 Is there a "Lemon Law" for houses? |
| I bought a house two months ago. My home inspection turned up a few items and the seller fixed those items. In the state of North Carolina, you cannot sue a home inspector. It's even outlined ... |
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 What does this mean? |
| What does it mean when looking at a house to buy and it says on the listing single family house attached ? And what does it mean if it says the same thing but detached?... |
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 Despair for first time home buyers? |
| What are first time buyers supposed to do in this climate of over-priced houses?... |
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 Do many people who buy a house, sell it for another , a few yrs later? |
I wanted to know how many people who buy a house, stay in their first house, or go on to sell it and buy another. OR do people build first, never thinking of buying?
Additional Details
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 My son and I are joint tennants, I hold the mortgage alone. He has abandoned the property, what can I do? |
| I would like to keep this land, and my son will not communicate with me (blame the wife who is not on the title or mortgage). Is there a breach of contract or some other legal recourse to remove him ... |
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 New Landlord seeking advice on how to deny a pushy potential-tenant!? |
| I am renting a house that is available at the beginning of next month. I have showed it to several people. BUT this one guy keeps calling and wants to give me wads of cash "now", wants to ... |
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 The house I'm renting is being foreclosed on. Do I need to clean when I move out? |
| The house I'm renting is being foreclosed on. I'm in the process of moving my stuff out. Normally I'd clean the the place to leave it as good as new. Should I still give it a deep ... |
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 What happens if an owner of a house dies and has no will? |
| what happens to real estate property when someone dies and has no will? My mother passed away and theres a house just sitting there, my sister moved in, and i was told theres a lean on the land from ... |
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 I was just offered an exclusive real estate deal? |
| It's for Ocean front property in Arizona. 50,000 acres, undeveloped for $5,000. Should I take it? It's a great deal right? That's like ten bucks an acre for ocean front land!... |
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 Apartment question? |
| I put a $100 deposit down to hold an apartment. I got the apartment. I want to know if they will deduct the 100 dollars from the first months rent and the security deposit?... |
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 I live in Maryland. What happens if you landlord evicts you for not paying your rent.? |
My landlord evicted me for not paying my rent for April, but I have proof that my rent was paid for April on March 25. What type of lawyer do I need.
Additional Details
No my rent was ... |
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 Is my landlord trespassing? |
| Long story short, I live in Los Angeles. I presented my 30 day notice but I moved out fast leaving my place empty for 15 days. The management company called me to see if they could have the painters ... |
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 Is paying 350 per month for a room expensive? |
| I'm planning to move in with a friend and I get a room in a big house for 350/month includes electricity water, etc.... |
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 "Eviction is such a harsh word"? |
| I am a lady in my 60's and many years ago I purchased a house next door to my house. It has been rented to a nice family for about 10 years. Now I want my best friend to move in next door to ... |
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 How can I evict a person, they own their doublewide, but they rent a space on my property? |
| The owners of the doublewide, rent a lot from us. We have sent them letters, had the sheriff serve them with eviction notices and they still have not made a move to leave. We are in the state of G... |
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 Can a landlord deduct the cost of painting an apartment from a security deposit? |
| we have lived here two years and plan on moving the apartment will need to be painted there is no major damage who would be rosponsible for repainting an ... |
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Diamond C. | I am 24 years old and I want to buy a home while the market is down. That would be my first home.............. |
I have student loans only. no more debts. I don't know what kind of mortgage would be best for me. Sallie offers some good ones: FHA Express "FHA Express is a great choice for first-time home buyers. Only 3% down payment required! No minimum income or credit scores!" or a Smart30 " If you want a fixed rate mortgage with payment choice and flexibility, the Smart30 is for you". If I can get qualified, Which is better? the ARM adjusting or fixed? |
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chatsplas
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WHOA.
Get better informed.
SAVE for your down payment. Reduce spending, increase savings. Down payment decreases your interest rate, and if you save enough and pay down 20% you avoid large monthly PMI charges.
BUILD your credit. Pay off cards monthly as you've been doing. Pay on your student loans. Better your credit, the lower your interest rate, which saves you hugely over the life of your loan.
SHOP around for loans. Avoid scammers. AVOID ARMS, go with fixed rate. Avoid interest only loans as you build no equity. "Only 3% down payment required! No minimum income or credit scores!" is probably Bait N Switch come-on. And the suckers who bought into that are now going through foreclosure! |
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Dentist H since 2001
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go to the bank and see how much home you actually can afford. They can write a letter for the buyer about your finances when you make your bid on a house to guarantee that you can close the deal. |
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newnew
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Fixed. I think it's a good investment. Go for it. |
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island3girl
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i say fixed |
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Carley
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Here are many first time home buyers programs available. You may start by calling the city Housing Office in your city or the county housing office<!--in the county in which you reside.If these offices don't have the programs you are seeking they will be able to tell you what agency in their jurisdiction has them.
http://best-loans.awardspace.com/homebuyerprogram.htm
Once you have located the first time home buyers program and who operate it, that agency normally have a list of lenders, banks-->mortgage brokers or institutions that are authorize to administer the program. These agencies are normally listed on a pamphlet. |
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Marysue
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Do you know your credit score? When you say “no other debts” my assumption is that also means no other lines of credit, including credit cards. If that’s the case, you may have very limited credit history, which unfortunately translates into a low score. Before you worry about which mortgage to get, you should be worried about whether you can get one at all.
When you speak to a lender, they’ll show the options and then you can do the math to see which is the most viable for you.
www.bankrate.com has lots of great info. |
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Heavenly
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Fixed is safer and predictable....go with that. Save money for another year and then buy...watch the market just a little while longer-then go for it. |
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Rob V
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fixed!!!! do not go with arm!!! ARM IS WAY TO UNSTABLE they real you in then drown you. |
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The Lemur
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Fixed rates are usually cheaper. At least you dont get surprises you know? I would check out the HUD website and look into buying from them. You can get a fixer and save a little dough, which if you are like most 24 year olds that is good. Here's a link to their web site. Also, shop around for your mortgage. A 30 year fixed is a 30 year fixed, but banks offer different rates and its significant.
http://www.hud.gov/ |
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rockyfella25
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fixed is better and sallie mae is a excellent choice,Good Luck |
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Ross
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I would go with the fixed based on the above inf. ARM do have their place, but not for most. If you do not over buy they can save money in the sort run if the interest rate is lower.
The problem is like Rob V said the real you in. They will usually have prepayment penalties. If they don't you have ANY penalties can get one at a low interest and be prepared to switch. The rate has to be MUCH lower to compensate for the extra fees you will pay for your new loan. Watch the market when they start going up switch to a fixed. |
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