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 I have been hearin that mortgage companies have really tightened their grip?
with approving mortgages,,,,even people with excellent credit and have ability to pay are being denied,,,,anyone professional that knows if this is true and why this is happening,...


 House not selling, is it the price?
I live in Baton Rouge in a great area and have my 3 bedroom 1 bath home listed at 155,000. I have shown it 3 times. and has been on the market for 3 weeks. Need some honest advice. Address is 4068...


 If my landlord fails to keep the pool operational can I get a rent discount or out of my lease?
I live at an apartment complex in Texas. May in Texas means HOT HOT HOT, and HOT means I want to use my pool. One problem with that is the fact that the pool is locked. When I called the apartment ...


 Is there any law that states a bank cant short sale a property to a family member?
A friend's home is in jeopardy of foreclosure and he is trying to divorce his wife who lives in the home. Their daughter wants to purchase the home through short sale but Bank of America told ...


 A complicated renting question...?
I have been renting an apartment for a year now.. and I just cant seem to afford it, so I gave my notice a month ago, and I'm moving at the end of this month... The problem is I can't ...


 How much mortgage could i get on a salary of £24,500 and what would the monthly payments be?
Here some details about me for info:-

I finished uni last year with a degree in accounting. I am now earning £24,500 as a trainee accountant and once i become chartered this wll increase....


 Should we buy a condo??
My husband and I rent a kind of run down house with a landlord who refuses to do anything about our leaky basement and mice problem...We can't afford a nice big house right now--but, we can ...


 Pouring water off a Balcony, is this illegal?
I live in an apartment (condo complex where I am renting) and a person in the unit above me has twice poured water off their balcony onto mine. Fortunately I wss not on mine at the time. I am going ...


 Can i rent my house to a friend on benifits?
I have a house which is not in use and have asked a friend if she and her children would like to live there, can i rent it to her even though she is on benifits?? and still have my mail arriving at ...


 For those of you who have lived in an apartment, what were your worst neighbors?
It's story time, so let 'em rip!
what crazy or awful neighbors have you had?...


 Downpayment dream shattered... what to do?
Hey all, me again.

I was expecting a hearty tax return this year... last year we scooped up $7,000 and I was expecting the same this year, at the *least*, to function as a home down-...


 I sold my house in Phoenix 9 months ago and am renting as prices go down. How much longer should I wait to buy
...


 Landlord/tenant How do I throw her out? in Florida?
I own a house and helped someone out, and let her stay in a spare room. I dont live in that house, I have another house. I need to get this women out. Since she moved in there are roaches in my house ...


 What can you do with empty land?
I bought 7 acres of land, beautiful country mountain land with several nice home sites, bordered on two sides by national forest. I do not live in the area yet and I'm looking for ideas to ...


 Is it illegal for my real estate agent to force me to use his lender instead of builder's lender?
Trying to buy a townhome in Orlando. Realtor is almost refusing to show me new townhomes because he says I would have to go through the builder's lender and I don't have good enough credit....


 What happens if I sell my house for less than I owe on my mortgages?
Let's say I sell my house for 150,000 - but still owe 160,000. Do I have to pay that 10,000 right away? Can I roll it into my next mortgage?...


 Can you get out of an oral offer to purchase home?
I'll try to make this short. We do not have an agent, seller does have an agent. His contract with his agent expires in 2 months. We orally offered "X", seller accepted, and we ...


 I am a licensed real estate agent. My ex-wife is purchasing a home; I am her agent.?
As far as disclosures goes, would you not say anything or just disclose "buyer is related to agent" in the purchase contract?...


 Rental with no security deposit. Left in clean condition, but landlord finicky wants money. What's the redress
Rental with no security deposit. Left in clean condition, but landlord finicky wants money. What's the redress.

Landlord is saying it is not clean here and clean there. I pressured ...


 Should I sell my home or ask agent to sell it?
The 5 % agent commission is quit a lot in which I have to pay $11,000 for a $222,000 home....



jessica c
I'm buying a new home and everything is already approved but I feel so stressed, how do i destress?
I've already got the money, but I feel like something will happen that will stop the closing procedures.
                     
 




crewchief1949
Rating
I think everyone goes through this at one time or another. Buying a home is not a run-of-the-mill thing to most of us. Alot of money exchanging hands and its a big commitment. I found that thinking of what I could do if things did fall through helped. I always concentrated on the possibility of the deal going south and not about what to do if it did. When you have that figured out its alot easier to, in your mind, accept the possibility this may not happen and if doesn't everything will be ok.


KC Slim
I'm a realtor. My clients are always stressed. You are normal. Just chill out and remember that your realtor doesn't get paid if you don't close. Therefore, they will do everything in their power to keep the deal together. Drink some wine and take a bubble bath!


loving 40+
don't speak the negative into existence!

i WISH i was in your shoes because as soon as i got my key, i'd be at that house too excited to contain myself. i'd probably bring over family and friends for a pre-move in party (they'd have to bring food and chairs) but we would go room to room and i'd get decorating and color ideas, and probably some repair ideas too. after that, i'd go back and just revel in the quiet and happiness of home ownership and all that goes with it. i would be loving every minute because it would be mine. i'd be happy even with the stress of packing up to move out of the old place. you've got a piece of the pie....savor the slice.


Punkgirl
Everyone, im sure, goes through this...I have gone through it...and it eventually worked out. Yes there will be a lot of stress but you just have to push it away and look forward. Just never loose hope...if you are religious...pray about it...God is always there for any body that needs some help in life.

Best of Luck


Humility
Rating
Same here, January was a stressed filled month from building the supposed to be "Dream House" only to see Error after Error occur, backing out of that contract and finding a Gem that we closed on in 2 weeks...I share the stress you feel but take it one day at a time, I remember sitting at work focusing soley on everything and up until I signed the paperwork and got the keys I was nervous


ogrendle
Rating
Actually, Wes G has it ALMOST right. Take the bubble bath FIRST and THEN drink the wine.
I tell my clients that the stress is normal and they can cry if they feel like it but only after 8 PM.
Good Luck.


chevy
Rating
man i am in same boat...please tell me what to do. i want it so bad but nothing is happing fast enough. bath thing sounds great. try that. let me know then i will.haaahhaa


Angel_Blue
Rating
Owning your own home is soooooooooo cool. Stress out if that's your thing, but it's really just wasted energy. Once you move in -- it's YOUR place. No landlords, no annoying barking pets 2 apartments above you, no water rushing through the pipes of your upstairs neighbor each time he flushes a toilet.

The lawn is yours. The flower beds, blooming trees in your yard -- are yours. The deck you sit on to watch the sun set, or the vista of deer at the creek are YOURS to enjoy.

Look forward to where you are going, and not back at where you are coming from. If everything is approved... relax. Soon enough you'll be in your new place, bags at your feet, thankful at how lucky you are to have a piece of the American Dream... and wondering what color you should paint the walls, or what type furniture you'll need.


sanki
Rating
Higher stress levels affect both the mental and physical health of a person. Deep breathing is a simple relaxation technique which can be used to effectively lower stress levels at any time.There are many deep breathing relaxation techniques which when followed will make you feel relaxed.More details and remedies at http://deeplyrelax.com


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