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 To buy or continue to rent?
Hi. My girlfriend and I are in our mid-late twenties and are wondering if we should rent or buy. We are currently renting apt @ $900.00/month. Here are variables:

-Home closing costs are ...


 We've got a beautiful new council house but I cannot share the news!!?
I wish I could but I just cannot trust my father not to spread the word round this little town that we'll be leaving before the end of the year.

We owned our first home together but ...


 When you buy a house can you put it up for sale again withn a few months??
...


 Can my landlord sell the house we live in even though our lease isn't up?
We have been renting this place since april and have a one year lease. Yesterday our landlord said he's putting the house up for sale. I feel upset because I don't like the idea of people ...


 Can anyone give me a hug over the net?
I need a hug :(...


 How much do you pay for rent?
I pay $1390 for a crappy 2 bed/2bath in orange county, CA-a really good deal for the area.
Additional Details
Seems like everyone is encouraging me to buy a house instead but you have to ...


 I'm selling my house, good idea or bad idea to leave a welcome guest bowl of mints?
I just thought it might be a nice gesture to place a bowl of mints on the table for those who come to look at the house. It's being shown by a realtor, not me....


 Can landlord shut off water for over week,he's evicting me and i have a 8 month old baby?
...


 My boyfriend has moved out, i carnt pay the rent!!?
I was renting with my boyfriend, and we renewed our tenancy agreement with our landlord (It is a 6 months tenency).
He has moved out as we wernt getting on that well and our 2 year old daughter ...


 Cant get people out of my house?
I let my sons girlfriend and her family(girlfriends mom and 5 kids 6 people all together) move into my shop building until they could get a place. It was supposed to be for 1 weekend only. now it ...


 There's no agreement signed by me and my landlord; is it possible for him to just evict me without any reason
...


 Name an expensive purchase]other than a house or a car?
...


 If I make 55K per year, can I buy a house in the 200K range?
What do you think? Am I setting my sights too high?...


 Condo or House??
I'm considering purchasing a condo... I have got some bad feedback from this idea. What do you guys think??...


 What happens to property when someone dies with no relatives and no will?
...


 Putting an apartment in your name for someone else?
To me, this is a HUGE "no-no". My Dad who has been a really big help to me for a long time & needs to rent an apartment but has a rental history that almost no land lord will accept. He&...


 Am I wrong? I rent a house out to an elderly lady who has the support of a close family. She's a good tenant
but has rung me on several occasions to sort problems out and having called out repair people, we find that she has flicked switches, turned knobs etc and there has been no fault. She's never ...


 I have $5,000.00. I want to buy property. Any suggestions?
I just need a place to purchase with potential. Any advise will be appreciated. I live in florida....


 Do I have to pay my mortgage?
When I remortgaged my home, my previous mortgage provider sent me the original deeds to my home after they recieved full payment. Does this mean that I do Not have to pay my new provider as they do ...


 Who is your favorite sitcom apartment building landlord?
Think of past/current TV shows that deal with apartments. Who is your favorite apt building landlord i.e. Mr. Furley on 3's Company, Rose Halloway on 227, etc....



theyRmysunshine
I'm afraid I might be homeless soon...what do I do?
I have been living with a friend of mine for the past month, bc I am doing a dental assisting externship and am not getting paid, therefore, don't have any income.
Today we had a falling out over something REALLY TRIVIAL!
and now she wants me out by the end of the month. Since I have NO income, but what I get in child support of 500 a month, I don't think I will be able to get my own place. Because no one will rent to me with no income. I'm pretty sure that my parents would co-sign for me, but even still, I don't think that will help matters much.
I am going to have my kids go live with their fathers, in case I have to crash on someone's couch, or sleep in my car or something crazy like that.
If I were to apply for housing assistance, could I move in somewhere without the income factor?
If anyone has a suggestion for me it would be great!!
Additional Details
I HAVE A JOB! Its in a dental office, but its an externship and I don't get paid for it. I have to do it for like 3 more weeks and then I can get a paying job in dental assisting.
I do not live off of public assistance. The only thing I have is food stamps. So please don't say Im lazy or living off the system, bc Im not!
                     
