest of your life ( you probably don't want to deliver newspapers, mow lawns, do construction work, be a trash hauler etc. for the rest of your life... jobs that you can get with your level of education.) If you do not have the level of education you need, you should seriously consider going to college and getting a degree in something or at the least going to a trade school.
Good luck! I hope you get everything figured out and if you have any specific questions you would like to ask me, you can private message me here on Yahoo!
God bless! |
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Ken H
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honestly being 18 is probably your biggest blessing. I know when I was a manager I would only hire young people because they always wanted to learn. If you are trying to do it all by yourself, you are going to need a job that pays tips or one that pays at least $13-$14 an hour minimum. I would say get a job and find a roommate. I did that and found it was the easiest way to start out and save. |
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rayt721
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The grass isn't always greener on the other side. There are alot of responsibilities to being on your own that you don't have to worry about by living at home. In all honesty, it's important to have a job to even qualify for a place to rent. These days landlords are doing credit checks and you've got dings because of your age, income, lack of credit history, etc. that you should really question if you are offered a residence without a cosigner. It will be very important for you to live within your means so you may want to postpone your "needs" for cable, phone, internet, etc. until you can afford it. The rent alone is going to give you shock and while you may on minimum wage qualify for a rental, you'll end up paying 50% or more for your rent and that will mean less to live on for transportation, food, clothing and everything else you will either want or need. Think about what you'll need to set up a home or apartment... make a list. You might not need a melon baller or elaborate set of china and silver service but you will want or need things like curtains, a trash can, glassware, and much much more. You probably should begin by looking for a job locally and paying rent to your parents. That will or should give you a little more freedom and independence with them. Back in the 70s, Cat Stevens sang a song including the words, "take your time... think a lot... think of all the things you've got." Don't rush to grow up and move out. Consider college while still young. Think about moving away after you've mastered the reality of moving out. Be cautious of long-term leases and buying things that are not essential. Always consider a cushion of savings for the unexpected. The economy cannot guarantee that even if you get a job that you'll have it 6 months, a year or 5 years down the road. If you can't have the best of everything, make the best of everything that you have.
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Rikki
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California is really expensive. I don't know about NC, but when I lived in Alabama you had to be 19 for anybody to even rent to you. Plus, you need a job, or they'll never rent to you. They have to know you have a stable job and will be able to pay the bills.
You'll definitely want to find a roommate, or a super cheap place to live if you're going on just a high school diploma. |
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Carol C
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Get a job and learn what's involved - how to get along well with co-workers and an employer, how to calculate your paycheck (taxes, etc. get taken out), get a checking account and keep it balanced. Do you have a computer? If not, you can save for one and if yes, you can track your money on your computer.
Ask your folks to help you develop the skills you need, to be on your own. Or a friend's parents, or an older friend who moved out a few years ago. Build up some savings by putting away at least a minimum amount each paycheck. Get an idea of what work would suit you better. Learn from everything you do. You might need to ask your parents to stay longer, to get through school to do what you decide to do.
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