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♥USMCwife♥ | I'm a first time homebuyer, need advice!? |
We have put in an offer of 120,000 and the listing was 139,900. They came back with 130,000 counter offer. Do we give an offer of 123,000 or is that ridiculous? We aren't paying 130,000 and that's that. Our top dollar is 125,000. Anyone have any advice? And we are approved for a loan of any amount with no down payment. |
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reggiewjr1
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I would counter offer again with the $123k, if they balk at that, say $125k as your final offer.
I don't feel that counter-offers are being ridiculous, it's part of the haggling process and they shouldn't be offended by it.
They may have specific reasons why they feel it's worth the higher price, and you may want to list why you think it's worth what your offering instead. Be educated on similar properties in the area, and that will give you additional bargaining power. |
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daniel r
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What is your realtor telling you? He/she should be able to advise you on the market value based on recent sales in the area. |
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SCCRealEstateUNCENSORED.com
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As you can see you have many options and differen ways to go about it. I should first tell you that even though this is not a bad question and this is a good place to ask this question. I think your agent should be the one to advice you in this. You probably dont trust him much and tha is why you ask the question here so we will our best to answer it.
In my opinion since your top dollar is 125k, offer 125K as final offer and have them cover closing costs. We dont have many specifics on this property so we dont know if it is really worth 130 or 125 so hope you dont take ANY of these comments seriously even mine because we dont know the specifics.
I'll just tell you that this is a buyer's market so you have more negotiating power but dont get too greedy because the sellers could be in a place where they can hold on to the property for many more months if they needed to so they could reject any ridiculous offer that comes in. By the looks of it, they have reduced the price by 10K by countering 130K but this could be their bottom line and they could decide to go back on the market and shop for a better buyer.
All in all you could give a strong offer if you and your agent can present facts of prices and values of similar homes and justify your offer.
Hope this helps. |
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hundrumbum
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NEVER go over your budget. make sure you have the funds to adjust to the new bills that will accru like no more free heat and water plus taxes. oh and furniture, electic or gas. make your offer but to be safe pray on it and things will fall in place. DONT GO OVER BUDGET!! my friend is going though that right now she has 3 jobs now. |
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aowynn86314
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I would say to put in the offer at 125,000. even tho it is your top dollar, its closer to their counter offer and you have a better chance of the seller accepting it. also look at what comes with the home, example fridge, washer, dryer, etc. and factor that into the price of what their asking and what you are willing to pay. good luck! |
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unclejesse1
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Agree to the $130000 with thenm covering closing costs. |
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Tom S
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If you really want the house, Offer $125k and let them know it's your final offer. Don't get cute over $2k |
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dixie_til_i_die
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Counter w/123 all they can do is say no. Not a good plan to go into your first home with no money down though. Hope you have at least 20% because PMI (private mortgage insurance) which is a requirement if you pay less than 20% down is very expensive and money that will just be lost. |
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mazziatplay
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Unless this house needs some major repairs or has been on the market for an extended period of time, an offer at almost $20,000 under asking price may a bit of an insult. The fact that they countered back at almost $10,000 less is encouraging. It means they want to sell and are willing to negotiate.
You say your top price is $125,000. If you could get the house for $128,000 your payment would increase less than $20.00 per month. If you really want this house, is it worth losing it for less than $20.00 per month?
If there are lots of homes for sale in your area, keep looking. If this is the one you want, be reasonable about your expectations. |
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Kutekymmee
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Its hard to tell without knowing the house and the area you live in.
If you think the house is only worth 125, then offer that.
but smbaca is right, home sales are getting slow right now. how long has this home been on the market? the longer its been sitting, the more likely they are to take a lower price. |
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satarnag
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Counter with 117k (and yes, I am serious).
Regards |
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Paul D
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Need a good Realtor?
I know quite a few Realtors in the Atlanta area. I can recommend an experienced Realtor from your area that will give you OUTSTANDING service! I work with a network of Realtors across North America.
http://www.pauld-kw.com
http://www.bhammls.com/dziedzic |
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smbaca1
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I would say put in your bid of $123,000. I work in a Real Estate Office and the market seems to be at a bit of a stand still and sellers are getting nervous and just trying to make a sale. The market should start going down more and more in the near future. Good luck! |
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