 




Maryann B
There is emergency housing in many states. I had a friend who was a single parent with kids and they became homeless. They went into a family shelter and within 24 hours they got housing and moved into a great apartment with the rent based on their income. There are federal and state housing programs that you can apply for such as section 8. Priority goes to families that are homeless when it comes to housing programs. Contact your local housing authority and they will be able to answer all of your questions. I would not worry about your income with these types of programs as the rent is a percent of your income. When I was on the program at one point my income was about 550 a month and my rent was only 60 per month.
good luck.


Fern
Rating
First thing you do is watch the pursuit of happiness.

Second you get a second job even if it takes working all night long.

We have to sacrifice in order ti gain. Remember only the strong survive. Be strong and smart.
You'll do it.


Joythe K
Rating
Check with your school's housing office, or a local community college for someone looking for a roommate. You might be able to secure something that way. Check craigslist too for people looking to share rooms, or for roommates and such. As always use precaution when approaching strangers. Good luck.


jojo
Rating
Check out the housing assistance. Explain your situation they can probably help you or at least send you in the right direction.


shop2early
Rating
I would ask, my parents if I were you. If, I could possibly live with them, until I found another job. Believe me, I am sure you don't want to live on the streets, or in your car or in some shelter. It is not safe.


butterfliesRfree
Your best bet is to make up with your roommate. Just because you apply for assistance....well, let's just put it this way - there are tons of American families on waiting lists and NO, you can't "pick" the nice cozy place you want. If a person is renting a home, they (owners) have to sign up for the program and accept it to even allow rental payment to them from the Housing Authority....that's just the way it is. You can't live for free just anyplace you want. That's not "the real world."


Gerry N
First of all, try talking things over with your friend. Do your best to make things better. If by some reason she doesn't want to patch things up, you can apply for low income housing by checking with your County Social Services. If you have kids, you have a pretty good chance of getting help. Explore ALL of your options including help from your parents. Good Luck & God Bless.


Master of the Ducks
get a job that pays $$$$$$$$$$$. That way you dont end u being all like "I will dance if if u give me a penny." Becuz i think yu would rather live in an apartment and be saying, "would you like fries with that, sir?"


DannoREA
Rating
Lemme git this straight.

You argued with someone who was putting a free roof over your head and those of multiple children from different fathers to the point where they wanted you to leave?

Lay off the pipe and get a job that pays you real money.


Liquid Mercury
go to your local Community help center and they will help you


rmouser
Rating
To start tell your friend you are sorry about the fight it was REALLY TRIVAL then she will forgive you. And even if it wasn't if shes a true friend she should forgive you unless you killed someone.

You could apply for public housing which is based on your income. You can also call 2-1-1

What is 2-1-1?
2-1-1 is an easy to remember telephone number that connects people with important community services and volunteer opportunities. While services that are offered through 2-1-1 vary from community to community, 2-1-1 provides callers with information about and referrals to human services for every day needs and in times of crisis.


godsgrace1976
There are two things to address:
1. you do not have an income, and assistance programs would require an income. however,
2. if you utilize the FHA loan, then your parents can sign with you. the three of you must quality under their flexible guidelines, but you do not have to have a job. your child support, if received timely, can be increased by 15% for qualifying purposes, to be added to your parents income.
the other nice thing about the FHA loan is that if you make the payments timely from your checking account, then you can streamline that loan (meaning you will have to requalify per say) in a refinance and remove your parents from the loan and title.
note: some assistance programs will allow your parents to be on the loan with you, and some will not. please take the time to check out lenders in your area.


Daze
Rating
What about staying with your parents?

