 Is owning real estate a major hassle? |
| I have extra money and am trying to figure out what investment I should make. I'm in the stock market now and all it seems to do is steadily decrease, with huge swings up and down every day. I... |
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 What are the legalities of not accepting a full asking price offer to purchase? |
| Think real estate agent suggested listing price to low, that way it sold quickly. Got an offer for listing price on first day shown. Do I have to accept this offer, when I think I want more for the ... |
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 Looking to buy a house..? |
| I was looking at this house its priced very cheep, it says it has "slab issues" what does that mean?... |
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 Landlord vs. Tenant? |
I started renting a house 1 month ago and we have noticed some things in the house that need to be fixed. So, what would you concider a landlords problem or a tennents responsibility?
L... |
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 My apartment lease - 30 Day Notice? |
| My lease ends today Jan 31 and I want to move out. Am I required to give 30 day notice. If i give the house key today, Am I still responsible for Feb's rent? Pls help.. what is the law says?... |
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 How can I "fire" my real estate agent after signing a dual agency agreement? |
| First time home buyer. Found a home I liked, signed the dual agency agreement with the seller's agent (I didn't have my own agent, yeah yeah yeah I know now), placed a bid, then had the ... |
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 Stealing - Or is It? |
| If I was looking for an apartment that a Realtor said was vacant and available now and gave me a key to check it out and I found personal belongings in there; would taking them be stealing? Bear in ... |
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 When is it time to change your realtor? |
| Our realtor has shown our house one time in the last month! I know the market is low right now, but when do I draw the line?... |
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 Can my apartment complex charge me rent for an apartment I moved out of early, but was immediately rented? |
| I broke lease 2 months before the lease was up. A week after moving out, the apartment was rented to new tenants. My rent was paid in full up through the time I was living in the apartment. C... |
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| How do you get rid of a realitor in texas that refuses to sell your property? |
| ethics are a joke, the texas reality comission is a joke, please give a realistic solution. If you don't know don't litter by e-mail with ignorant opinion.T... |
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 What is the safest place in Charleston, SC to rent an apartment? |
| I'm moving there and need to know where to search for a good apartment.... |
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| Is it illegal to live in your car? UK? |
| I've been reading a lot about Americans going into foreclosure and resorting to living in their car. I've been thinking about this and though it would be a good way to save up some money. W... |
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 I have a feeling my landlord is entering my property when I'm at work. ? |
| I have no proof but a few things have strangely gone missing. I wondered if any one had any commonsense ways or traps I could subtely set near the front door or even on the door knob to see if I am ... |
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 Will a mortgage lender finance a home that is real estate owned? |
| the house is in poor repair on the inside, it needs just cosmetic work though, nothing structural. it is a fairly large house 4 BR and 1.5 B on 3 acres and they r asking $54,000. i know that in the ... |
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 What would be better, a home equity loan or refinance at lower rate to add on to my home? |
| I'm wanting to add on to my home but I've never used a home equity loan. I have used the refinance method where you borrow a little extra to add on. What would be the best now, with the way ... |
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 Does my landlord have any legal right to withhold my security deposit due to a quote from a repair contractor? |
| My washer's hose got loose.It leaked water into my neighbor's floor and carpet.I was billed for the water extraction hence I was sent a statement during my lease time.I have just moved out.I... |
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 Am I still an owner of my house? |
| My partner is going to get a second on the house. I am on the first loan and on the deed as well. She told me since I am a full time student and not currently employed, that she will be the only one ... |
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 Is a landlord required to tell you if someone died in the house that you are thinking about renting? |
| Is a landlord required to tell you if someone died in the house that you are thinking about renting? I live in GA and when we looked at a house The londlord said the last person that lived their died ... |
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 Need help deciding on mortgage! Please help!? |
Jonathan
I need help deciding on a mortgage? HELP!!!?
Purchase price is 198k Doing an 80/15.
8.5 on second mortgage heloc on all options
6.0 30 yr fixed 1 point origination<... |
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dickeyv111 | I'm closing on a new house tomorrow, can I renegotiate my mort. to take advantage of the lower interest rate? |
My interest rate is 6.125, but will the bank just allow me to take advantage of the 3/4 point drop? |
 |
 
Landlord
 |
I have 3 in escrow and called about this yesterday. I was given a new rate w/o any penalties. They were actually surprised I asked, they had already taken care of the paper work. |
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Emcee H
 |
the 3/4 drop was to the discount rate, NOT to mortgage rates. Mortgage rates dipped but now they're back up. If your bank did not float you down already, it's too late unless the mortgage rates go back down again. Talk with your loan officer for more details. |
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Matt K
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If you have already locked, you would forfeit the rate lock fee, and that's assuming they would allow a change.
I'm not so sure they would. |
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Paulette
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Call them TODAY to find out. |
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Pam H.
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Mortgage rates are tied to the bond market .... not short term interest rates for banks ....
You could offer cash to buy down some points at settlement, but beyond that, good luck; if the home is a good price, in a good neighborhood you want to live in through 2018 .... close .... |
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stu_the_kilted_scot
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Phone them and ask . . . . . |
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Enchanted
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It will delay your closing since new loan docs must be created and signed. It is possible. Call them and find out if the Fed's rate cut has had an affect on a lower rate for your loan. |
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In the Kitchen
 |
That's a great question. In this market, you are somewhat in the driver's seat.
Ask them. Threaten to take business elsewhere if they say no. (nicely.)
Talk to your agent next if you don't like the answer.....you don't want to loose the house, or your earnest money...but then again, the rate could save you more in the long run.
Let us know what they say!!!! Good luck. |
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acermill
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There is no 3/4 point drop in fixed mortgage rates. You are confusing the Fed rate drop with a fixed mortgage interest rate. Fixed mortgage rates do not follow the Federal rate, but are much more closely tied to long term Treasuries. Regardless, at this stage of your mortgage, you're not in a position to do ANY sort of 'renegotiation'. Paperwork is all completed and prepared. No way you would close tomorrow if you somehow elect to shop around. |
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