 Buy an expensive house or a modest one? |
| I make $4K a month after paying taxes, have no debt and have an excellent credit score (820 FICO). I'm considering buying a house for $330K with 3% downpayment. I was approved for the loan and ... |
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 Where should I move in London? |
| I'm moving to London and I will be working in Richmond. I'm in mid-20s and want to live somewhere that is close by but would be fun for me. So, i want a fun hip area.... |
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 My life is ruined.? |
GOOD NEWS: In 2005 my 1998 honda civic was finally paid for. I had 26k in the bank. No debts. No obligations.
BAD NEWS: In 2006 I made the stupid mistake of buying a 100k condo and an acre ... |
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 Does an email count as written notice? |
| I'm sending an email to our landlord (basically saying 'if you dont do what you've been promising, then we're going to withold rent') and I know that you need to give written ... |
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 Who has left their rent slip this week? |
| o.k so all the christmas preesies are costing too much now.will have to make it up next week.... |
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 I don't work and have no means of income, can i get Section 8? Who will pay for the full price of rent? |
I can't pay because I don't have no means of income whatsoever, I don't collect unemployment, don't have welfare or nothing.
Additional Details
I can't get a job ... |
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 Can i make my roommate pay for damage her pet has done? |
| Me and a roommate are moving out soon and going our separate ways. During the tenancy she wanted a dog and i said i didn't. she assured me she would take full responsibility for it, including ... |
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 I signed a buyer's agreement in Texas with my realtor.Together we didn't find anything.Can I be sued? |
| I found my new home by myself one day. The next day another realtor took me to a close by neighborhood (same builder).This realtor ended up on my contract that I signed since the builder knew about ... |
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 I listed my home with a realtor today but i changed my mind? |
| I signed documents to list my home and my girlfriend freaked can i get out of this?... |
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 If your landlord decides he wants to sell his property? |
| What is the situation? Can he just come along and show people around while you`re sitting there watching the telly? Are you obliged to let him in? Is it right that strangers can just barge in and ... |
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 I would like to buy the house I am currently living in but I think that the asking price is a bit to high.? |
| How do I go about trying to persuade the owner to bring down the price. There are a lot of things that need to be fixed in the house. Do you think that once the inspection is done that the home owner ... |
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 Is it possible that a mortgage company will lower your interest rate because u will lose ur house otherwise? |
| My debt to income ratio is too high right so I cannot refinance my home for a lower rate. I have a 9.99% and I cannot afford payments anymore. Has anyone had their mortgage co. lower their interest ... |
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 My neighbor lost her condominium to foreclosure. The lender's people broke into my condominium. What recourse? |
I live in San Jose, California.
The lender sent some low life thugs to clear out all of my neighbor's possessions.
Instead the lender's thugs broke into my condominium.... |
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meatman | I'm about face foreclosure on my home of 33yrs. how can i get help stopping this process? |
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 |
 
angela R
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PLEASE PLEASE PLEASE....contact your mortgage company ASAP and explain your situation to them! Ask if you can reinstate the loan and borrow the money or sell something to pay off the payments that are behind! MANY times the mortgage co will work with you to set something up so you can pay the back payments and catch up.....Contact the loss and mitigation dept.....If they see you are serious, they will work with you.....The last thing they want is to foreclose on your home, its expensive and time consuming....Best of luck! |
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Justin
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Where do you live? How much do you owe on it? How much is it worth? Give us some more information to work with. |
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Amanda H
 |
If you have a lot of equity, list it immediately and for UNDER market. It would be better for you to get only half what your equity is worth than get nothing.
You need to talk directly to your bank and a very good real estate agent that knows how to do a 'short sale' to get this thru in time.
Your other option is to refinance immediately and if you have equity get enough out to cover some of your other debts so that you free up more money each month to go towards your house payment. Try doing an ARm loan with low interest or an interest-only loan.
If you have little to no equity, you dont have many options at this point. |
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Bob
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Downsize - place the home on the market and hope for a quick sale. Sounds like one took out too many home equity loans. |
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obsidien24
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There are a lot of elements to look at when facing a foreclosure....how much you owe, your equity, how far along in the process, etc. To answer your question correctly would take a lot more information on your part.
I can help people out in 38 states....if you're one of the 38 i'll be more than happy to assist you in the process of saving your house....if you are part of the 12 i can't do, then i'll be more than happy to refer you to some one who can further help you in the matter.
Send me an email to
Brett@MaxWellFinancialinc.Com |
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Scott
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You can try bankrupcy it will sometimes slow down the process but the lienholder can have in time set aside and continue on to forclose... |
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Phoenix, Wise Guru
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Maybe a credit counseling service. Or sell the home yourself and pay it off. |
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Searchlight Crusade
 |
There are essentially three options: Refinance, pay it current, or sell it.
Pay it current: If you had the money, you wouldn't be asking
Refinance: Once you get his with that Notice of Default, lenders will charge a premium to deal with you. However, the rate will almost certainly be higher than you are paying now. This means that if you fell behind on a smaller loan with a lower interest rate, the odds are that you'll fall behind again. Unless you've got a new or better source of income, not a real solution; just delaying the inevitable.
Sell: This gets you out from under, and if you've been there 33 years, chances are you've got some serious equity you can mostly keep. You're going to want to underprice the market because you *don't* have time to hope for the miracle buyer.
One thing you probably don't want to do: Declare bankruptcy. You can delay the inevitable, but the interest and everything keeps accruing. Plus you've got to pay off the lawyer, and because the lender has a Trust Deed, will be able to partition it out of the bankruptcy and foreclose eventually. Chances of coming out better than now: Essentially zero. |
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vrangel0668
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When my father was facing this problem, we sold our house to my aunt (who credit qualified), that only bought us time to either sell our house for good or buy it back from her. We ended up just selling the house and we both got a cut of the profits. Sounds like a good deal if you had an aunt available? |
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RV
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Why did it go for forclosure ...Do you have lots of bills to pay..is that why you got forclose....if that is the case, consalidation debts and management can save you. |
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