You can also look for roommates?


helprhome
I would speak to the dentist that you are assisting right now and see if they will have a job for you and how soon they can start you. Deal with the right nows then worry about what ever comes up later. If you can get the job secured immediately and it's really only 3 weeks so start looking right now and then you will have an ace up your sleeve. Are there more classes that you could look into now and have the loan money to work with until the job money starts coming back in? Will any of the loan money cover housing expenses while you are still in school? Talk to your school counselor and see if that is an option! Good luck and I'm sure you will find your feet and things will smooth out. You just need to take the first steps. Maybe your roomy is a bit jealous that you have "prospects" (good things coming) and that's why all the fuss comes up!) Good Luck


sunshine
Rating
get your family to help out. I'm sure they would. :]


new_style27101
I understand where you are coming from because I have been there. I know you have an externship at the dentist but what about a part time job or a night job. I know it may be stressful and may pull you thin. But sometimes you have to do what you have to do to survive. If your parent's will co sign get you a decent 1-2 bedroom until you find a DA job and have been on that a while.A lot of aprtments have no sec dep.and 1st month free or at least a percentage off. Is moving in with your parents an option? Also you can try going to your local housing authority but that may be a process the shortest time in which I have seen them help people is a month.I hope this helps.


SouthernBelle
First, talk to your relatives to see if they can help temporarily.
Second, I hope this unpaid job will pay off in the long run. If so, get a second job that pays and get the ball rolling!
Third, in most cases, you can go to college at most universities on a federal need-based loan. They don't even check your credit. You can turn that non-paid externship for a college degree. The college may even give you credit for your experience if you major in something similar.
In the mean time, as I said above, see if relatives can help.
Visit local shelters and churches if family can't help. Make sure your children are taken care of, and say a lot of prayers.
We'll all be praying for you.


Ernie
There are shelters that you can go to with your children. Have you spoken to social services?


peaches6
Rating
Check with the churches in your area. I'm sure they can set you up at a shelter. Why didn't work another job that's paying while doing the internship? Good Luck!


zowskee
First, try to reslove this issue with your friend. Second, why don't you have a job? Maybe if you find a job and offer to start paying your friend part of the rent, she may reconsider. You are in my prayers! Good luck.


wolfe0312
call your county's human services office to apply for low imcome housing. Rent is based on number in household and income.


Sharon B
Rating
Depends where you are, what state. There is housing assistance called Section 8, but there is usually a waiting list.....get on it! They usually will pay up to 80% of your rent. The website is www.gosection8. They might be able to inform you on your other options until you get to the topof the list!
Good Luck


oldbeatlefan53
go to the wefare office and explain your situation.
they might help by issuing you an emergency check, but you do have the income from child support so they might count that into it. And if your kids go live with their fathers, then you won't be getting that support check.
Go to a food bank, and explain that you have no where to stay and they might let you stay in some fleabag hotel for a few nights - it doesn't sound too great though.
You might try a women's shelter and see if they will take you in for awhile.
If your parents wil help you out by co-signing, then ask them to help you out with a lump sum to get you by until you finish your internship.
good luck


MonkeysPaw
Rating
1. Stop having kids.
2. live with your parents?
3. get food stamps and access insurance, with your 500 a month you can get a 1 bedroom apart. you might even be eligible for cash assistance. did you think you could live for free with your friend forever? get a job along with going to school part time or full time.
4. The corner haha


Yahoo! Answers Critic®
I would suggest getting Welfare. You are a prime candidate for it. Every young mother has gotten on Welfare, that I know of and when they didn't need it anymore they just didn't put in for it. I was on it when I was going to college and I suddenly got pregnant. My student loan had ran out and I had no where to run. Now I am a trauma nurse making good money. Don't be ashamed! You pay taxes and public assisstance is there for you if you need it. Keep working hard. Pray and don't give up. God bless and I'm happy to see a woman on her own making a difference.


love_life
Rating
pray..... and your prays will be answered.... maybe not in the way you want them to but they will be heard


Joe M
go to college, get a good job. Make sure u geta lot of money in ur parents will, dont be a druggy


livin the dream
Why don't you get a job like every other adult in America and quit relying on public assistance!!!!!!!!!!!!!!!!!!!!!!!! LAZY LAZT LAZY


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