 How much do banks usually lend for mortgages? |
| Let's say I make 50K and want to buy a house. I'll put 50% down in cash, but how much do banks generally lend people, and is there a formula for calculating that amount?... |
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 Our lease is up what do we do with all our stuff!? |
| We are moving out of our current apartment and into our new one. however, our lease is up on the 25th and we cant get into our new one until the 1st. what is a good idea of things to do with our ... |
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 Re: Penal Code 602.5. I evicted a tenant from a 9-plex. Is it considered trespassing if she visits a friend? |
| If a tenant was evicted from a 9-plex, and she visits a friend who is still on the property, is she effectively trespassing? I own the property and I don't want her anywhere near it. But she ... |
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 Question for realestate agents.? |
| The realestate market in my city has hit an all time high. Because of this the cost of rental houses has also gone up. The market is now balancing off and slowly starting to go down again. My ... |
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 Is this an emergency maintenance issue? |
| I live in an apartment building and over the weekend my bathroom ceiling started to leak. It also looked like part of the ceiling was drooping. It would stop for awhile, then it seems like when the ... |
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 Tenant doesn't want to pay the rent, and she refuses to leave. How can I retake my property back.? |
| I have a second home that I use it as a renting one. My Tenant has been there for 7 months and everything is good til 2 months ago, when she said, she doesn't have money to pay me for this month ... |
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 I bought a house almost one year ago, What is equity? |
Where to start or where to go to open an equity on my house?How does it work?
and for what is it good for?
Can I pay my credit cards with it?
What are the good and bad parts about it?<... |
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 Does this seem legal/moral? |
| My husband and I rented an apartment and had trouble with the upstairs neighbors. We called the landlord three times over the issue, and our last call about it ended with her telling my husband that ... |
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| What should i do? Need expert suggestions please? |
| I want to buy a new house, but I still have to sell my old house. I'm afraid that I won't be able to sell the old house soon enough and I would have to worry about paying monthly for both ... |
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 I have a tenant that won't pay? |
| I have a tenant that has hired a lawyer and stated that she will not be paying me my rent for October & November, plus she wants her full security deposit back. Reasons behind this behavior: We&... |
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 How can you get a bank loan for a house when you don't even have nearly as much for collateral? |
| I was looking at a book about real estate investing and it says you can take a small amount of money (Example:$10,000.00 and have the bank give you a $70,000.00 loan added to your $10,000.00 and you ... |
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 No credit - wanting to buy a home? |
My boyfriend and I want to buy a home that is not over $200,000 with maybe like $5000 at the most down, both of our credit is horrible right now, being repaired from stupid things in the past.
<... |
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 What should I be looking for when buying my first house? |
| I currently live in a 2 bdrm apartment with my bf, we don't have any pets or kids. I want to know from other homeowners what i should be looking for in my first house purchase.... |
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 How much house can I afford if...? |
How much house can I afford if...
Okay so let's say I live in a 600,000 dollar house that I am planning on selling. I also make 200,000 a year. How much house can I afford? Just a ... |
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 How much would these houses cost in the UK? |
http://homes.point2.com/
and my fav
http://homes.point2.com/... |
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booby | I'm Buying my first home and I have a question about.....?? |
Our closing date is set for the end of June this year, but I want to know if typically the owners of the house will let you do any work prior to closing. They have already moved out, and we want to put in hardwood floors? Will owners normally let you do that before the official closing date, or will we have to wait until after? |
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Kathleen M
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I also work for a title company and I would advise you not to do any work on the property until closing. Even if the seller would allow it, if for some reason the transaction does not close, you would be out any money you would have put into the home. Hardwood floors are quite an investment and if the deal doesn't close are you prepared to lose the money you put into laying those floors. |
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Paleface
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Until you sign the papers at closing do NOT do any work to the house. June is a long way off when it comes to the closing on a house. God forbid you or your spouse loses a job, gets in an accident, house burns down etc, you will have lost anything and everything you have done to THEIR house. Until the closing, you will be installing hardwood floors in someone else's home.
I'm guessing they'd let you do anything to the house that would increase its value, since if the deal falls through, it can only make the house more valuable for them to sell to someone else. |
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autumn
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it's all up to the owner. Keep in mind though - if you do crazy work to the house & then they back out before signing - you're screwed. If they are already out, why don't you just move up the settlement date? |
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Marcelo
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Since my closing didnt happen recently ... I would HIGHLY advise you not to jump the gun! Get the keys first then do anything you want! Be conservative - I know about all the excitement in moving-in to a new place!!! Good Luck!
(Also there are some legal issues, LIABILITIES - in case something bad happens, accidents, with persons in the house, or installers, etc. - it might back fire you or the sellers - Avoid headaches!) |
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connemara
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STOP! Do not, I repeat do not, ask for permission to do ANY work in a house which you DO NOT YET OWN. Wait until you own the house (after closing). The ramifications of doing it any other way are vast for both buyer and seller. And the guy who claims to work for a title company and is telling you to proceed, is an idiot! You NEVER do work in a house prior to closing unless you want to get royally screwed in the event the closing does not take place, or the house is damaged, or a hundred other variables. Believe me, the work will be waiting for you when you move in, and you will have all the time in the world in which to finish it. WAIT! |
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moonchild71
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It varies from owner to owner, and may depend on what their realtor is telling them (if they even have a realtor). No harm in at least asking the sellers if they would agree to it. Some don't want to because if the deal falls through you'd probably have reason to file a lien against the property for the value of the improvements you made. |
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James P
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Typically you have to wait til you close. But, if you are using a real estate agent have your agent contact the sellers agent to receive permission. Get it in writing though and set the terms if for some reason you do not close what happens then.
If no agent is involved on either side then contact the current homeowner to receive permission. Again, need it in writing with the same specifics if for some reason you dont close what happens. |
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Jen S.
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I don't think they will have a problem with it, but remember it is not your house until you close on it, so if somethign happens and the contract falls thru you will be out the $$ you spent on the floors. Maybe you could push your closing date up a few weeks or a month, then the house will be yours & you will be able to do whatever you want with it. |
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iceman
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Its 100% up to the owner. And it would depend alot on how confident they feel about the contract and deal they have with you. Personally, if I did not live in the property at the time and they were doing something that was minor --I would let them do it. But if they are very nervous about potential legal issues they may just want you to wait until after closing.
But as other people said, if the deal fell through or you backed out for some reason you would out the money you spent. And in the case of hardwood floors that could an awful lot of money. |
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